TOLL FREE NUMBER- 1800 425 2255/1800 102 4477

1800 425 2255/1800 102 4477

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Star First Care

Health Section
  • Policy is available on Individual and Floater basis in Tier I and Tier II places.
  • Cover for pre-hospitalization and post hospitalization.
  • Hospital Cash benefit if treatment taken in Government hospital.
Life Section
  • Sum assured is payable in case of the death of the policyholder during the policy term.

SHAHLIP18033V021718

Recharge Benefit

  • Room, Boarding, Nursing expenses at Rs.750/- per day (0.75% of the sum insured) - either private or shared accommodation.
  • ICU charges up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization.
  • Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Diagnostics, Anaesthesia, Blood, Oxygen and Operation Theatre charges, Cost of Pacemaker, Cost of Medicine and drugs etc.
  • Ambulance charges for emergency transportation up to a sum of Rs.500/- per hospitalization and overall limit of Rs.1000/- per policy period.
  • Pre Hospitalisation expenses up to 30 days prior to admission in the hospital.
  • Post Hospitalisation expenses up to 60 days after discharge from the hospital. Medical expenses incurred up to 7% of hospitalization expenses subject to a maximum of Rs.3,000/-.
  • Hospital Cash: Benefit will be paid at the rate of Rs.1000/- per day of hospitalization subject to a maximum of 14 days, where the treatment is taken in Government Hospital. This will be paid only for covered surgeries done as in-patient, whether any claim is made on indemnity basis or not. Payment of claim under hospital cash benefit will not reduce the Sum Insured. With this, the effective maximum claimable amount becomes Rs.1,14,000/-. 

Eligibility

For Health Benefits:

Any person between 18years and 65 years of age, from Tier 1 and Tier 2 places in India, can take this insurance. This policy can be renewed during the whole life of the Insured Person.

 

For Life Benefits

Entry age between 18 years and 60 years. The Life Insurance Benefit is offered only for the primary life insured. Medical underwriting will be applicable for eligible persons above 50 years of age. The Plan term is 5 years (fixed) and maximum age at the end of the plan term is 65 years

 

Beyond 65 years renewal can be only for health cover under any health indemnity policy offered by Star Health

General Terms

Health Section
Pre-Existing Diseases/Illness:

Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

 

Day care treatment:

405 day care treatments are covered.

 

Tax Benefits for both Health and Life Sections:

Amount paid by any mode other than by cash for this Health section insurance is eligible for relief under Section 80D of the Income Tax Act.

Amount paid for this Life section insurance is eligible for relief under Section 80C of the Income Tax Act.

 

Free look period for both Health and Life Sections:

The policy can be cancelled within 15 days from the date of receipt of the policy. In case Policyholder has bought this plan through distance marketing mode, he/she may cancel the Plan within 30 days from the date of receipt of the policy. However, the company reserves the right to deduct medical examination fees, cancellation fee*, stamp duty charges for issue of the policy and proportionate risk premium for the period concerned.


* Cancellation fee is not applicable for Pure Term Life Insurance Coverage.

 

Free look cancellation is not applicable at the time of renewal of the policy.

 

NOTE: Renewal premium, terms and conditions are subject to change with prior approval from IRDAI. 

Star Advantage

  • No third Party Administrator, direct in-house claim settlement.
  • Faster & hassle-free claim settlement.
  • Cashless hospitalization wherever possible.
  • Network of more than 8400+ hospitals across India.
  • 24x7 Toll Free Helpline.
  • Information on health through free health magazine.
  • Facility for maintaining personal health records in electronic format.

NOTE: The benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health office or call toll free no 1800 425 2255 / 1800 102 4477.

Premium Chart

Premium(Excluding Tax) Health Section
Age in years                                                         (Amount in Rs.)
1A 1A+1C 1A+2C 2A 2A+1C 2A+2C
2-25 905 1,290 1,620 1,400 1,705 1,995
26-40 1,100 1,665 2,090 1,805 2,200 2,500
41-50 1,600 2,395 2,945 2,600 3,100 3,500
51-60 2,200 3,320 4,180 3,605 4,400 5,000
61-65 3,080 4,540 5,700 4,930 6,000 6,780
66-70 3,665 5,400 6,795 5,865 7,150 8,065
Above 70 4,290 6,320 7,955 6,865 8,370 9,440
Premium with Tax @18%
Age in years                                                         (Amount in Rs.)
1A 1A+1C 1A+2C 2A 2A+1C 2A+2C
2-25 1,068 1,522 1,912 1,652 2,012 2,354
26-40 1,298 1,965 2,466 2,130 2,596 2,950
41-50 1,888 2,826 3,475 3,068 3,658 4,130
51-60 2,596 3,918 4,932 4,254 5,192 5,900
61-65 3,634 5,357 6,726 5,817 7,080 8,000
66-70 4,325 6,372 8,018 6,921 8,437 9,517
Above 70 5,062 7,458 9,387 8,101 9,877 11,139

Premium for female lives ( excluding Tax)
Age at entry/Sum Assured 300000 400000 500000 600000 700000 800000 900000 1000000 1100000 1200000 1300000 1400000 1500000
18 1170 1560 1950 2340 2730 3120 3510 1360 1496 1632 1768 1904 2040
19 1170 1560 1950 2340 2730 3120 3510 1360 1496 1632 1768 1904 2040
20 1170 1560 1950 2340 2730 3120 3510 1360 1496 1632 1768 1904 2040
21 1170 1560 1950 2340 2730 3120 3510 1360 1496 1632 1768 1904 2040
22 1179 1572 1965 2358 2751 3144 3537 1389 1528 1667 1806 1944 2083
23 1185 1580 1975 2370 2765 3160 3555 1412 1553 1694 1835 1976 2117
24 1191 1588 1985 2382 2779 3176 3573 1429 1572 1715 1858 2001 2143
25 1194 1592 1990 2388 2786 3184 3582 1442 1587 1731 1875 2019 2164
26 1197 1596 1995 2394 2793 3192 3591 1453 1599 1744 1890 2035 2180
27 1200 1600 2000 2400 2800 3200 3600 1464 1610 1756 1903 2049 2195
28 1206 1608 2010 2412 2814 3216 3618 1474 1622 1769 1916 2064 2211
29 1209 1612 2015 2418 2821 3224 3627 1487 1635 1784 1933 2081 2230
30 1212 1616 2020 2424 2828 3232 3636 1503 1653 1803 1953 2104 2254
31 1218 1624 2030 2436 2842 3248 3654 1523 1675 1827 1980 2132 2284
32 1227 1636 2045 2454 2863 3272 3681 1549 1703 1858 2013 2168 2323
33 1236 1648 2060 2472 2884 3296 3708 1581 1739 1897 2055 2213 2371
34 1248 1664 2080 2496 2912 3328 3744 1621 1783 1945 2107 2269 2431
35 1263 1684 2105 2526 2947 3368 3789 1669 1836 2002 2169 2336 2503
36 1281 1708 2135 2562 2989 3416 3843 1726 1899 2071 2244 2416 2589
37 1302 1736 2170 2604 3038 3472 3906 1794 1973 2152 2332 2511 2690
38 1323 1764 2205 2646 3087 3528 3969 1872 2059 2247 2434 2621 2808
39 1737 2316 2895 3474 4053 4632 5211 2094 2304 2513 2723 2932 3142
40 1770 2360 2950 3540 4130 4720 5310 2201 2421 2641 2861 3081 3301
41 1806 2408 3010 3612 4214 4816 5418 2323 2555 2787 3020 3252 3484
42 1848 2464 3080 3696 4312 4928 5544 2464 2710 2956 3203 3449 3696
43 1899 2532 3165 3798 4431 5064 5697 2626 2889 3152 3414 3677 3940
44 1956 2608 3260 3912 4564 5216 5868 2814 3096 3377 3658 3940 4221
45 2022 2696 3370 4044 4718 5392 6066 3030 3333 3636 3939 4242 4545
46 2097 2796 3495 4194 4893 5592 6291 3286 3614 3943 4271 4600 4928
47 2181 2908 3635 4362 5089 5816 6543 3573 3930 4287 4644 5002 5359
48 2280 3040 3800 4560 5320 6080 6840 3898 4287 4677 5067 5457 5847
49 3009 4012 5015 6018 7021 8024 9027 4466 4913 5359 5806 6252 6699
50 3129 4172 5215 6258 7301 8344 9387 4865 5352 5838 6325 6811 7298
51 3261 4348 5435 6522 7609 8696 9783 5310 5841 6372 6903 7435 7966
52 3402 4536 5670 6804 7938 9072 10206 5780 6358 6936 7514 8092 8670
53 3552 4736 5920 7104 8288 9472 10656 6276 6903 7531 8159 8786 9414
54 3708 4944 6180 7416 8652 9888 11124 6795 7474 8154 8833 9513 10192
55 3876 5168 6460 7752 9044 10336 11628 7334 8067 8800 9534 10267 11000
56 4047 5396 6745 8094 9443 10792 12141 7891 8680 9469 10258 11047 11836
57 4224 5632 7040 8448 9856 11264 12672 8488 9337 10186 11035 11884 12732
58 4407 5876 7345 8814 10283 11752 13221 9100 10010 10920 11830 12740 13650
59 5841 7788 9735 11682 13629 15576 17523 10158 11174 12190 13206 14222 15237
60 6048 8064 10080 12096 14112 16128 18144 10845 11929 13013 14098 15182 16267

Premium for female lives ( Including Tax) @ 18%
Age at entry/Sum Assured 300000 400000 500000 600000 700000 800000 900000 1000000 1100000 1200000 1300000 1400000 1500000
18 1381 1841 2301 2761 3221 3682 4142 1605 1765 1926 2086 2247 2407
19 1381 1841 2301 2761 3221 3682 4142 1605 1765 1926 2086 2247 2407
20 1381 1841 2301 2761 3221 3682 4142 1605 1765 1926 2086 2247 2407
21 1381 1841 2301 2761 3221 3682 4142 1605 1765 1926 2086 2247 2407
22 1391 1855 2319 2782 3246 3710 4174 1639 1803 1967 2131 2294 2458
23 1398 1864 2331 2797 3263 3729 4195 1666 1833 1999 2165 2332 2498
24 1405 1874 2342 2811 3279 3748 4216 1686 1855 2024 2192 2361 2529
25 1409 1879 2348 2818 3287 3757 4227 1702 1873 2043 2213 2382 2554
26 1412 1883 2354 2825 3296 3767 4237 1715 1887 2058 2230 2401 2572
27 1416 1888 2360 2832 3304 3776 4248 1728 1900 2072 2246 2418 2590
28 1423 1897 2372 2846 3321 3795 4269 1739 1914 2087 2261 2436 2609
29 1427 1902 2378 2853 3329 3804 4280 1755 1929 2105 2281 2456 2631
30 1430 1907 2384 2860 3337 3814 4290 1774 1951 2128 2305 2483 2660
31 1437 1916 2395 2874 3354 3833 4312 1797 1977 2156 2336 2516 2695
32 1448 1930 2413 2896 3378 3861 4344 1828 2010 2192 2375 2558 2741
33 1458 1945 2431 2917 3403 3889 4375 1866 2052 2238 2425 2611 2798
34 1473 1964 2454 2945 3436 3927 4418 1913 2104 2295 2486 2677 2869
35 1490 1987 2484 2981 3477 3974 4471 1969 2166 2362 2559 2756 2954
36 1512 2015 2519 3023 3527 4031 4535 2037 2241 2444 2648 2851 3055
37 1536 2048 2561 3073 3585 4097 4609 2117 2328 2539 2752 2963 3174
38 1561 2082 2602 3122 3643 4163 4683 2209 2430 2651 2872 3093 3313
39 2050 2733 3416 4099 4783 5466 6149 2471 2719 2965 3213 3460 3708
40 2089 2785 3481 4177 4873 5570 6266 2597 2857 3116 3376 3636 3895
41 2131 2841 3552 4262 4973 5683 6393 2741 3015 3289 3564 3837 4111
42 2181 2908 3634 4361 5088 5815 6542 2908 3198 3488 3780 4070 4361
43 2241 2988 3735 4482 5229 5976 6722 3099 3409 3719 4029 4339 4649
44 2308 3077 3847 4616 5386 6155 6924 3321 3653 3985 4316 4649 4981
45 2386 3181 3977 4772 5567 6363 7158 3575 3933 4290 4648 5006 5363
46 2474 3299 4124 4949 5774 6599 7423 3877 4265 4653 5040 5428 5815
47 2574 3431 4289 5147 6005 6863 7721 4216 4637 5059 5480 5902 6324
48 2690 3587 4484 5381 6278 7174 8071 4600 5059 5519 5979 6439 6899
49 3551 4734 5918 7101 8285 9468 10652 5270 5797 6324 6851 7377 7905
50 3692 4923 6154 7384 8615 9846 11077 5741 6315 6889 7464 8037 8612
51 3848 5131 6413 7696 8979 10261 11544 6266 6892 7519 8146 8773 9400
52 4014 5352 6691 8029 9367 10705 12043 6820 7502 8184 8867 9549 10231
53 4191 5588 6986 8383 9780 11177 12574 7406 8146 8887 9628 10367 11109
54 4375 5834 7292 8751 10209 11668 13126 8018 8819 9622 10423 11225 12027
55 4574 6098 7623 9147 10672 12196 13721 8654 9519 10384 11250 12115 12980
56 4775 6367 7959 9551 11143 12735 14326 9311 10242 11173 12104 13035 13966
57 4984 6646 8307 9969 11630 13292 14953 10016 11018 12019 13021 14023 15024
58 5200 6934 8667 10401 12134 13867 15601 10738 11812 12886 13959 15033 16107
59 6892 9190 11487 13785 16082 18380 20677 11986 13185 14384 15583 16782 17980
60 7137 9516 11894 14273 16652 19031 21410 12797 14076 15355 16636 17915 19195

Premium for male lives ( excluding Tax)
Age at entry/Sum Assured 300000 400000 500000 600000 700000 800000 900000 1000000 1100000 1200000 1300000 1400000 1500000
18 1170 1560 1950 2340 2730 3120 3510 1360 1496 1632 1768 1904 2040
19 1179 1572 1965 2358 2751 3144 3537 1389 1528 1667 1806 1944 2083
20 1185 1580 1975 2370 2765 3160 3555 1412 1553 1694 1835 1976 2117
21 1191 1588 1985 2382 2779 3176 3573 1429 1572 1715 1858 2001 2143
22 1194 1592 1990 2388 2786 3184 3582 1442 1587 1731 1875 2019 2164
23 1197 1596 1995 2394 2793 3192 3591 1453 1599 1744 1890 2035 2180
24 1200 1600 2000 2400 2800 3200 3600 1464 1610 1756 1903 2049 2195
25 1206 1608 2010 2412 2814 3216 3618 1474 1622 1769 1916 2064 2211
26 1209 1612 2015 2418 2821 3224 3627 1487 1635 1784 1933 2081 2230
27 1212 1616 2020 2424 2828 3232 3636 1503 1653 1803 1953 2104 2254
28 1218 1624 2030 2436 2842 3248 3654 1523 1675 1827 1980 2132 2284
29 1227 1636 2045 2454 2863 3272 3681 1549 1703 1858 2013 2168 2323
30 1236 1648 2060 2472 2884 3296 3708 1581 1739 1897 2055 2213 2371
31 1248 1664 2080 2496 2912 3328 3744 1621 1783 1945 2107 2269 2431
32 1263 1684 2105 2526 2947 3368 3789 1669 1836 2002 2169 2336 2503
33 1281 1708 2135 2562 2989 3416 3843 1726 1899 2071 2244 2416 2589
34 1302 1736 2170 2604 3038 3472 3906 1794 1973 2152 2332 2511 2690
35 1323 1764 2205 2646 3087 3528 3969 1872 2059 2247 2434 2621 2808
36 1737 2316 2895 3474 4053 4632 5211 2094 2304 2513 2723 2932 3142
37 1770 2360 2950 3540 4130 4720 5310 2201 2421 2641 2861 3081 3301
38 1806 2408 3010 3612 4214 4816 5418 2323 2555 2787 3020 3252 3484
39 1848 2464 3080 3696 4312 4928 5544 2464 2710 2956 3203 3449 3696
40 1899 2532 3165 3798 4431 5064 5697 2626 2889 3152 3414 3677 3940
41 1956 2608 3260 3912 4564 5216 5868 2814 3096 3377 3658 3940 4221
42 2022 2696 3370 4044 4718 5392 6066 3030 3333 3636 3939 4242 4545
43 2097 2796 3495 4194 4893 5592 6291 3286 3614 3943 4271 4600 4928
44 2181 2908 3635 4362 5089 5816 6543 3573 3930 4287 4644 5002 5359
45 2280 3040 3800 4560 5320 6080 6840 3898 4287 4677 5067 5457 5847
46 3009 4012 5015 6018 7021 8024 9027 4466 4913 5359 5806 6252 6699
47 3129 4172 5215 6258 7301 8344 9387 4865 5352 5838 6325 6811 7298
48 3261 4348 5435 6522 7609 8696 9783 5310 5841 6372 6903 7435 7966
49 3402 4536 5670 6804 7938 9072 10206 5780 6358 6936 7514 8092 8670
50 3552 4736 5920 7104 8288 9472 10656 6276 6903 7531 8159 8786 9414
51 3708 4944 6180 7416 8652 9888 11124 6795 7474 8154 8833 9513 10192
52 3876 5168 6460 7752 9044 10336 11628 7334 8067 8800 9534 10267 11000
53 4047 5396 6745 8094 9443 10792 12141 7891 8680 9469 10258 11047 11836
54 4224 5632 7040 8448 9856 11264 12672 8488 9337 10186 11035 11884 12732
55 4407 5876 7345 8814 10283 11752 13221 9100 10010 10920 11830 12740 13650
56 5841 7788 9735 11682 13629 15576 17523 10158 11174 12190 13206 14222 15237
57 6048 8064 10080 12096 14112 16128 18144 10845 11929 13013 14098 15182 16267
58 6279 8372 10465 12558 14651 16744 18837 11582 12740 13898 15056 16215 17373
59 6525 8700 10875 13050 15225 17400 19575 12381 13619 14857 16095 17333 18571
60 7569 10092 12615 15138 17661 20184 22707 13537 14891 16244 17598 18952 20305

Premium for male lives ( Including Tax) @ 18%
Age at entry/Sum Assured 300000 400000 500000 600000 700000 800000 900000 1000000 1100000 1200000 1300000 1400000 1500000
18 1381 1841 2301 2761 3221 3682 4142 1605 1765 1926 2086 2247 2407
19 1391 1855 2319 2782 3246 3710 4174 1639 1803 1967 2131 2294 2458
20 1398 1864 2331 2797 3263 3729 4195 1666 1833 1999 2165 2332 2498
21 1405 1874 2342 2811 3279 3748 4216 1686 1855 2024 2192 2361 2529
22 1409 1879 2348 2818 3287 3757 4227 1702 1873 2043 2213 2382 2554
23 1412 1883 2354 2825 3296 3767 4237 1715 1887 2058 2230 2401 2572
24 1416 1888 2360 2832 3304 3776 4248 1728 1900 2072 2246 2418 2590
25 1423 1897 2372 2846 3321 3795 4269 1739 1914 2087 2261 2436 2609
26 1427 1902 2378 2853 3329 3804 4280 1755 1929 2105 2281 2456 2631
27 1430 1907 2384 2860 3337 3814 4290 1774 1951 2128 2305 2483 2660
28 1437 1916 2395 2874 3354 3833 4312 1797 1977 2156 2336 2516 2695
29 1448 1930 2413 2896 3378 3861 4344 1828 2010 2192 2375 2558 2741
30 1458 1945 2431 2917 3403 3889 4375 1866 2052 2238 2425 2611 2798
31 1473 1964 2454 2945 3436 3927 4418 1913 2104 2295 2486 2677 2869
32 1490 1987 2484 2981 3477 3974 4471 1969 2166 2362 2559 2756 2954
33 1512 2015 2519 3023 3527 4031 4535 2037 2241 2444 2648 2851 3055
34 1536 2048 2561 3073 3585 4097 4609 2117 2328 2539 2752 2963 3174
35 1561 2082 2602 3122 3643 4163 4683 2209 2430 2651 2872 3093 3313
36 2050 2733 3416 4099 4783 5466 6149 2471 2719 2965 3213 3460 3708
37 2089 2785 3481 4177 4873 5570 6266 2597 2857 3116 3376 3636 3895
38 2131 2841 3552 4262 4973 5683 6393 2741 3015 3289 3564 3837 4111
39 2181 2908 3634 4361 5088 5815 6542 2908 3198 3488 3780 4070 4361
40 2241 2988 3735 4482 5229 5976 6722 3099 3409 3719 4029 4339 4649
41 2308 3077 3847 4616 5386 6155 6924 3321 3653 3985 4316 4649 4981
42 2386 3181 3977 4772 5567 6363 7158 3575 3933 4290 4648 5006 5363
43 2474 3299 4124 4949 5774 6599 7423 3877 4265 4653 5040 5428 5815
44 2574 3431 4289 5147 6005 6863 7721 4216 4637 5059 5480 5902 6324
45 2690 3587 4484 5381 6278 7174 8071 4600 5059 5519 5979 6439 6899
46 3551 4734 5918 7101 8285 9468 10652 5270 5797 6324 6851 7377 7905
47 3692 4923 6154 7384 8615 9846 11077 5741 6315 6889 7464 8037 8612
48 3848 5131 6413 7696 8979 10261 11544 6266 6892 7519 8146 8773 9400
49 4014 5352 6691 8029 9367 10705 12043 6820 7502 8184 8867 9549 10231
50 4191 5588 6986 8383 9780 11177 12574 7406 8146 8887 9628 10367 11109
51 4375 5834 7292 8751 10209 11668 13126 8018 8819 9622 10423 11225 12027
52 4574 6098 7623 9147 10672 12196 13721 8654 9519 10384 11250 12115 12980
53 4775 6367 7959 9551 11143 12735 14326 9311 10242 11173 12104 13035 13966
54 4984 6646 8307 9969 11630 13292 14953 10016 11018 12019 13021 14023 15024
55 5200 6934 8667 10401 12134 13867 15601 10738 11812 12886 13959 15033 16107
56 6892 9190 11487 13785 16082 18380 20677 11986 13185 14384 15583 16782 17980
57 7137 9516 11894 14273 16652 19031 21410 12797 14076 15355 16636 17915 19195
58 7409 9879 12349 14818 17288 19758 22228 13667 15033 16400 17766 19134 20500
59 7700 10266 12833 15399 17966 20532 23099 14610 16070 17531 18992 20453 21914
60 8931 11909 14886 17863 20840 23817 26794 15974 17571 19168 20766 22363 23960
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