1800 425 2255
Introduction
Modern medical technology is far more advanced than it was in the past. To improve your health, it offers remedies to a variety of health issues. Everyone can’t afford a hospital’s expenses, thus, health insurance coverage can effectively help handle all associated costs.
Depending on your health condition, the treating doctor may advise to undergo treatment either on OPD or Day care basis.
Day Care Treatment
Day Care Treatment: Day care treatment means medical treatment, and/or surgical procedure which is:
i. Undertaken under General or Local Anesthesia in a hospital/day care centre in less than 24 hrs because of technological advancement, and
ii. which would have otherwise required hospitalization of more than 24 hours Treatment normally taken on an out-patient basis is not included in the scope of this definition
OPD Treatment
OPD treatment: OPD treatment means the one in which the Insured visits a clinic / hospital or associated facility like a consultation room for diagnosis and treatment based on the advice of a Medical Practitioner. The Insured is not admitted as a day care or in-patient.
Conclusion
It’s essential to understand the details while purchasing a health insurance plan and learn the importance of choosing the right treatment based on individual needs and medical conditions. To minimise any delays or complications throughout the claim settlement process, you should be clear about your expectations to choose the right health insurance plan.
FAQ’s
What does OPD treatment cover?
OPD treatment covers doctor consultations, vaccinations, diagnostic tests, pharmacy expenses, routine checkups, and small minor surgeries.
What does daycare treatment cover?
Daycare treatments include dialysis, chemotherapy, lithotripsy, joint and bone surgery, cataract, radiation, tonsillectomy etc.
What is the difference between OPD and day care treatment?
Hospitalisation is the most important difference between OPD and daycare treatment. While OPD does not require any hospitalisation at all, whereas, day care does not require hospitalisation for less than 24 hours.
DISCLAIMER: THIS BLOG/WEBSITE DOES NOT PROVIDE MEDICAL ADVICE
The Information including but not limited to text, graphics, images and other material contained on this blog are intended for education and awareness only. No material on this blog is intended to be a substitute for professional medical help including diagnosis or treatment. It is always advisable to consult medical professional before relying on the content. Neither the Author nor Star Health and Allied Insurance Co. Ltd accepts any responsibility for any potential risk to any visitor/reader.