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Super Surplus Insurance Policy

  • A Top up policy providing higher sum insured at a very affordable premium.
  • No pre-acceptance medical screening required.
  • This policy can be taken on Floater basis.
  • The policy offers two plans: Silver Plan and Gold Plan

Super Surplus Insurance Policy Unique Identification No IRDAI/HLT/SHAI/P-H/V.II/170/2016-17

Star Super Surplus (Floater) Insurance Policy - Unique Id SHAHLIP19042V031819

Recharge Benefit

Super Surplus Insurance Policy (Unique Id : IRDAI/HLT/SHAI/PH/V.II/170/2016-17) (Individual Basis)
Silver Plan
Gold Plan
  • Sum Insured on Individual Basis
  • In-Patient Hospitalization Expenses: Room, Boarding and Nursing expenses subject to a maximum of Rs.4,000/- per day.
  • Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
  • Anaesthesia, Blood, Oxygen, and Operation Theatre charges, Cost of Pacemakers.
  • Pre and Post Hospitalization – 30 days and 60days.
  • Pre-Existing Diseases / Illness: Covered after 36 months of continuous Insurance without break with any Non-Life Indian Insurance Company.
  • Deductible applied for each and every claim.
  • Sum Insured on Individual Basis
  • In-Patient Hospitalization Expenses : Room (Single Standard A/C Room), Boarding and Nursing expenses.
  • Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
  • Anaesthesia, Blood, Oxygen, and Operation Theatre charges, Cost of Pacemakers.
  • Pre and Post Hospitalization – 30 days and 60days
  • Pre-Existing Diseases / Illness: Covered after 36 months of continuous Insurance without break with any Non Life Indian Insurance Company
  • When the aggregate of the previous hospitalization during that policy period exceeds a specified limit, the liability of the Company begins. In other words, the deductible is not applied for each and every hospitalization
  • The insured has the option to migrate to any other indemnity based health insurance policy of the Company after the completion of 5 years of continuous renewal of this policy without break or after completion of 60 years of age whichever is later and in such an event the defined limit would become zero. If the insured chooses to continue in this policy, the defined limit would continue to apply.
  • Emergency ambulance charges for transporting the insured patient to the hospital up to Rs.1,500/- per policy period
  • Air Ambulance cover: Up to 10% of the sum insured per policy period for Sum Insured of Rs.7 lacs and above.
  • Facility of obtaining Medical Second opinion
  • Copay of 10% of each and every where the age at entry is above 60 years
Star Super Surplus (Floater ) Insurance Policy (Unique Id : SHAHLIP19042V031819) (Family Floater Basis)

Silver Plan

Gold Plan

  • Sum Insured on Floater Basis
  • In-Patient Hospitalization Expenses: Room, Boarding and Nursing expenses subject to a maximum of Rs.4,000/- per day.
  • Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
  • Anesthesia, Blood, Oxygen, and Operation Theatre charges, Cost of Pacemakers.
  • Pre and Post Hospitalization – 30 days and 60 days
  • Pre-Existing Diseases / Illness: Covered after 36 months of continuous Insurance without break with any Non Life Indian Insurance Company.
  • Waiting period for Specific diseases – 24 months
  • Deductible applied for each and every claim

 

 

 

 

 

 

 

 

  • Sum Insured on Floater Basis
  • In-Patient Hospitalization Expenses : Room (Single Standard A/C Room), Boarding and Nursing expenses
  • Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
  • Anesthesia, Blood, Oxygen, and Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials, X-ray and Cost of Pacemakers.
  • Pre and Post Hospitalization – 60 days and 90days.
  • Pre Existing Diseases as defined in the policy until 12 consecutive months of continuous coverage have elapsed; since inception of the first policy with any Indian Insurer.
  • Waiting period for Specific diseases – 12 months
  • The Proposer  can opt at the beginning of 6th year before renewal of this policy or later during any successive renewal , for  an  Indemnity Health Insurance policy without defined limit  offered by the Company with continuity of benefits for the average sum insured  of  immediately preceding 5  years  period subject to the following :-
    • All the Insured Persons are  insured with the Company under this policy before the age of 50 years and have been  continuously renewed without any break
    • No claim has been made during the immediately preceding 5 years.
    • The proposer should exercise this option for all the insured persons.
    • This policy shall not be further renewed if the option is exercised
  • Delivery Expenses: Expenses for a Delivery including Delivery by Caesarean section (including pre-natal,  post-natal expenses and lawful medical termination of pregnancy)  up-to Rs.50,000/- per policy period, subject to a maximum of 2 deliveries in the entire life time of the insured person are payable  while the policy is in force.   
  • Organ Donor Expenses for organ transplantation where the insured person is the recipient are payable provided the claim for transplantation is payable and subject to the availability of the sum insured. Donor screening expenses and post-donation complications of the donor are not payable.
  • Recharge Benefit : If the sum insured under the policy is exhausted/ exceeded during the policy period, additional indemnity up to the limits
  • Emergency ambulance charges for transporting the insured patient to the hospital up to Rs.3,000/- per hospitalization
  • Air Ambulance cover: Up to 10% of the sum insured per policy period for Sum Insured of Rs.10 lacs and above.
  • Facility of obtaining Medical Second opinion
  • Co-pay of 10% of each and every where the age at entry is above 60 years

Eligibility

Applicable for Both the Plans on Floater Basis.

  • Any person aged between 18 years and 65 years can take this insurance.
  • Children can be covered from 91 days to 25 yrs. Children can be covered only along with parents
  • No exit age, Life Long renewals.

General Terms

Applicable for Both the Plans on Floater Basis.

  • No pre-acceptance medical screening.
  • Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
  • A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions (Not Applicable for Renewals).

Star Advantage

  •  No Third Party Administrator – direct in-house claims settlement
  •  Faster and hassle-free claim settlement
  •  Network of more than  8400+ hospitals across India
  •  Facility for maintaining personal health records in electronic format

NOTE:The benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health Office or call toll free no 1800 425 2255/1800 102 4477.

Premium Chart

Super Surplus Insurance Policy Unique Identification No IRDAI/HLT/SHAI/P-H/V.II/170/2016-17
Premium Rs. (Excluding Tax)
SILVER PLAN
Sum Insured Rs. 700000 1000000
Deductible Rs. 300000
Premium Rs. 3000 4000
Premium Rs. (Including Tax @ 18%)
SILVER PLAN
Sum Insured Rs. 700000 1000000
Deductible Rs. 300000
Premium Rs. 3540 4720
Gold Plan
Sum Insured Rs. 500000 700000 1000000
Age in yrs / Deductible Rs. 300000
3m-35 1,950 2,150 2,350
36-45 2,500 2,800 3,100
46-50 4,150 4,650 5,100
51-55 5,650 6,300 6,950
56-60 6,800 7,550 8,350
61-65 9,150 10,200 11,250
66-70 11,600 12,950 14,300
71-75 14,500 16,150 17,800
76-80 17,350 19,350 21,350
Above 80 20,850 23,250 25,650
Gold Plan
Sum Insured Rs. 500000 700000 1000000
Age in yrs / Deductible Rs. 300000
3m-35 2301 2537 2773
36-45 2950 3304 3658
46-50 4897 5487 6018
51-55 6667 7434 8201
56-60 8024 8909 9853
61-65 10797 12036 13275
66-70 13688 15281 16874
71-75 17110 19057 21004
76-80 20473 22833 25193
Above 80 24603 27435 30267
Sum Insured Rs. 500000 1000000 1500000
Age in yrs / Deductible Rs. 500000
3m-35 1,300 2,250 2,800
36-45 1,700 2,900 3,650
46-50 2,850 4,850 6,100
51-55 3,850 6,550 8,250
56-60 4,650 7,850 9,900
61-65 6,250 10,650 13,350
66-70 7,950 13,500 16,950
71-75 9,900 16,850 21,150
76-80 11,850 20,200 25,350
Above 80 14,200 24,200 30,450
Sum Insured Rs. 500000 1000000 1500000
Age in yrs / Deductible Rs. 500000
3m-35 1534 2655 3304
36-45 2006 3422 4307
46-50 3363 5723 7198
51-55 4543 7729 9735
56-60 5487 9263 11682
61-65 7375 12567 15753
66-70 9381 15930 20001
71-75 11682 19883 24957
76-80 13983 23836 29913
Above 80 16756 28556 35931
Sum Insured Rs. 500000 1000000 1500000 2000000 2500000
Age in yrs / Deductible Rs. 1000000
3m-35 800 1,200 1,600 1,950 2,100
36-45 1,050 1,550 2,100 2,500 2,750
46-50 1,750 2,550 3,500 4,150 4,550
51-55 2,400 3,500 4,750 5,650 6,150
56-60 2,850 4,200 5,700 6,800 7,400
61-65 3,850 5,650 7,700 9,150 10,000
66-70 4,900 7,150 9,750 11,600 12,700
71-75 6,100 8,900 12,150 14,500 15,800
76-80 7,300 10,700 14,600 17,350 18,950
Above 80 8,750 12,850 17,500 20,850 22,750
Sum Insured Rs. 500000 1000000 1500000 2000000 2500000
Age in yrs / Deductible Rs. 1000000
3m-35 944 1416 1888 2301 2478
36-45 1239 1829 2478 2950 3245
46-50 2065 3009 4130 4897 5369
51-55 2832 4130 5605 6667 7257
56-60 3363 4956 6726 8024 8732
61-65 4543 6667 9086 10797 11800
66-70 5782 8437 11505 13688 14986
71-75 7198 10502 14337 17110 18644
76-80 8614 12626 17228 20473 22361
Above 80 10325 15163 20650 24603 26845
Star Super Surplus (Floater) Insurance Policy - Unique Id SHAHLIP19042V031819
Silver Plan (Excluding Tax)
Sum Insured(Rs.) 10,00,000/-
Deductible (Rs.) 300,000/- 500,000/-
Family Size Age in yrs Premium (Rs.)
Up to 2A + 3C 91days-35 1,870 1,310
36-45 2,200 1,540
46-50 2,750 1,925
51-55 3,165 2,215
56-60 3,545 2,480
61-65 3,970 2,780
66-70 4,445 3,115
71-75 4,980 3,485
76-80 5,475 3,835
above 80 6,025 4,215
Silver Plan (Including Tax 18%)
Sum Insured(Rs.) 10,00,000/-
Deductible (Rs.) 300,000/- 500,000/-
Family Size Age in yrs Premium (Rs.)
Up to 2A + 3C 91days-35 2,207 1,546
36-45 2,596 1,817
46-50 3,245 2,272
51-55 3,735 2,614
56-60 4,183 2,926
61-65 4,685 3,280
66-70 5,245 3,676
71-75 5,876 4,112
76-80 6,461 4,525
above 80 7,110 4,974
Gold Plan (Excluding Tax)
Defined Limit Rs.3,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A + 1C 91days-35 1,885 2,640 3,300 3,960 4,555
36-45 2,220 3,105 3,880 4,660 5,355
46-50 2,885 4,035 5,045 6,055 6,960
51-55 3,460 4,845 6,055 7,265 8,355
56-60 3,980 5,570 6,960 8,355 9,605
61-65 4,775 6,685 8,355 10,025 11,530
66-70 5,490 7,685 9,605 11,530 13,255
71-75 6,315 8,840 11,050 13,255 15,245
76-80 7,260 10,165 12,705 15,245 17,530
above 80 8,350 11,690 14,610 17,530 20,160
1A+2C 91days-35 2,220 3,105 3,880 4,660 5,355
36-45 2,610 3,655 4,565 5,480 6,300
46-50 3,395 4,750 5,935 7,120 8,190
51-55 4,070 5,700 7,120 8,545 9,830
56-60 4,680 6,555 8,190 9,830 11,300
61-65 5,615 7,865 9,830 11,795 13,560
66-70 6,460 9,040 11,300 13,560 15,595
71-75 7,430 10,400 12,995 15,595 17,935
76-80 8,540 11,955 14,945 17,935 20,625
above 80 9,820 13,750 17,185 20,625 23,720
1A+3C 91days-35 2,665 3,725 4,660 5,590 6,425
36-45 3,130 4,385 5,480 6,575 7,560
46-50 4,070 5,700 7,120 8,545 9,830
51-55 4,885 6,840 8,545 10,255 11,795
56-60 5,615 7,865 9,830 11,795 13,560
61-65 6,740 9,435 11,795 14,150 16,275
66-70 7,750 10,850 13,560 16,275 18,715
71-75 8,915 12,475 15,595 18,715 21,520
76-80 10,250 14,350 17,935 21,520 24,750
above 80 11,785 16,500 20,625 24,750 28,460
2A 91days-35 2,320 3,250 4,060 4,875 5,605
36-45 2,730 3,820 4,775 5,730 6,590
46-50 3,550 4,970 6,210 7,450 8,570
51-55 4,260 5,960 7,450 8,940 10,280
56-60 4,895 6,855 8,570 10,280 11,825
61-65 5,875 8,225 10,280 12,335 14,190
66-70 6,755 9,460 11,825 14,190 16,315
71-75 7,770 10,880 13,595 16,315 18,760
76-80 8,935 12,510 15,635 18,760 21,575
above 80 10,275 14,385 17,980 21,575 24,810
2A+1C 91days-35 2,900 4,060 5,075 6,090 7,005
36-45 3,415 4,775 5,970 7,165 8,240
46-50 4,435 6,210 7,760 9,315 10,710
51-55 5,325 7,450 9,315 11,175 12,850
56-60 6,120 8,570 10,710 12,850 14,780
61-65 7,345 10,280 12,850 15,420 17,735
66-70 8,445 11,825 14,780 17,735 20,395
71-75 9,710 13,595 16,995 20,395 23,450
76-80 11,170 15,635 19,545 23,450 26,970
above 80 12,845 17,980 22,475 26,970 31,015
2A+2C 91days-35 3,415 4,775 5,970 7,165 8,240
36-45 4,015 5,620 7,025 8,430 9,690
46-50 5,220 7,305 9,130 10,955 12,600
51-55 6,260 8,765 10,955 13,145 15,120
56-60 7,200 10,080 12,600 15,120 17,385
61-65 8,640 12,095 15,120 18,140 20,865
66-70 9,935 13,910 17,385 20,865 23,990
71-75 11,425 15,995 19,995 23,990 27,590
76-80 13,140 18,395 22,990 27,590 31,730
above 80 15,110 21,155 26,440 31,730 36,485
2A+3C 91days-35 4,095 5,730 7,165 8,595 9,885
36-45 4,815 6,745 8,430 10,115 11,630
46-50 6,260 8,765 10,955 13,145 15,120
51-55 7,515 10,520 13,145 15,775 18,140
56-60 8,640 12,095 15,120 18,140 20,865
61-65 10,370 14,515 18,140 21,770 25,035
66-70 11,925 16,690 20,865 25,035 28,790
71-75 13,710 19,195 23,990 28,790 33,110
76-80 15,765 22,075 27,590 33,110 38,075
above 80 18,130 25,385 31,730 38,075 43,785
Gold Plan (Including Tax @18%)
Defined Limit Rs.3,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A + 1C 91days-35 2,224 3,115 3,894 4,673 5,375
36-45 2,620 3,664 4,578 5,499 6,319
46-50 3,404 4,761 5,953 7,145 8,213
51-55 4,083 5,717 7,145 8,573 9,859
56-60 4,696 6,573 8,213 9,859 11,334
61-65 5,635 7,888 9,859 11,830 13,605
66-70 6,478 9,068 11,334 13,605 15,641
71-75 7,452 10,431 13,039 15,641 17,989
76-80 8,567 11,995 14,992 17,989 20,685
above 80 9,853 13,794 17,240 20,685 23,789
1A+2C 91days-35 2,620 3,664 4,578 5,499 6,319
36-45 3,080 4,313 5,387 6,466 7,434
46-50 4,006 5,605 7,003 8,402 9,664
51-55 4,803 6,726 8,402 10,083 11,599
56-60 5,522 7,735 9,664 11,599 13,334
61-65 6,626 9,281 11,599 13,918 16,001
66-70 7,623 10,667 13,334 16,001 18,402
71-75 8,767 12,272 15,334 18,402 21,163
76-80 10,077 14,107 17,635 21,163 24,338
above 80 11,588 16,225 20,278 24,338 27,990
1A+3C 91days-35 3,145 4,396 5,499 6,596 7,582
36-45 3,693 5,174 6,466 7,759 8,921
46-50 4,803 6,726 8,402 10,083 11,599
51-55 5,764 8,071 10,083 12,101 13,918
56-60 6,626 9,281 11,599 13,918 16,001
61-65 7,953 11,133 13,918 16,697 19,205
66-70 9,145 12,803 16,001 19,205 22,084
71-75 10,520 14,721 18,402 22,084 25,394
76-80 12,095 16,933 21,163 25,394 29,205
above 80 13,906 19,470 24,338 29,205 33,583
2A 91days-35 2,738 3,835 4,791 5,753 6,614
36-45 3,221 4,508 5,635 6,761 7,776
46-50 4,189 5,865 7,328 8,791 10,113
51-55 5,027 7,033 8,791 10,549 12,130
56-60 5,776 8,089 10,113 12,130 13,954
61-65 6,933 9,706 12,130 14,555 16,744
66-70 7,971 11,163 13,954 16,744 19,252
71-75 9,169 12,838 16,042 19,252 22,137
76-80 10,543 14,762 18,449 22,137 25,459
above 80 12,125 16,974 21,216 25,459 29,276
2A+1C 91days-35 3,422 4,791 5,989 7,186 8,266
36-45 4,030 5,635 7,045 8,455 9,723
46-50 5,233 7,328 9,157 10,992 12,638
51-55 6,284 8,791 10,992 13,187 15,163
56-60 7,222 10,113 12,638 15,163 17,440
61-65 8,667 12,130 15,163 18,196 20,927
66-70 9,965 13,954 17,440 20,927 24,066
71-75 11,458 16,042 20,054 24,066 27,671
76-80 13,181 18,449 23,063 27,671 31,825
above 80 15,157 21,216 26,521 31,825 36,598
2A+2C 91days-35 4,030 5,635 7,045 8,455 9,723
36-45 4,738 6,632 8,290 9,947 11,434
46-50 6,160 8,620 10,773 12,927 14,868
51-55 7,387 10,343 12,927 15,511 17,842
56-60 8,496 11,894 14,868 17,842 20,514
61-65 10,195 14,272 17,842 21,405 24,621
66-70 11,723 16,414 20,514 24,621 28,308
71-75 13,482 18,874 23,594 28,308 32,556
76-80 15,505 21,706 27,128 32,556 37,441
above 80 17,830 24,963 31,199 37,441 43,052
2A+3C 91days-35 4,832 6,761 8,455 10,142 11,664
36-45 5,682 7,959 9,947 11,936 13,723
46-50 7,387 10,343 12,927 15,511 17,842
51-55 8,868 12,414 15,511 18,615 21,405
56-60 10,195 14,272 17,842 21,405 24,621
61-65 12,237 17,128 21,405 25,689 29,541
66-70 14,072 19,694 24,621 29,541 33,972
71-75 16,178 22,650 28,308 33,972 39,070
76-80 18,603 26,049 32,556 39,070 44,929
above 80 21,393 29,954 37,441 44,929 51,666
Gold Plan (Excluding Tax)
Defined Limit Rs.5,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A+1C 91days-35 1,510 2,115 2,640 3,170 3,645
36-45 1,775 2,485 3,105 3,725 4,285
46-50 2,310 3,230 4,035 4,845 5,570
51-55 2,770 3,875 4,845 5,810 6,685
56-60 3,185 4,455 5,570 6,685 7,685
61-65 3,820 5,350 6,685 8,020 9,225
66-70 4,395 6,150 7,685 9,225 10,605
71-75 5,050 7,070 8,840 10,605 12,195
76-80 5,810 8,130 10,165 12,195 14,025
above 80 6,680 9,350 11,690 14,025 16,130
1A+2C 91days-35 1,775 2,485 3,105 3,725 4,285
36-45 2,090 2,925 3,655 4,385 5,040
46-50 2,715 3,800 4,750 5,700 6,555
51-55 3,255 4,560 5,700 6,840 7,865
56-60 3,745 5,245 6,555 7,865 9,040
61-65 4,495 6,290 7,865 9,435 10,850
66-70 5,170 7,235 9,040 10,850 12,475
71-75 5,945 8,320 10,400 12,475 14,350
76-80 6,835 9,565 11,955 14,350 16,500
above 80 7,860 11,000 13,750 16,500 18,975
1A+3C 91days-35 2,130 2,980 3,725 4,470 5,140
36-45 2,505 3,510 4,385 5,260 6,050
46-50 3,255 4,560 5,700 6,840 7,865
51-55 3,910 5,470 6,840 8,205 9,435
56-60 4,495 6,290 7,865 9,435 10,850
61-65 5,390 7,550 9,435 11,320 13,020
66-70 6,200 8,680 10,850 13,020 14,970
71-75 7,130 9,980 12,475 14,970 17,215
76-80 8,200 11,480 14,350 17,215 19,800
above 80 9,430 13,200 16,500 19,800 22,770
2A 91days-35 1,860 2,600 3,250 3,900 4,485
36-45 2,185 3,060 3,820 4,585 5,275
46-50 2,840 3,975 4,970 5,960 6,855
51-55 3,410 4,770 5,960 7,155 8,225
56-60 3,920 5,485 6,855 8,225 9,460
61-65 4,700 6,580 8,225 9,870 11,350
66-70 5,405 7,570 9,460 11,350 13,055
71-75 6,215 8,705 10,880 13,055 15,010
76-80 7,150 10,010 12,510 15,010 17,260
above 80 8,220 11,510 14,385 17,260 19,850
2A+1C 91days-35 2,320 3,250 4,060 4,875 5,605
36-45 2,730 3,820 4,775 5,730 6,590
46-50 3,550 4,970 6,210 7,450 8,570
51-55 4,260 5,960 7,450 8,940 10,280
56-60 4,895 6,855 8,570 10,280 11,825
61-65 5,875 8,225 10,280 12,335 14,190
66-70 6,755 9,460 11,825 14,190 16,315
71-75 7,770 10,880 13,595 16,315 18,760
76-80 8,935 12,510 15,635 18,760 21,575
above 80 10,275 14,385 17,980 21,575 24,810
2A+2C 91days-35 2,730 3,820 4,775 5,730 6,590
36-45 3,210 4,495 5,620 6,745 7,755
46-50 4,175 5,845 7,305 8,765 10,080
51-55 5,010 7,015 8,765 10,520 12,095
56-60 5,760 8,065 10,080 12,095 13,910
61-65 6,915 9,675 12,095 14,515 16,690
66-70 7,950 11,130 13,910 16,690 19,195
71-75 9,140 12,795 15,995 19,195 22,075
76-80 10,510 14,715 18,395 22,075 25,385
above 80 12,090 16,925 21,155 25,385 29,190
2A+3C 91days-35 3,275 4,585 5,730 6,880 7,910
36-45 3,855 5,395 6,745 8,090 9,305
46-50 5,010 7,015 8,765 10,520 12,095
51-55 6,010 8,415 10,520 12,620 14,515
56-60 6,915 9,675 12,095 14,515 16,690
61-65 8,295 11,610 14,515 17,415 20,030
66-70 9,540 13,355 16,690 20,030 23,030
71-75 10,970 15,355 19,195 23,030 26,485
76-80 12,615 17,660 22,075 26,485 30,460
above 80 14,505 20,305 25,385 30,460 35,030
Gold Plan (Including Tax @18%)
Defined Limit Rs.5,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A+1C 91days-35 1,782 2,496 3,115 3,741 4,301
36-45 2,095 2,932 3,664 4,396 5,056
46-50 2,726 3,811 4,761 5,717 6,573
51-55 3,269 4,573 5,717 6,856 7,888
56-60 3,758 5,257 6,573 7,888 9,068
61-65 4,508 6,313 7,888 9,464 10,886
66-70 5,186 7,257 9,068 10,886 12,514
71-75 5,959 8,343 10,431 12,514 14,390
76-80 6,856 9,593 11,995 14,390 16,550
above 80 7,882 11,033 13,794 16,550 19,033
1A+2C 91days-35 2,095 2,932 3,664 4,396 5,056
36-45 2,466 3,452 4,313 5,174 5,947
46-50 3,204 4,484 5,605 6,726 7,735
51-55 3,841 5,381 6,726 8,071 9,281
56-60 4,419 6,189 7,735 9,281 10,667
61-65 5,304 7,422 9,281 11,133 12,803
66-70 6,101 8,537 10,667 12,803 14,721
71-75 7,015 9,818 12,272 14,721 16,933
76-80 8,065 11,287 14,107 16,933 19,470
above 80 9,275 12,980 16,225 19,470 22,391
1A+3C 91days-35 2,513 3,516 4,396 5,275 6,065
36-45 2,956 4,142 5,174 6,207 7,139
46-50 3,841 5,381 6,726 8,071 9,281
51-55 4,614 6,455 8,071 9,682 11,133
56-60 5,304 7,422 9,281 11,133 12,803
61-65 6,360 8,909 11,133 13,358 15,364
66-70 7,316 10,242 12,803 15,364 17,665
71-75 8,413 11,776 14,721 17,665 20,314
76-80 9,676 13,546 16,933 20,314 23,364
above 80 11,127 15,576 19,470 23,364 26,869
2A 91days-35 2,195 3,068 3,835 4,602 5,292
36-45 2,578 3,611 4,508 5,410 6,225
46-50 3,351 4,691 5,865 7,033 8,089
51-55 4,024 5,629 7,033 8,443 9,706
56-60 4,626 6,472 8,089 9,706 11,163
61-65 5,546 7,764 9,706 11,647 13,393
66-70 6,378 8,933 11,163 13,393 15,405
71-75 7,334 10,272 12,838 15,405 17,712
76-80 8,437 11,812 14,762 17,712 20,367
above 80 9,700 13,582 16,974 20,367 23,423
2A+1C 91days-35 2,738 3,835 4,791 5,753 6,614
36-45 3,221 4,508 5,635 6,761 7,776
46-50 4,189 5,865 7,328 8,791 10,113
51-55 5,027 7,033 8,791 10,549 12,130
56-60 5,776 8,089 10,113 12,130 13,954
61-65 6,933 9,706 12,130 14,555 16,744
66-70 7,971 11,163 13,954 16,744 19,252
71-75 9,169 12,838 16,042 19,252 22,137
76-80 10,543 14,762 18,449 22,137 25,459
above 80 12,125 16,974 21,216 25,459 29,276
2A+2C 91days-35 3,221 4,508 5,635 6,761 7,776
36-45 3,788 5,304 6,632 7,959 9,151
46-50 4,927 6,897 8,620 10,343 11,894
51-55 5,912 8,278 10,343 12,414 14,272
56-60 6,797 9,517 11,894 14,272 16,414
61-65 8,160 11,417 14,272 17,128 19,694
66-70 9,381 13,133 16,414 19,694 22,650
71-75 10,785 15,098 18,874 22,650 26,049
76-80 12,402 17,364 21,706 26,049 29,954
above 80 14,266 19,972 24,963 29,954 34,444
2A+3C 91days-35 3,865 5,410 6,761 8,118 9,334
36-45 4,549 6,366 7,959 9,546 10,980
46-50 5,912 8,278 10,343 12,414 14,272
51-55 7,092 9,930 12,414 14,892 17,128
56-60 8,160 11,417 14,272 17,128 19,694
61-65 9,788 13,700 17,128 20,550 23,635
66-70 11,257 15,759 19,694 23,635 27,175
71-75 12,945 18,119 22,650 27,175 31,252
76-80 14,886 20,839 26,049 31,252 35,943
above 80 17,116 23,960 29,954 35,943 41,335
Gold Plan (Excluding Tax)
Defined Limit Rs.10,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A+1C 91days-35 1,135 1,585 1,980 2,375 2,735
36-45 1,335 1,865 2,330 2,795 3,215
46-50 1,730 2,425 3,030 3,635 4,180
51-55 2,075 2,905 3,635 4,360 5,015
56-60 2,390 3,345 4,180 5,015 5,765
61-65 2,865 4,010 5,015 6,015 6,920
66-70 3,295 4,615 5,765 6,920 7,955
71-75 3,790 5,305 6,630 7,955 9,150
76-80 4,355 6,100 7,625 9,150 10,520
above 80 5,010 7,015 8,765 10,520 12,095
1A+2C 91days-35 1,335 1,865 2,330 2,795 3,215
36-45 1,565 2,195 2,740 3,290 3,780
46-50 2,035 2,850 3,560 4,275 4,915
51-55 2,445 3,420 4,275 5,130 5,900
56-60 2,810 3,935 4,915 5,900 6,780
61-65 3,370 4,720 5,900 7,075 8,140
66-70 3,875 5,425 6,780 8,140 9,360
71-75 4,460 6,240 7,800 9,360 10,760
76-80 5,125 7,175 8,970 10,760 12,375
above 80 5,895 8,250 10,315 12,375 14,230
1A+3C 91days-35 1,600 2,235 2,795 3,355 3,855
36-45 1,880 2,630 3,290 3,945 4,535
46-50 2,445 3,420 4,275 5,130 5,900
51-55 2,930 4,105 5,130 6,155 7,075
56-60 3,370 4,720 5,900 7,075 8,140
61-65 4,045 5,660 7,075 8,490 9,765
66-70 4,650 6,510 8,140 9,765 11,230
71-75 5,350 7,485 9,360 11,230 12,915
76-80 6,150 8,610 10,760 12,915 14,850
above 80 7,075 9,900 12,375 14,850 17,075
2A 91days-35 1,395 1,950 2,440 2,925 3,365
36-45 1,640 2,295 2,865 3,440 3,955
46-50 2,130 2,980 3,725 4,470 5,140
51-55 2,555 3,580 4,470 5,365 6,170
56-60 2,940 4,115 5,140 6,170 7,095
61-65 3,525 4,935 6,170 7,405 8,515
66-70 4,055 5,675 7,095 8,515 9,790
71-75 4,665 6,530 8,160 9,790 11,260
76-80 5,360 7,505 9,380 11,260 12,945
above 80 6,165 8,630 10,790 12,945 14,890
2A+1C 91days-35 1,740 2,440 3,045 3,655 4,205
36-45 2,050 2,865 3,585 4,300 4,945
46-50 2,665 3,725 4,660 5,590 6,425
51-55 3,195 4,470 5,590 6,705 7,710
56-60 3,675 5,140 6,425 7,710 8,870
61-65 4,410 6,170 7,710 9,255 10,640
66-70 5,070 7,095 8,870 10,640 12,235
71-75 5,830 8,160 10,200 12,235 14,070
76-80 6,700 9,380 11,725 14,070 16,185
above 80 7,705 10,790 13,485 16,185 18,610
2A+2C 91days-35 2,050 2,865 3,585 4,300 4,945
36-45 2,410 3,375 4,215 5,060 5,815
46-50 3,130 4,385 5,480 6,575 7,560
51-55 3,760 5,260 6,575 7,890 9,070
56-60 4,320 6,050 7,560 9,070 10,435
61-65 5,185 7,260 9,070 10,885 12,520
66-70 5,965 8,345 10,435 12,520 14,395
71-75 6,855 9,600 11,995 14,395 16,555
76-80 7,885 11,040 13,795 16,555 19,040
above 80 9,065 12,695 15,865 19,040 21,895
2A+3C 91days-35 2,460 3,440 4,300 5,160 5,935
36-45 2,890 4,045 5,060 6,070 6,980
46-50 3,760 5,260 6,575 7,890 9,070
51-55 4,510 6,310 7,890 9,465 10,885
56-60 5,185 7,260 9,070 10,885 12,520
61-65 6,220 8,710 10,885 13,065 15,020
66-70 7,155 10,015 12,520 15,020 17,275
71-75 8,225 11,515 14,395 17,275 19,865
76-80 9,460 13,245 16,555 19,865 22,845
above 80 10,880 15,230 19,040 22,845 26,270
Gold Plan (Including Tax @18%)
Defined Limit Rs.10,00,000/-
Family size Sum Insured Rs. 5,00,000 10,00,000 15,00,000 20,00,000 25,00,000
Age in yrs
1A+1C 91days-35 1,339 1,870 2,336 2,803 3,227
36-45 1,575 2,201 2,749 3,298 3,794
46-50 2,041 2,862 3,575 4,289 4,932
51-55 2,449 3,428 4,289 5,145 5,918
56-60 2,820 3,947 4,932 5,918 6,803
61-65 3,381 4,732 5,918 7,098 8,166
66-70 3,888 5,446 6,803 8,166 9,387
71-75 4,472 6,260 7,823 9,387 10,797
76-80 5,139 7,198 8,998 10,797 12,414
above 80 5,912 8,278 10,343 12,414 14,272
1A+2C 91days-35 1,575 2,201 2,749 3,298 3,794
36-45 1,847 2,590 3,233 3,882 4,460
46-50 2,401 3,363 4,201 5,045 5,800
51-55 2,885 4,036 5,045 6,053 6,962
56-60 3,316 4,643 5,800 6,962 8,000
61-65 3,977 5,570 6,962 8,349 9,605
66-70 4,573 6,402 8,000 9,605 11,045
71-75 5,263 7,363 9,204 11,045 12,697
76-80 6,048 8,467 10,585 12,697 14,603
above 80 6,956 9,735 12,172 14,603 16,791
1A+3C 91days-35 1,888 2,637 3,298 3,959 4,549
36-45 2,218 3,103 3,882 4,655 5,351
46-50 2,885 4,036 5,045 6,053 6,962
51-55 3,457 4,844 6,053 7,263 8,349
56-60 3,977 5,570 6,962 8,349 9,605
61-65 4,773 6,679 8,349 10,018 11,523
66-70 5,487 7,682 9,605 11,523 13,251
71-75 6,313 8,832 11,045 13,251 15,240
76-80 7,257 10,160 12,697 15,240 17,523
above 80 8,349 11,682 14,603 17,523 20,149
2A 91days-35 1,646 2,301 2,879 3,452 3,971
36-45 1,935 2,708 3,381 4,059 4,667
46-50 2,513 3,516 4,396 5,275 6,065
51-55 3,015 4,224 5,275 6,331 7,281
56-60 3,469 4,856 6,065 7,281 8,372
61-65 4,160 5,823 7,281 8,738 10,048
66-70 4,785 6,697 8,372 10,048 11,552
71-75 5,505 7,705 9,629 11,552 13,287
76-80 6,325 8,856 11,068 13,287 15,275
above 80 7,275 10,183 12,732 15,275 17,570
2A+1C 91days-35 2,053 2,879 3,593 4,313 4,962
36-45 2,419 3,381 4,230 5,074 5,835
46-50 3,145 4,396 5,499 6,596 7,582
51-55 3,770 5,275 6,596 7,912 9,098
56-60 4,337 6,065 7,582 9,098 10,467
61-65 5,204 7,281 9,098 10,921 12,555
66-70 5,983 8,372 10,467 12,555 14,437
71-75 6,879 9,629 12,036 14,437 16,603
76-80 7,906 11,068 13,836 16,603 19,098
above 80 9,092 12,732 15,912 19,098 21,960
2A+2C 91days-35 2,419 3,381 4,230 5,074 5,835
36-45 2,844 3,983 4,974 5,971 6,862
46-50 3,693 5,174 6,466 7,759 8,921
51-55 4,437 6,207 7,759 9,310 10,703
56-60 5,098 7,139 8,921 10,703 12,313
61-65 6,118 8,567 10,703 12,844 14,774
66-70 7,039 9,847 12,313 14,774 16,986
71-75 8,089 11,328 14,154 16,986 19,535
76-80 9,304 13,027 16,278 19,535 22,467
above 80 10,697 14,980 18,721 22,467 25,836
2A+3C 91days-35 2,903 4,059 5,074 6,089 7,003
36-45 3,410 4,773 5,971 7,163 8,236
46-50 4,437 6,207 7,759 9,310 10,703
51-55 5,322 7,446 9,310 11,169 12,844
56-60 6,118 8,567 10,703 12,844 14,774
61-65 7,340 10,278 12,844 15,417 17,724
66-70 8,443 11,818 14,774 17,724 20,385
71-75 9,706 13,588 16,986 20,385 23,441
76-80 11,163 15,629 19,535 23,441 26,957
above 80 12,838 17,971 22,467 26,957 30,999
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