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1800 425 2255/1800 102 4477

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Family Health Optima Insurance Plan

  • Single policy, wider coverage for whole family at an affordable premium.
  • Get extra sum insured (auto recharge) at no extra cost,
  • Health Checkup benefit for every claim free year
  • 3 times Automatic restoration of Sum insured by 100% each time
  • Cover for Assisted Reproductive Treatment
  • New-born baby cover from 16th day.
  • Donor expenses for organ transplantation.
  • Domiciliary Hospitalization Expenses for treatment exceeding 3 days.
  • Cover for all day care procedures
  • Grace Period 120 days

IRDAI/HLT/SHAI/P-H/V.III/129/2017-18

Recharge Benefit

Policy Benefits:
  • Room, boarding and nursing expenses all inclusive as per the limits.
  • Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Oxygen, Operation Theatre, Diagnostics, imaging modalities and Medicines and Drugs, Oxygen, Blood, Operation theatre, Diagnostic and Cost of pacemaker.
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • Air Ambulance charges upto 10% of the Basic Sum Insured during the entire policy period.
  • Pre-Hospitalization expenses up to 60 days prior to admission in the hospital.
  • Post-hospitalisation expenses incurred up to 90 days after discharge from the hospital.
  • Domiciliary hospitalisation: Cover for medical treatment for a period exceeding three days.
  • Organ Donor Expenses: Cover upto 10% of the Sum Insured or Rupees One lakh, whichever is less.
  • Cost of Health Checkup: Expenses incurred towards cost of health check-up up to the limits
  • New Born Baby cover: Cover starts from 16th day after birth and subject to a limit of 10% of the Sum Insured or Rupees Fifty Thousand, whichever is less

 

New Benefits:
  • Emergency Domestic Medical Evacuation: Company reimburse the expenses incurred towards transportation of the insured person from the treating hospital to another one upto the limits.
  • Compassionate Travel: The Company will reimburse the transportation expenses by air incurred upto Rs5000/- for one immediate family member (other than the travel companion) for travel towards the place where hospital is located.
  • Repatriation of Mortal Remains: the Company shall reimburse up to Rs.5,000/- towards the cost of repatriation of mortal remains of the insured person to the residence of the insured.
  • Lump-sum for Treatment in Preferred Network Hospital: In the event of a medical contingency requiring hospitalization, if the insured seeks advice from the Company, the Company may suggest an appropriate hospital from the network for treatment upto 1% of Basic Sum Insured subject to maximum of Rs.5000/- per policy is payable as lumpsum.
  • Shared Accommodation: Upto the limits.
  • AYUSH treatment: Upto the limits.
  • Second Medical Opinion: The Insured Person can obtain a Medical Second Opinion from a Doctor in the Company’s network of Medical Practitioners
  • Assisted Reproductive Treatment: The Company will reimburse medical expenses incurred on Assisted Reproduction Treatment, where indicated, for sub-fertility
    • Waiting period of 36 months from the date of first inception of this policy.
    • Maximum liability of the Company for such treatment shall be limited to Rs.1 lakh for sum insured of Rs.5 lakh and Rs.2 lakhs for sum insured of Rs.10 lakhs and above for every block of 36 months.
  • Additional Sum Insured for RTA(Road Traffic Accident): If the insured person meets with a Road Traffic Accident resulting in in-patient hospitalization, then the Basic sum insured shall be increased by 25% subject to a maximum of Rs.5,00,000/- .This benefit is payable if the insured person was wearing a helmet and travelling in a two wheeler either as a rider or as a pillion rider

Automatic Restoration of Sum Insured : Available 3 times at 100% each time, during the policy period. Each restoration will operate only after the exhaustion of the earlier one.

 

Recharge Benefit: Available up to the limits.

 

Bonus: Following a claim free year bonus of 25% of the expiring basic sum insured in the second year and additional 10% for subsequent years (max.100%) would be allowed. Where there is a claim the Bonus would be reversed in the same order in which it was given.

Eligibility

  • Any person aged between 18 years and 65 years, residing in India, can take this insurance.
  • Beyond 65 years only renewals
  • Child from 16th day of age can be covered as part of the family.

General Terms

This policy is on floater basis.
Family : Proposer, spouse, dependent children from 16 days up to 25 years (those who are economically dependent on their parents)

 

Tax Benefits

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

 

Free Look Period

A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre- acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.

 

Guaranteed Lifetime Renewals

Life-long renewals beyond 65 years are offered under this policy.

 

Co-Payment: 20% of each and every claim for persons above 60 years at entry level and their subsequent renewals.

 

Pre-Acceptance Medical Screening: Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centres. Cost of screening is currently borne by the company.

 

Pre-Existing Diseases/Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

 

NOTE: Renewal premium, terms and conditions are subject to change with prior approval from IRDAI.

Star Advantage

  • No Third Party Administrator, direct in-house claim settlement.
  • Faster and hassle free claim settlement.
  • Network of more than 8200+ hospitals across India.
  • Facility for maintaining personal health records in electronic format.

NOTE: The benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health Office or call toll free no 1800 425 2255/1800 102 4477.

Premium Chart

Plan Type  Age-band in years /
Sum Insured Rs.
Zone 1 : Mumbai, Thane, Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda Surat Zone 1a: Chennai, Bangalore, Pune, Nasik, Ernakulam, Trivandrum and Rest of Gujarat
Premium Excluding Tax Premium Excluding Tax
100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000 100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000
1A+1C 16days-35     5,825     6,380    7,210    8,175    8,985   11,475     13,540    15,260    16,875    5,010    5,470    6,295    7,150    8,180   10,615   12,525    14,120     15,625
36-45     6,430     7,055    7,925    8,975    9,795   12,495     14,750    16,610    18,360    5,525    6,050    6,915    7,840    8,905   11,545   13,620    15,350     16,975
46-50     9,305   10,245  11,315  12,770  13,640   17,330     20,450    22,995    25,390    7,980    8,775    9,835  11,110  12,335   15,940   18,810    21,155     23,365
51-55   11,085   12,225  13,630  15,455  16,855   20,690     24,640    27,610    30,395    9,505  10,470  11,855  13,470  15,115   19,025   22,670    25,405     27,975
56-60   14,405   15,915  17,545  19,840  21,470   26,280     31,235    34,995    38,520  12,340  13,620  15,230  17,250  19,200   24,105   28,665    32,120     35,360
61-65   18,420   20,375  22,280  25,145  27,050   33,040     39,210    43,930    48,350  15,775  17,435  19,315  21,825  24,135   30,250   35,920    40,245     44,295
66-70   23,180   25,665  27,895  31,435  33,665   41,055     48,670    54,520    60,000  19,845  21,955  24,160  27,250  29,990   37,535   44,520    49,875     54,890
71-75   25,940   28,730  31,150  35,080  37,495   45,695     54,145    60,660    66,750  22,200  24,575  26,960  30,390  33,380   41,755   49,500    55,450     61,025
76-80   28,515   31,590  34,185  38,480  41,070   50,030     59,260    66,385    73,050  24,400  27,020  29,580  33,320  36,545   45,695   54,145    60,660     66,750
above 80   30,780   34,105  36,860  41,470  44,220   53,845     63,760    71,425    78,595  26,335  29,170  31,885  35,900  39,330   49,165   58,235    65,240     71,790
1A+2C 16days-35     7,680     8,440    9,400  10,625  11,465   14,595     17,225    19,385    21,415    6,595    7,235    8,180    9,260  10,395   13,450   15,875    17,870     19,750
36-45     8,295     9,125  10,125  11,435  12,290   15,630     18,445    20,750    22,920    7,120    7,815    8,805    9,965  11,130   14,395   16,985    19,115     21,120
46-50   11,125   12,270  13,465  15,180  16,085   20,400     24,075    27,055    29,850    9,540  10,505  11,685  13,190  14,515   18,730   22,100    24,845     27,420
51-55   13,300   14,685  16,240  18,375  19,930   24,415     29,035    32,530    35,810  11,395  12,570  14,105  15,990  17,835   22,410   26,670    29,880     32,900
56-60   16,375   18,100  19,870  22,445  24,205   29,595     35,145    39,380    43,345  14,025  15,490  17,235  19,495  21,620   27,120   32,225    36,105     39,745
61-65   21,185   23,445  25,540  28,795  30,890   37,690     44,700    50,075    55,115  18,135  20,060  22,125  24,975  27,535   34,480   40,910    45,835     50,445
66-70   25,840   28,620  31,030  34,945  37,355   45,530     53,950    60,435    66,505  22,115  24,480  26,860  30,275  33,260   41,605   49,320    55,250     60,805
71-75   28,915   32,035  34,660  39,010  41,630   50,710     60,060    67,280    74,035  24,745  27,400  29,990  33,780  37,040   46,315   54,875    61,475     67,650
76-80   31,785   35,225  38,050  42,805  45,620   55,540     65,765    73,670    81,065  27,200  30,125  32,910  37,050  40,575   50,710   60,060    67,280     74,035
above 80   34,315   38,035  41,030  46,145  49,135   59,795     70,785    79,290    87,250  29,360  32,525  35,480  39,930  43,680   54,575   64,625    72,390     79,660
1A+3C 16days-35   10,585   11,670  12,830  14,465  15,360   19,490     23,000    25,855    28,530    9,080    9,995  11,140  12,575  13,870   17,905   21,125    23,755     26,220
36-45   11,740   12,955  14,190  15,990  16,905   21,435     25,295    28,420    31,355  10,065  11,090  12,310  13,890  15,250   19,670   23,210    26,085     28,790
46-50   15,780   17,440  18,955  21,330  22,315   28,235     33,320    37,405    41,240  13,515  14,925  16,420  18,490  20,080   25,850   30,505    34,255     37,775
51-55   19,130   21,160  23,115  26,080  28,030   34,230     40,615    45,505    50,085  16,380  18,105  20,035  22,630  25,005   31,335   37,200    41,675     45,870
56-60   23,575   26,105  28,365  31,960  34,215   41,720     49,455    55,400    60,970  20,180  22,330  24,560  27,700  30,475   38,140   45,230    50,675     55,770
61-65   30,005   33,245  35,945  40,450  43,145   52,540     62,225    69,705    76,700  25,675  28,435  31,095  35,020  38,380   47,980   56,840    63,675     70,070
66-70   34,475   38,215  41,220  46,355  49,355   60,065     71,105    79,650    87,645  29,495  32,680  35,645  40,110  43,880   54,820   64,915    72,720     80,015
71-75   38,590   42,785  46,070  51,790  55,070   66,990     79,275    88,800    97,710  33,010  36,585  39,825  44,795  48,935   61,115   72,340    81,035     89,170
76-80   42,425   47,050  50,600  56,865  60,405   73,455     86,900    97,340  107,105  36,290  40,230  43,730  49,170  53,655   66,990   79,275    88,800     97,710
above 80   45,805   50,800  54,585  61,325  65,100   79,140     93,610  104,860  115,370  39,180  43,440  47,165  53,015  57,810   72,160   85,375    95,635   105,225
2A 16days-35     6,505     7,135    8,015    9,075    9,895   12,620     14,895    16,770    18,540    5,590    6,120    6,985    7,925    8,990   11,655   13,755    15,495     17,140
36-45     7,765     8,535    9,500  10,740  11,585   14,740     17,400    19,575    21,625    6,665    7,315    8,270    9,360  10,500   13,585   16,030    18,045     19,945
46-50   11,320   12,485  13,695  15,435  16,345   20,730     24,460    27,485    30,330    9,705  10,690  11,885  13,410  14,750   19,025   22,450    25,240     27,855
51-55   13,990   15,450  17,055  19,290  20,890   25,580     30,405    34,070    37,505  11,985  13,225  14,810  16,780  18,685   23,470   27,915    31,280     34,435
56-60   17,710   19,590  21,445  24,210  26,065   31,845     37,805    42,355    46,615  15,170  16,760  18,595  21,020  23,265   29,165   34,640    38,810     42,720
61-65   22,090   24,450  26,610  29,995  32,145   39,215     46,500    52,095    57,330  18,910  20,920  23,050  26,005  28,650   35,865   42,545    47,665     52,460
66-70   26,030   28,830  31,255  35,200  37,620   45,850     54,325    60,860    66,975  22,275  24,660  27,055  30,490  33,495   41,895   49,660    55,635     61,225
71-75   29,130   32,275  34,915  39,295  41,930   51,065     60,485    67,755    74,560  24,925  27,605  30,205  34,020  37,305   46,640   55,260    61,905     68,120
76-80   31,445   34,845  37,645  42,350  45,145   54,965     65,080    72,905    80,220  26,905  29,800  32,560  36,660  40,150   50,180   59,440    66,585     73,270
above 80   33,940   37,620  40,590  45,655  48,615   59,170     70,045    78,465    86,340  29,040  32,175  35,100  39,505  43,225   54,005   63,950    71,640     78,830
2A+1C 16days-35     8,010     8,810    9,790  11,065  11,915   15,155     17,885    20,125    22,230    6,875    7,550    8,520    9,640  10,795   13,960   16,475    18,545     20,490
36-45     9,230   10,165  11,230  12,675  13,545   17,210     20,310    22,835    25,215    7,920    8,705    9,760  11,030  12,250   15,825   18,680    21,010     23,205
46-50   12,845   14,175  15,490  17,445  18,380   23,290     27,485    30,870    34,050  11,005  12,135  13,430  15,145  16,570   21,355   25,200    28,315     31,240
51-55   15,750   17,405  19,130  21,615  23,335   28,540     33,905    37,985    41,815  13,490  14,895  16,600  18,785  20,850   26,160   31,095    34,840     38,355
56-60   19,795   21,900  23,900  26,960  28,955   35,350     41,935    46,980    51,705  16,945  18,735  20,710  23,390  25,825   32,350   38,395    43,020     47,350
61-65   23,710   26,250  28,520  32,135  34,400   41,945     49,720    55,700    61,295  20,295  22,455  24,695  27,850  30,640   38,345   45,475    50,945     56,065
66-70   27,235   30,170  32,680  36,795  39,300   47,880     56,725    63,545    69,930  23,310  25,805  28,280  31,865  34,975   43,745   51,840    58,075     63,910
71-75   30,480   33,775  36,510  41,080  43,805   53,345     63,170    70,765    77,870  26,080  28,885  31,580  35,560  38,965   48,710   57,700    64,640     71,130
76-80   33,510   37,140  40,080  45,080  48,015   58,440     69,185    77,500    85,280  28,670  31,760  34,660  39,010  42,690   53,345   63,170    70,765     77,870
above 80   36,175   40,100  43,225  48,600  51,715   62,925     74,480    83,430    91,800  30,945  34,295  37,370  42,045  45,965   57,420   67,980    76,155     83,795
2A+2C 16days-35     9,915   10,920  12,030  13,575  14,460   18,355     21,660    24,355    26,880    8,500    9,355  10,450  11,805  13,065   16,870   19,910    22,390     24,720
36-45   10,990   12,120  13,305  15,000  15,905   20,175     23,805    26,755    29,520    9,425  10,380  11,550  13,035  14,355   18,520   21,855    24,570     27,120
46-50   14,770   16,315  17,760  19,990  20,960   26,530     31,305    35,155    38,765  12,650  13,965  15,390  17,335  18,870   24,300   28,675    32,210     35,525
51-55   17,900   19,795  21,665  24,455  26,325   32,160     38,175    42,770    47,075  15,330  16,940  18,785  21,230  23,495   29,450   34,980    39,190     43,135
56-60   22,060   24,415  26,570  29,950  32,105   39,160     46,435    52,025    57,255  18,885  20,890  23,015  25,970  28,610   35,815   42,490    47,600     52,390
61-65   26,430   29,275  31,730  35,725  38,175   46,520     55,120    61,750    67,950  22,620  25,040  27,460  30,945  33,985   42,510   50,385    56,445     62,115
66-70   30,365   33,645  36,370  40,925  43,645   53,145     62,935    70,500    77,580  25,980  28,775  31,460  35,430  38,820   48,530   57,490    64,400     70,870
71-75   33,985   37,665  40,640  45,705  48,675   59,240     70,125    78,555    86,440  29,075  32,210  35,145  39,550  43,275   54,070   64,025    71,720     78,925
76-80   37,360   41,420  44,625  50,170  53,365   64,925     76,835    86,070    94,705  31,960  35,420  38,580  43,400  47,425   59,240   70,125    78,555     86,440
above 80   40,335   44,725  48,130  54,100  57,500   69,930     82,745    92,685  101,985  34,505  38,245  41,600  46,785  51,080   63,790   75,495    84,570     93,055
2A+3C 16days-35   13,185   14,555  15,890  17,895  18,840   23,865     28,160    31,630    34,885  11,295  12,460  13,780  15,530  16,975   21,875   25,815    29,005     32,000
36-45   14,625   16,160  17,595  19,805  20,770   26,290     31,025    34,840    38,415  12,530  13,830  15,245  17,175  18,700   24,085   28,420    31,920     35,205
46-50   19,675   21,765  23,550  26,475  27,530   34,790     41,055    46,070    50,770  16,845  18,625  20,380  22,925  24,735   31,810   37,540    42,135     46,440
51-55   23,860   26,420  28,700  32,335  34,605   42,195     50,015    56,035    61,665  20,425  22,600  24,850  28,020  30,825   38,575   45,745    51,245     56,400
56-60   29,420   32,595  35,255  39,680  42,335   51,555     61,060    68,405    75,270  25,175  27,880  30,500  34,355  37,660   47,085   55,785    62,495     68,770
61-65   35,265   39,090  42,150  47,400  50,455   61,395     72,670    81,405    89,575  30,170  33,430  36,445  41,010  44,850   56,030   66,340    74,315     81,775
66-70   40,525   44,935  48,355  54,350  57,760   70,250     83,120    93,110  102,445  34,665  38,425  41,795  47,000  51,315   64,080   75,835    84,950     93,475
71-75   45,360   50,310  54,065  60,740  64,485   78,395     92,730  103,875  114,290  38,800  43,020  46,715  52,510  57,265   71,485   84,575    94,740   104,240
76-80   49,880   55,325  59,390  66,710  70,760   86,000   101,705  113,920  125,340  42,660  47,305  51,305  57,655  62,820   78,395   92,730  103,875   114,290
above 80   53,850   59,745  64,080  71,960  76,280   92,690   109,600  122,765  135,070  46,055  51,080  55,350  62,180  67,705   84,480   99,910  111,910   123,130

Plan Type  Age-band in years /
Sum Insured Rs.
Zone 1 : Mumbai, Thane, Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda Surat Zone 1a: Chennai, Bangalore, Pune, Nasik, Ernakulam, Trivandrum and Rest of Gujarat
Premium Including Tax @ 18% Premium Including Tax @ 18%
100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000 100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000
1A+1C 16days-35    6,874    7,528    8,508    9,647  10,602    13,541    15,977    18,007    19,913    5,912    6,455    7,428    8,437    9,652   12,526    14,780    16,662     18,438
36-45    7,587    8,325    9,352  10,591  11,558    14,744    17,405    19,600    21,665    6,520    7,139    8,160    9,251  10,508   13,623    16,072    18,113     20,031
46-50  10,980  12,089  13,352  15,069  16,095    20,449    24,131    27,134    29,960    9,416  10,355  11,605  13,110  14,555   18,809    22,196    24,963     27,571
51-55  13,080  14,426  16,083  18,237  19,889    24,414    29,075    32,580    35,866  11,216  12,355  13,989  15,895  17,836   22,450    26,751    29,978     33,011
56-60  16,998  18,780  20,703  23,411  25,335    31,010    36,857    41,294    45,454  14,561  16,072  17,971  20,355  22,656   28,444    33,825    37,902     41,725
61-65  21,736  24,043  26,290  29,671  31,919    38,987    46,268    51,837    57,053  18,615  20,573  22,792  25,754  28,479   35,695    42,386    47,489     52,268
66-70  27,352  30,285  32,916  37,093  39,725    48,445    57,431    64,334    70,800  23,417  25,907  28,509  32,155  35,388   44,291    52,534    58,853     64,770
71-75  30,609  33,901  36,757  41,394  44,244    53,920    63,891    71,579    78,765  26,196  28,999  31,813  35,860  39,388   49,271    58,410    65,431     72,010
76-80  33,648  37,276  40,338  45,406  48,463    59,035    69,927    78,334    86,199  28,792  31,884  34,904  39,318  43,123   53,920    63,891    71,579     78,765
above 80  36,320  40,244  43,495  48,935  52,180    63,537    75,237    84,282    92,742  31,075  34,421  37,624  42,362  46,409   58,015    68,717    76,983     84,712
1A+2C 16days-35    9,062    9,959  11,092  12,538  13,529    17,222    20,326    22,874    25,270    7,782    8,537    9,652  10,927  12,266   15,871    18,733    21,087     23,305
36-45    9,788  10,768  11,948  13,493  14,502    18,443    21,765    24,485    27,046    8,402    9,222  10,390  11,759  13,133   16,986    20,042    22,556     24,922
46-50  13,128  14,479  15,889  17,912  18,980    24,072    28,409    31,925    35,223  11,257  12,396  13,788  15,564  17,128   22,101    26,078    29,317     32,356
51-55  15,694  17,328  19,163  21,683  23,517    28,810    34,261    38,385    42,256  13,446  14,833  16,644  18,868  21,045   26,444    31,471    35,258     38,822
56-60  19,323  21,358  23,447  26,485  28,562    34,922    41,471    46,468    51,147  16,550  18,278  20,337  23,004  25,512   32,002    38,026    42,604     46,899
61-65  24,998  27,665  30,137  33,978  36,450    44,474    52,746    59,089    65,036  21,399  23,671  26,108  29,471  32,491   40,686    48,274    54,085     59,525
66-70  30,491  33,772  36,615  41,235  44,079    53,725    63,661    71,313    78,476  26,096  28,886  31,695  35,725  39,247   49,094    58,198    65,195     71,750
71-75  34,120  37,801  40,899  46,032  49,123    59,838    70,871    79,390    87,361  29,199  32,332  35,388  39,860  43,707   54,652    64,753    72,541     79,827
76-80  37,506  41,566  44,899  50,510  53,832    65,537    77,603    86,931    95,657  32,096  35,548  38,834  43,719  47,879   59,838    70,871    79,390     87,361
above 80  40,492  44,881  48,415  54,451  57,979    70,558    83,526    93,562  102,955  34,645  38,380  41,866  47,117  51,542   64,399    76,258    85,420     93,999
1A+3C 16days-35  12,490  13,771  15,139  17,069  18,125    22,998    27,140    30,509    33,665  10,714  11,794  13,145  14,839  16,367   21,128    24,928    28,031     30,940
36-45  13,853  15,287  16,744  18,868  19,948    25,293    29,848    33,536    36,999  11,877  13,086  14,526  16,390  17,995   23,211    27,388    30,780     33,972
46-50  18,620  20,579  22,367  25,169  26,332    33,317    39,318    44,138    48,663  15,948  17,612  19,376  21,818  23,694   30,503    35,996    40,421     44,575
51-55  22,573  24,969  27,276  30,774  33,075    40,391    47,926    53,696    59,100  19,328  21,364  23,641  26,703  29,506   36,975    43,896    49,177     54,127
56-60  27,819  30,804  33,471  37,713  40,374    49,230    58,357    65,372    71,945  23,812  26,349  28,981  32,686  35,961   45,005    53,371    59,797     65,809
61-65  35,406  39,229  42,415  47,731  50,911    61,997    73,426    82,252    90,506  30,297  33,553  36,692  41,324  45,288   56,616    67,071    75,137     82,683
66-70  40,681  45,094  48,640  54,699  58,239    70,877    83,904    93,987  103,421  34,804  38,562  42,061  47,330  51,778   64,688    76,600    85,810     94,418
71-75  45,536  50,486  54,363  61,112  64,983    79,048    93,545  104,784  115,298  38,952  43,170  46,994  52,858  57,743   72,116    85,361    95,621   105,221
76-80  50,062  55,519  59,708  67,101  71,278    86,677  102,542  114,861  126,384  42,822  47,471  51,601  58,021  63,313   79,048    93,545  104,784   115,298
above 80  54,050  59,944  64,410  72,364  76,818    93,385  110,460  123,735  136,137  46,232  51,259  55,655  62,558  68,216   85,149  100,743  112,849   124,166
2A 16days-35    7,676    8,419    9,458  10,709  11,676    14,892    17,576    19,789    21,877    6,596    7,222    8,242    9,352  10,608   13,753    16,231    18,284     20,225
36-45    9,163  10,071  11,210  12,673  13,670    17,393    20,532    23,099    25,518    7,865    8,632    9,759  11,045  12,390   16,030    18,915    21,293     23,535
46-50  13,358  14,732  16,160  18,213  19,287    24,461    28,863    32,432    35,789  11,452  12,614  14,024  15,824  17,405   22,450    26,491    29,783     32,869
51-55  16,508  18,231  20,125  22,762  24,650    30,184    35,878    40,203    44,256  14,142  15,606  17,476  19,800  22,048   27,695    32,940    36,910     40,633
56-60  20,898  23,116  25,305  28,568  30,757    37,577    44,610    49,979    55,006  17,901  19,777  21,942  24,804  27,453   34,415    40,875    45,796     50,410
61-65  26,066  28,851  31,400  35,394  37,931    46,274    54,870    61,472    67,649  22,314  24,686  27,199  30,686  33,807   42,321    50,203    56,245     61,903
66-70  30,715  34,019  36,881  41,536  44,392    54,103    64,104    71,815    79,031  26,285  29,099  31,925  35,978  39,524   49,436    58,599    65,649     72,246
71-75  34,373  38,085  41,200  46,368  49,477    60,257    71,372    79,951    87,981  29,412  32,574  35,642  40,144  44,020   55,035    65,207    73,048     80,382
76-80  37,105  41,117  44,421  49,973  53,271    64,859    76,794    86,028    94,660  31,748  35,164  38,421  43,259  47,377   59,212    70,139    78,570     86,459
above 80  40,049  44,392  47,896  53,873  57,366    69,821    82,653    92,589  101,881  34,267  37,967  41,418  46,616  51,006   63,726    75,461    84,535     93,019
2A+1C 16days-35    9,452  10,396  11,552  13,057  14,060    17,883    21,104    23,748    26,231    8,113    8,909  10,054  11,375  12,738   16,473    19,441    21,883     24,178
36-45  10,891  11,995  13,251  14,957  15,983    20,308    23,966    26,945    29,754    9,346  10,272  11,517  13,015  14,455   18,674    22,042    24,792     27,382
46-50  15,157  16,727  18,278  20,585  21,688    27,482    32,432    36,427    40,179  12,986  14,319  15,847  17,871  19,553   25,199    29,736    33,412     36,863
51-55  18,585  20,538  22,573  25,506  27,535    33,677    40,008    44,822    49,342  15,918  17,576  19,588  22,166  24,603   30,869    36,692    41,111     45,259
56-60  23,358  25,842  28,202  31,813  34,167    41,713    49,483    55,436    61,012  19,995  22,107  24,438  27,600  30,474   38,173    45,306    50,764     55,873
61-65  27,978  30,975  33,654  37,919  40,592    49,495    58,670    65,726    72,328  23,948  26,497  29,140  32,863  36,155   45,247    53,661    60,115     66,157
66-70  32,137  35,601  38,562  43,418  46,374    56,498    66,936    74,983    82,517  27,506  30,450  33,370  37,601  41,271   51,619    61,171    68,529     75,414
71-75  35,966  39,855  43,082  48,474  51,690    62,947    74,541    83,503    91,887  30,774  34,084  37,264  41,961  45,979   57,478    68,086    76,275     83,933
76-80  39,542  43,825  47,294  53,194  56,658    68,959    81,638    91,450  100,630  33,831  37,477  40,899  46,032  50,374   62,947    74,541    83,503     91,887
above 80  42,687  47,318  51,006  57,348  61,024    74,252    87,886    98,447  108,324  36,515  40,468  44,097  49,613  54,239   67,756    80,216    89,863     98,878
2A+2C 16days-35  11,700  12,886  14,195  16,019  17,063    21,659    25,559    28,739    31,718  10,030  11,039  12,331  13,930  15,417   19,907    23,494    26,420     29,170
36-45  12,968  14,302  15,700  17,700  18,768    23,807    28,090    31,571    34,834  11,122  12,248  13,629  15,381  16,939   21,854    25,789    28,993     32,002
46-50  17,429  19,252  20,957  23,588  24,733    31,305    36,940    41,483    45,743  14,927  16,479  18,160  20,455  22,267   28,674    33,837    38,008     41,920
51-55  21,122  23,358  25,565  28,857  31,064    37,949    45,047    50,469    55,549  18,089  19,989  22,166  25,051  27,724   34,751    41,276    46,244     50,899
56-60  26,031  28,810  31,353  35,341  37,884    46,209    54,793    61,390    67,561  22,284  24,650  27,158  30,645  33,760   42,262    50,138    56,168     61,820
61-65  31,187  34,545  37,441  42,156  45,047    54,894    65,042    72,865    80,181  26,692  29,547  32,403  36,515  40,102   50,162    59,454    66,605     73,296
66-70  35,831  39,701  42,917  48,292  51,501    62,711    74,263    83,190    91,544  30,656  33,955  37,123  41,807  45,808   57,265    67,838    75,992     83,627
71-75  40,102  44,445  47,955  53,932  57,437    69,903    82,748    92,695  101,999  34,309  38,008  41,471  46,669  51,065   63,803    75,550    84,630     93,132
76-80  44,085  48,876  52,658  59,201  62,971    76,612    90,665  101,563  111,752  37,713  41,796  45,524  51,212  55,962   69,903    82,748    92,695   101,999
above 80  47,595  52,776  56,793  63,838  67,850    82,517    97,639  109,368  120,342  40,716  45,129  49,088  55,206  60,274   75,272    89,084    99,793   109,805
2A+3C 16days-35  15,558  17,175  18,750  21,116  22,231    28,161    33,229    37,323    41,164  13,328  14,703  16,260  18,325  20,031   25,813    30,462    34,226     37,760
36-45  17,258  19,069  20,762  23,370  24,509    31,022    36,610    41,111    45,330  14,785  16,319  17,989  20,267  22,066   28,420    33,536    37,666     41,542
46-50  23,217  25,683  27,789  31,241  32,485    41,052    48,445    54,363    59,909  19,877  21,978  24,048  27,052  29,187   37,536    44,297    49,719     54,799
51-55  28,155  31,176  33,866  38,155  40,834    49,790    59,018    66,121    72,765  24,102  26,668  29,323  33,064  36,374   45,519    53,979    60,469     66,552
56-60  34,716  38,462  41,601  46,822  49,955    60,835    72,051    80,718    88,819  29,707  32,898  35,990  40,539  44,439   55,560    65,826    73,744     81,149
61-65  41,613  46,126  49,737  55,932  59,537    72,446    85,751    96,058  105,699  35,601  39,447  43,005  48,392  52,923   66,115    78,281    87,692     96,495
66-70  47,820  53,023  57,059  64,133  68,157    82,895    98,082  109,870  120,885  40,905  45,342  49,318  55,460  60,552   75,614    89,485  100,241   110,301
71-75  53,525  59,366  63,797  71,673  76,092    92,506  109,421  122,573  134,862  45,784  50,764  55,124  61,962  67,573   84,352    99,799  111,793   123,003
76-80  58,858  65,284  70,080  78,718  83,497  101,480  120,012  134,426  147,901  50,339  55,820  60,540  68,033  74,128   92,506  109,421  122,573   134,862
above 80  63,543  70,499  75,614  84,913  90,010  109,374  129,328  144,863  159,383  54,345  60,274  65,313  73,372  79,892   99,686  117,894  132,054   145,293

Plan Type  Age-band in years /
Sum Insured Rs.
Zone 2 : Coimbatore, Indore City, and Rest of Kerala Zone 3 :  Rest of India
Premium Excluding Tax Premium Excluding Tax
100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000 100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000
1A+1C 16days-35     4,695     5,125    6,025    6,845    7,885   10,350     12,210    13,765    15,240    4,215    4,590    5,530    6,290    7,400     9,730   11,475    12,950     14,340
36-45     5,180     5,660    6,610    7,505    8,590   11,250     13,270    14,960    16,550    4,645    5,070    6,065    6,890    8,055   10,565   12,460    14,050     15,550
46-50     7,470     8,210    9,390  10,620  11,925   15,515     18,305    20,595    22,750    6,695    7,345    8,590    9,720  11,140   14,515   17,125    19,275     21,295
51-55     8,895     9,790  11,330  12,880  14,505   18,525     22,075    24,745    27,245    7,965    8,755  10,370  11,805  13,335   17,325   20,665    23,160     25,505
56-60   11,545   12,740  14,545  16,480  18,430   23,455     27,895    31,260    34,420  10,330  11,385  13,295  15,080  16,905   21,895   26,050    29,195     32,145
61-65   14,755   16,300  18,435  20,840  23,180   29,425     34,940    39,150    43,095  13,195  14,570  16,830  19,040  21,220   27,420   32,575    36,500     40,180
66-70   18,560   20,525  23,045  26,000  28,805   36,500     43,285    48,495    53,375  16,590  18,340  21,020  23,735  26,335   33,970   40,300    45,155     49,700
71-75   20,760   22,975  25,715  28,995  32,070   40,595     48,120    53,910    59,335  18,560  20,525  23,450  26,455  29,300   37,760   44,780    50,170     55,215
76-80   22,815   25,260  28,210  31,785  35,110   44,420     52,635    58,965    64,895  20,395  22,565  25,715  28,995  32,070   41,305   48,955    54,850     60,365
above 80   24,625   27,270  30,400  34,240  37,790   47,785     56,605    63,415    69,785  22,010  24,360  27,710  31,225  34,500   44,420   52,635    58,965     64,895
1A+2C 16days-35     6,175     6,770    7,820    8,855  10,035   13,105     15,460    17,405    19,245    5,535    6,055    7,160    8,120    9,395   12,280   14,485    16,320     18,045
36-45     6,665     7,315    8,415    9,525  10,750   14,020     16,535    18,615    20,570    5,975    6,545    7,700    8,725  10,055   13,125   15,485    17,440     19,275
46-50     8,930     9,830  11,160  12,595  14,040   18,225     21,505    24,175    26,690    7,995    8,790  10,195  11,520  13,100   17,025   20,085    22,590     24,940
51-55   10,665   11,755  13,470  15,280  17,120   21,810     25,955    29,085    32,025    9,540  10,510  12,320  13,990  15,715   20,370   24,255    27,180     29,930
56-60   13,120   14,485  16,455  18,620  20,760   26,385     31,350    35,130    38,675  11,735  12,950  15,030  17,025  19,020   24,605   29,250    32,780     36,085
61-65   16,960   18,755  21,110  23,835  26,445   33,530     39,785    44,575    49,060  15,165  16,760  19,265  21,765  24,190   31,220   37,060    41,520     45,705
66-70   20,680   22,885  25,620  28,885  31,950   40,445     47,945    53,715    59,120  18,485  20,450  23,360  26,355  29,195   37,625   44,615    49,985     55,015
71-75   23,140   25,615  28,600  32,220  35,585   45,020     53,340    59,760    65,765  20,680  22,885  26,070  29,390  32,500   41,860   49,610    55,580     61,170
76-80   25,430   28,165  31,380  35,335  38,980   49,285     58,375    65,395    71,965  22,730  25,160  28,600  32,220  35,585   45,810   54,275    60,800     66,915
above 80   27,450   30,405  33,825  38,080  41,970   53,040     62,805    70,360    77,425  24,530  27,165  30,825  34,715  38,305   49,285   58,375    65,395     71,965
1A+3C 16days-35     8,500     9,350  10,635  12,010  13,415   17,425     20,555    23,120    25,525    7,610    8,360    9,720  10,985  12,520   16,280   19,210    21,605     23,865
36-45     9,420   10,375  11,755  13,265  14,755   19,140     22,580    25,385    28,015    8,430    9,275  10,735  12,125  13,760   17,870   21,080    23,705     26,170
46-50   12,645   13,960  15,665  17,645  19,440   25,140     29,660    33,315    36,740  11,310  12,475  14,295  16,110  18,100   23,425   27,640    31,050     34,250
51-55   15,320   16,930  19,120  21,605  24,015   30,475     36,180    40,540    44,620  13,700  15,130  17,455  19,740  21,980   28,390   33,720    37,785     41,595
56-60   18,875   20,880  23,430  26,430  29,275   37,085     43,980    49,275    54,230  16,875  18,655  21,370  24,125  26,760   34,510   40,945    45,875     50,490
61-65   24,010   26,585  29,655  33,405  36,875   46,635     55,250    61,895    68,115  21,455  23,750  27,030  30,465  33,670   43,355   51,380    57,560     63,345
66-70   27,580   30,550  33,985  38,250  42,160   53,280     63,090    70,675    77,775  24,645  27,290  30,965  34,870  38,475   49,505   58,635    65,690     72,290
71-75   30,865   34,200  37,965  42,715  47,025   59,390     70,300    78,750    86,660  27,580  30,550  34,585  38,930  42,895   55,165   65,315    73,170     80,515
76-80   33,930   37,610  41,685  46,880  51,560   65,095     77,030    86,290    94,950  30,315  33,590  37,965  42,715  47,025   60,445   71,545    80,150     88,195
above 80   36,630   40,605  44,955  50,540  55,555   70,115     82,955    92,925  102,245  32,725  36,270  40,940  46,045  50,655   65,095   77,030    86,290     94,950
2A 16days-35     5,235     5,725    6,680    7,585    8,675   11,360     13,400    15,100    16,705    4,700    5,125    6,125    6,960    8,135   10,665   12,580    14,185     15,700
36-45     6,245     6,845    7,905    8,950  10,140   13,235     15,610    17,580    19,430    5,595    6,125    7,235    8,205    9,490   12,400   14,630    16,475     18,220
46-50     9,085   10,000  11,345  12,805  14,265   18,515     21,845    24,560    27,110    8,130    8,945  10,365  11,710  13,310   17,290   20,400    22,940     25,330
51-55   11,215   12,370  14,140  16,030  17,940   22,840     27,170    30,445    33,520  10,035  11,060  12,930  14,670  16,455   21,320   25,380    28,440     31,315
56-60   14,190   15,675  17,750  20,070  22,340   28,370     33,695    37,755    41,560  12,690  14,010  16,205  18,340  20,460   26,445   31,420    35,210     38,760
61-65   17,685   19,560  21,990  24,815  27,515   34,875     41,370    46,355    51,020  15,810  17,475  20,060  22,660  25,165   32,465   38,530    43,170     47,515
66-70   20,835   23,055  25,805  29,090  32,175   40,730     48,280    54,090    59,530  18,620  20,600  23,530  26,545  29,400   37,885   44,925    50,335     55,395
71-75   23,310   25,805  28,805  32,455  35,840   45,335     53,715    60,175    66,225  20,835  23,055  26,260  29,600  32,730   42,150   49,955    55,970     61,595
76-80   25,155   27,860  31,045  34,965  38,575   48,775     57,770    64,720    71,225  22,485  24,890  28,295  31,880  35,215   45,335   53,715    60,175     66,225
above 80   27,155   30,080  33,465  37,675  41,530   52,490     62,155    69,630    76,620  24,265  26,870  30,495  34,345  37,905   48,775   57,770    64,720     71,225
2A+1C 16days-35     6,440     7,065    8,140    9,220  10,425   13,600     16,040    18,060    19,960    5,770    6,320    7,455    8,450    9,750   12,740   15,030    16,925     18,710
36-45     7,415     8,145    9,320  10,540  11,840   15,410     18,180    20,455    22,595    6,640    7,285    8,525    9,650  11,065   14,415   17,005    19,140     21,150
46-50   10,300   11,350  12,820  14,460  16,030   20,775     24,510    27,550    30,395    9,215  10,150  11,705  13,210  14,945   19,385   22,870    25,710     28,375
51-55   12,620   13,930  15,845  17,940  20,020   25,455     30,255    33,905    37,325  11,290  12,455  14,480  16,405  18,350   23,745   28,235    31,640     34,835
56-60   15,850   17,520  19,765  22,325  24,800   31,460     37,345    41,840    46,055  14,175  15,655  18,040  20,395  22,695   29,305   34,800    38,990     42,920
61-65   18,980   20,995  23,555  26,575  29,435   37,285     44,215    49,535    54,520  16,970  18,760  21,485  24,255  26,905   34,695   41,160    46,115     50,760
66-70   21,795   24,125  26,975  30,400  33,600   42,525     50,395    56,460    62,135  19,485  21,555  24,590  27,735  30,695   39,550   46,885    52,530     57,810
71-75   24,390   27,005  30,115  33,920  37,440   47,345     56,085    62,830    69,145  21,795  24,125  27,450  30,935  34,185   44,010   52,150    58,425     64,300
76-80   26,805   29,695  33,050  37,205  41,020   51,845     61,395    68,780    75,685  23,955  26,525  30,115  33,920  37,440   48,180   57,070    63,935     70,355
above 80   28,935   32,060  35,630  40,095  44,170   55,805     66,065    74,010    81,440  25,855  28,635  32,460  36,545  40,300   51,845   61,395    68,780     75,685
2A+2C 16days-35     7,960     8,750    9,980  11,280  12,630   16,425     19,375    21,795    24,065    7,130    7,825    9,125  10,320  11,795   15,355   18,115    20,380     22,515
36-45     8,820     9,710  11,025  12,450  13,885   18,025     21,265    23,910    26,400    7,895    8,680  10,075  11,385  12,955   16,840   19,865    22,345     24,670
46-50   11,835   13,060  14,685  16,545  18,265   23,635     27,890    31,330    34,555  10,590  11,675  13,400  15,110  17,015   22,035   25,995    29,210     32,225
51-55   14,340   15,840  17,930  20,270  22,560   28,650     34,025    38,125    41,965  12,825  14,155  16,370  18,525  20,660   26,700   31,725    35,550     39,135
56-60   17,660   19,530  21,955  24,785  27,480   34,830     41,315    46,290    50,950  15,790  17,450  20,035  22,630  25,130   32,425   38,480    43,110     47,455
61-65   21,150   23,410  26,190  29,525  32,645   41,325     48,980    54,875    60,395  18,910  20,915  23,880  26,940  29,830   38,435   45,575    51,060     56,195
66-70   24,295   26,900  30,000  33,790  37,300   47,170     55,880    62,600    68,890  21,715  24,035  27,345  30,820  34,055   43,850   51,960    58,215     64,065
71-75   27,185   30,115  33,505  37,720  41,580   52,550     62,225    69,710    76,710  24,295  26,900  30,530  34,385  37,945   48,830   57,840    64,795     71,305
76-80   29,885   33,110  36,780  41,385  45,575   57,570     68,150    76,345    84,010  26,705  29,580  33,505  37,720  41,580   53,480   63,320    70,940     78,060
above 80   32,260   35,750  39,660  44,610  49,090   61,985     73,360    82,180    90,430  28,825  31,935  36,125  40,650  44,775   57,570   68,150    76,345     84,010
2A+3C 16days-35   10,570   11,655  13,150  14,830  16,425   21,285     25,110    28,215    31,135    9,460  10,420  12,005  13,545  15,310   19,855   23,425    26,330     29,055
36-45   11,725   12,935  14,545  16,390  18,100   23,425     27,640    31,050    34,250  10,490  11,560  13,275  14,970  16,860   21,840   25,765    28,950     31,940
46-50   15,755   17,415  19,435  21,870  23,960   30,930     36,490    40,965    45,155  14,090  15,560  17,720  19,950  22,290   28,785   33,960    38,130     42,040
51-55   19,100   21,130  23,705  26,740  29,610   37,505     44,475    49,830    54,845  17,075  18,880  21,620  24,405  27,065   34,900   41,405    46,390     51,060
56-60   23,540   26,065  29,085  32,770  36,185   45,770     54,225    60,750    66,855  21,040  23,285  26,515  29,890  33,045   42,550   50,430    56,500     62,180
61-65   28,210   31,250  34,745  39,110  43,095   54,450     64,470    72,225    79,475  25,210  27,915  31,660  35,650  39,325   50,590   59,920    67,125     73,865
66-70   32,410   35,920  39,840  44,815  49,310   62,265     73,695    82,555    90,840  28,960  32,085  36,290  40,835  44,980   57,830   68,455    76,690     84,385
71-75   36,275   40,215  44,530  50,060  55,035   69,455     82,175    92,055  101,290  32,410  35,920  40,550  45,610  50,180   64,485   76,310    85,485     94,065
76-80   39,880   44,220  48,900  54,960  60,375   76,165     90,095  100,925  111,045  35,630  39,495  44,530  50,060  55,035   70,700   83,645    93,700   103,095
above 80   43,055   47,750  52,750  59,270  65,070   82,070     97,065  108,730  119,630  38,465  42,645  48,025  53,980  59,305   76,165   90,095  100,925   111,045

Plan Type  Age-band in years /
Sum Insured Rs.
Zone 2 : Coimbatore, Indore City, and Rest of Kerala Zone 3 :  Rest of India
Premium Including Tax @ 18% Premium Including Tax @ 18%
100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000 100000 200000 300000 400000 500000 1000000 1500000 2000000 2500000
1A+1C 16days-35    5,540    6,048    7,110    8,077    9,304    12,213    14,408    16,243    17,983    4,974    5,416    6,525    7,422    8,732   11,481    13,541    15,281     16,921
36-45    6,112    6,679    7,800    8,856  10,136    13,275    15,659    17,653    19,529    5,481    5,983    7,157    8,130    9,505   12,467    14,703    16,579     18,349
46-50    8,815    9,688  11,080  12,532  14,072    18,308    21,600    24,302    26,845    7,900    8,667  10,136  11,470  13,145   17,128    20,208    22,745     25,128
51-55  10,496  11,552  13,369  15,198  17,116    21,860    26,049    29,199    32,149    9,399  10,331  12,237  13,930  15,735   20,444    24,385    27,329     30,096
56-60  13,623  15,033  17,163  19,446  21,747    27,677    32,916    36,887    40,616  12,189  13,434  15,688  17,794  19,948   25,836    30,739    34,450     37,931
61-65  17,411  19,234  21,753  24,591  27,352    34,722    41,229    46,197    50,852  15,570  17,193  19,859  22,467  25,040   32,356    38,439    43,070     47,412
66-70  21,901  24,220  27,193  30,680  33,990    43,070    51,076    57,224    62,983  19,576  21,641  24,804  28,007  31,075   40,085    47,554    53,283     58,646
71-75  24,497  27,111  30,344  34,214  37,843    47,902    56,782    63,614    70,015  21,901  24,220  27,671  31,217  34,574   44,557    52,840    59,201     65,154
76-80  26,922  29,807  33,288  37,506  41,430    52,416    62,109    69,579    76,576  24,066  26,627  30,344  34,214  37,843   48,740    57,767    64,723     71,231
above 80  29,058  32,179  35,872  40,403  44,592    56,386    66,794    74,830    82,346  25,972  28,745  32,698  36,846  40,710   52,416    62,109    69,579     76,576
1A+2C 16days-35    7,287    7,989    9,228  10,449  11,841    15,464    18,243    20,538    22,709    6,531    7,145    8,449    9,582  11,086   14,490    17,092    19,258     21,293
36-45    7,865    8,632    9,930  11,240  12,685    16,544    19,511    21,966    24,273    7,051    7,723    9,086  10,296  11,865   15,488    18,272    20,579     22,745
46-50  10,537  11,599  13,169  14,862  16,567    21,506    25,376    28,527    31,494    9,434  10,372  12,030  13,594  15,458   20,090    23,700    26,656     29,429
51-55  12,585  13,871  15,895  18,030  20,202    25,736    30,627    34,320    37,790  11,257  12,402  14,538  16,508  18,544   24,037    28,621    32,072     35,317
56-60  15,482  17,092  19,417  21,972  24,497    31,134    36,993    41,453    45,637  13,847  15,281  17,735  20,090  22,444   29,034    34,515    38,680     42,580
61-65  20,013  22,131  24,910  28,125  31,205    39,565    46,946    52,599    57,891  17,895  19,777  22,733  25,683  28,544   36,840    43,731    48,994     53,932
66-70  24,402  27,004  30,232  34,084  37,701    47,725    56,575    63,384    69,762  21,812  24,131  27,565  31,099  34,450   44,398    52,646    58,982     64,918
71-75  27,305  30,226  33,748  38,020  41,990    53,124    62,941    70,517    77,603  24,402  27,004  30,763  34,680  38,350   49,395    58,540    65,584     72,181
76-80  30,007  33,235  37,028  41,695  45,996    58,156    68,883    77,166    84,919  26,821  29,689  33,748  38,020  41,990   54,056    64,045    71,744     78,960
above 80  32,391  35,878  39,914  44,934  49,525    62,587    74,110    83,025    91,362  28,945  32,055  36,374  40,964  45,200   58,156    68,883    77,166     84,919
1A+3C 16days-35  10,030  11,033  12,549  14,172  15,830    20,562    24,255    27,282    30,120    8,980    9,865  11,470  12,962  14,774   19,210    22,668    25,494     28,161
36-45  11,116  12,243  13,871  15,653  17,411    22,585    26,644    29,954    33,058    9,947  10,945  12,667  14,308  16,237   21,087    24,874    27,972     30,881
46-50  14,921  16,473  18,485  20,821  22,939    29,665    34,999    39,312    43,353  13,346  14,721  16,868  19,010  21,358   27,642    32,615    36,639     40,415
51-55  18,078  19,977  22,562  25,494  28,338    35,961    42,692    47,837    52,652  16,166  17,853  20,597  23,293  25,936   33,500    39,790    44,586     49,082
56-60  22,273  24,638  27,647  31,187  34,545    43,760    51,896    58,145    63,991  19,913  22,013  25,217  28,468  31,577   40,722    48,315    54,133     59,578
61-65  28,332  31,370  34,993  39,418  43,513    55,029    65,195    73,036    80,376  25,317  28,025  31,895  35,949  39,731   51,159    60,628    67,921     74,747
66-70  32,544  36,049  40,102  45,135  49,749    62,870    74,446    83,397    91,775  29,081  32,202  36,539  41,147  45,401   58,416    69,189    77,514     85,302
71-75  36,421  40,356  44,799  50,404  55,490    70,080    82,954    92,925  102,259  32,544  36,049  40,810  45,937  50,616   65,095    77,072    86,341     95,008
76-80  40,037  44,380  49,188  55,318  60,841    76,812    90,895  101,822  112,041  35,772  39,636  44,799  50,404  55,490   71,325    84,423    94,577   104,070
above 80  43,223  47,914  53,047  59,637  65,555    82,736    97,887  109,652  120,649  38,616  42,799  48,309  54,333  59,773   76,812    90,895  101,822   112,041
2A 16days-35    6,177    6,756    7,882    8,950  10,237    13,405    15,812    17,818    19,712    5,546    6,048    7,228    8,213    9,599   12,585    14,844    16,738     18,526
36-45    7,369    8,077    9,328  10,561  11,965    15,617    18,420    20,744    22,927    6,602    7,228    8,537    9,682  11,198   14,632    17,263    19,441     21,500
46-50  10,720  11,800  13,387  15,110  16,833    21,848    25,777    28,981    31,990    9,593  10,555  12,231  13,818  15,706   20,402    24,072    27,069     29,889
51-55  13,234  14,597  16,685  18,915  21,169    26,951    32,061    35,925    39,554  11,841  13,051  15,257  17,311  19,417   25,158    29,948    33,559     36,952
56-60  16,744  18,497  20,945  23,683  26,361    33,477    39,760    44,551    49,041  14,974  16,532  19,122  21,641  24,143   31,205    37,076    41,548     45,737
61-65  20,868  23,081  25,948  29,282  32,468    41,153    48,817    54,699    60,204  18,656  20,621  23,671  26,739  29,695   38,309    45,465    50,941     56,068
66-70  24,585  27,205  30,450  34,326  37,967    48,061    56,970    63,826    70,245  21,972  24,308  27,765  31,323  34,692   44,704    53,012    59,395     65,366
71-75  27,506  30,450  33,990  38,297  42,291    53,495    63,384    71,007    78,146  24,585  27,205  30,987  34,928  38,621   49,737    58,947    66,045     72,682
76-80  29,683  32,875  36,633  41,259  45,519    57,555    68,169    76,370    84,046  26,532  29,370  33,388  37,618  41,554   53,495    63,384    71,007     78,146
above 80  32,043  35,494  39,489  44,457  49,005    61,938    73,343    82,163    90,412  28,633  31,707  35,984  40,527  44,728   57,555    68,169    76,370     84,046
2A+1C 16days-35    7,599    8,337    9,605  10,880  12,302    16,048    18,927    21,311    23,553    6,809    7,458    8,797    9,971  11,505   15,033    17,735    19,972     22,078
36-45    8,750    9,611  10,998  12,437  13,971    18,184    21,452    24,137    26,662    7,835    8,596  10,060  11,387  13,057   17,010    20,066    22,585     24,957
46-50  12,154  13,393  15,128  17,063  18,915    24,515    28,922    32,509    35,866  10,874  11,977  13,812  15,588  17,635   22,874    26,987    30,338     33,483
51-55  14,892  16,437  18,697  21,169  23,624    30,037    35,701    40,008    44,044  13,322  14,697  17,086  19,358  21,653   28,019    33,317    37,335     41,105
56-60  18,703  20,674  23,323  26,344  29,264    37,123    44,067    49,371    54,345  16,727  18,473  21,287  24,066  26,780   34,580    41,064    46,008     50,646
61-65  22,396  24,774  27,795  31,359  34,733    43,996    52,174    58,451    64,334  20,025  22,137  25,352  28,621  31,748   40,940    48,569    54,416     59,897
66-70  25,718  28,468  31,831  35,872  39,648    50,180    59,466    66,623    73,319  22,992  25,435  29,016  32,727  36,220   46,669    55,324    61,985     68,216
71-75  28,780  31,866  35,536  40,026  44,179    55,867    66,180    74,139    81,591  25,718  28,468  32,391  36,503  40,338   51,932    61,537    68,942     75,874
76-80  31,630  35,040  38,999  43,902  48,404    61,177    72,446    81,160    89,308  28,267  31,300  35,536  40,026  44,179   56,852    67,343    75,443     83,019
above 80  34,143  37,831  42,043  47,312  52,121    65,850    77,957    87,332    96,099  30,509  33,789  38,303  43,123  47,554   61,177    72,446    81,160     89,308
2A+2C 16days-35    9,393  10,325  11,776  13,310  14,903    19,382    22,863    25,718    28,397    8,413    9,234  10,768  12,178  13,918   18,119    21,376    24,048     26,568
36-45  10,408  11,458  13,010  14,691  16,384    21,270    25,093    28,214    31,152    9,316  10,242  11,889  13,434  15,287   19,871    23,441    26,367     29,111
46-50  13,965  15,411  17,328  19,523  21,553    27,889    32,910    36,969    40,775  12,496  13,777  15,812  17,830  20,078   26,001    30,674    34,468     38,026
51-55  16,921  18,691  21,157  23,919  26,621    33,807    40,150    44,988    49,519  15,134  16,703  19,317  21,860  24,379   31,506    37,436    41,949     46,179
56-60  20,839  23,045  25,907  29,246  32,426    41,099    48,752    54,622    60,121  18,632  20,591  23,641  26,703  29,653   38,262    45,406    50,870     55,997
61-65  24,957  27,624  30,904  34,840  38,521    48,764    57,796    64,753    71,266  22,314  24,680  28,178  31,789  35,199   45,353    53,779    60,251     66,310
66-70  28,668  31,742  35,400  39,872  44,014    55,661    65,938    73,868    81,290  25,624  28,361  32,267  36,368  40,185   51,743    61,313    68,694     75,597
71-75  32,078  35,536  39,536  44,510  49,064    62,009    73,426    82,258    90,518  28,668  31,742  36,025  40,574  44,775   57,619    68,251    76,458     84,140
76-80  35,264  39,070  43,400  48,834  53,779    67,933    80,417    90,087    99,132  31,512  34,904  39,536  44,510  49,064   63,106    74,718    83,709     92,111
above 80  38,067  42,185  46,799  52,640  57,926    73,142    86,565    96,972  106,707  34,014  37,683  42,628  47,967  52,835   67,933    80,417    90,087     99,132
2A+3C 16days-35  12,473  13,753  15,517  17,499  19,382    25,116    29,630    33,294    36,739  11,163  12,296  14,166  15,983  18,066   23,429    27,642    31,069     34,285
36-45  13,836  15,263  17,163  19,340  21,358    27,642    32,615    36,639    40,415  12,378  13,641  15,665  17,665  19,895   25,771    30,403    34,161     37,689
46-50  18,591  20,550  22,933  25,807  28,273    36,497    43,058    48,339    53,283  16,626  18,361  20,910  23,541  26,302   33,966    40,073    44,993     49,607
51-55  22,538  24,933  27,972  31,553  34,940    44,256    52,481    58,799    64,717  20,149  22,278  25,512  28,798  31,937   41,182    48,858    54,740     60,251
56-60  27,777  30,757  34,320  38,669  42,698    54,009    63,986    71,685    78,889  24,827  27,476  31,288  35,270  38,993   50,209    59,507    66,670     73,372
61-65  33,288  36,875  40,999  46,150  50,852    64,251    76,075    85,226    93,781  29,748  32,940  37,359  42,067  46,404   59,696    70,706    79,208     87,161
66-70  38,244  42,386  47,011  52,882  58,186    73,473    86,960    97,415  107,191  34,173  37,860  42,822  48,185  53,076   68,239    80,777    90,494     99,574
71-75  42,805  47,454  52,545  59,071  64,941    81,957    96,967  108,625  119,522  38,244  42,386  47,849  53,820  59,212   76,092    90,046  100,872   110,997
76-80  47,058  52,180  57,702  64,853  71,243    89,875  106,312  119,092  131,033  42,043  46,604  52,545  59,071  64,941   83,426    98,701  110,566   121,652
above 80  50,805  56,345  62,245  69,939  76,783    96,843  114,537  128,301  141,163  45,389  50,321  56,670  63,696  69,980   89,875  106,312  119,092   131,033
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