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Health insurance policy is an important tool for managing medical expenses and there are different types of policies offered by Health Insurance companies. Outpatient Department (OPD) cover is one of the major benefits covered by the Insurers.
OPD cover is a type of health insurance that covers the cost of medical treatments or services that do not require an overnight stay in a hospital. This type of coverage is ideal for people who want to make sure they can access medical care on an OPD basis.
OPD cover can be used to cover a variety of medical expenses, such as doctor visits, tests and other outpatient services.
A good plan will provide a wide range of coverage at an affordable premium. It is also important to consider any exclusions that may be included in the policy, as these can limit the amount of coverage you receive.
Finally, it is important to understand the claim process for OPD cover.
Benefits of out-patient cover
OPD cover is a type of health insurance that covers the cost of non-emergency medical services such as doctor’s visits, lab tests, X-rays, etc.
The benefits of OPD cover are numerous. For one, it can provide peace of mind, knowing that they are covered in Health Insurance.
OPD cover can help reduce the financial burden of medical bills considerably, as the policy covers many of the costs incurred due to OPD expenses.
Additionally, it can provide financial protection in the event of an unexpected medical bill. OPD cover can also help you access specialist care, as many of the services associated with OPD are typically covered.
Furthermore, most of the OPD cover can be opted only in Network hospitals.
Coverage under Star Outpatient Care Insurance Policy
An exclusive medical insurance plan for outpatient procedures is the Star Out Patient Care Insurance Policy. All outpatient consultation costs, including physician fees, diagnostic tests, pharmacy costs, etc; are covered when taken in network hospitals only.
Star Out Patient Care Insurance Policy is available in individual and family floater basis.
What is covered in Star Outpatient Care Insurance Policy?
- Out-patient medical consultation
- Non-allopathic treatment expenses
- Diagnostics, physiotherapy and pharmacy expenses
- Dental and ophthalmic treatment expenses
Summing up
The Star Out Patient Care Insurance Policy is a mediclaim policy that covers outpatient procedures. It pays for a range of outpatient expenses, including doctor fees, physiotherapy, diagnostic tests, pharmacy bills, etc; as mentioned in the policy.
One of the significant benefits of this policy is the option to renew it for a long period of time. If the insured renews the policy within the due date, they may be able to enjoy reduced waiting periods on coverage of PED’s and cumulative bonus.
To know more information regarding the policy, visit the official website of Star Health
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The Information including but not limited to text, graphics, images and other material contained on this blog are intended for education and awareness only. No material on this blog is intended to be a substitute for professional medical help including diagnosis or treatment. It is always advisable to consult medical professional before relying on the content. Neither the Author nor Star Health and Allied Insurance Co. Ltd accepts any responsibility for any potential risk to any visitor/reader.