What is portability?
Portability means the right accorded to an individual health insurance policy holder (including family cover) to transfer the credit gained by the insured for pre-existing conditions and time bound exclusions if the policyholder chooses to switch from one insurer to another insurer or from one plan to another plan of the same insurer, provided the previous policy has been maintained without any break.
Why should I shift my policy to Star?
Cashless facility at over 4900+ network hospitals all over India. No Third Party Administrator (TPA) involved which results in faster settlement of claims with more transparency.
24x7 customer help desk to keep you guided on any policy related queries and now you can also reach our Medical expert through Phone for Free medical consultation. Toll free - 1800 425 2255 / 1800 102 4477. Guaranteed renewals beyond 74 years. Avail No claim Discount for every claim free year*. Enjoy maximum Tax benefits (80D) across all Health policies. Wide range of Health products with special features are available for portability
Star Health Gain: Available on both Individual and floater basis, Star Health Gain provides Outpatient Benefits (OPD) at a affordable premium. Any utilized OPD benefit can be carried forward to next year.
Mediclassic: A classic health insurance plan for both individuals and families with fixed sum insured among all family members. Offers optional benefits like Hospital Cash, Patient care and New born Baby cover with additional premium.
Family Health Optima: Cover your entire family under a single premium. Floater Sum Insured across all family members with maximum entry age of 65 years.
Senior Citizen Red Carpet: Enjoy peace and security after retirement with Star Senior Citizen policy which perfectly suits for persons aged between 60 - 74 years.
Super Surplus: Available on both Individual and floater basis, Star Super surplus goes beyond basic plans to provide you a wider coverage with fixed sum Insured of 7 Lakhs and 10 Lakhs with a very nominal premium. Can be optionally added to select policies* for providing you higher coverage.