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Saral Suraksha Bima, Star Health And Allied Insurance Co Ltd

We have the answer to your happy and secure future

*I hereby authorise Star Health Insurance to contact me. It will override my registry on the NCPR.

UIN: SHAPAIP22039V022122

HIGHLIGHTS

Plan Essentials

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Entry Age

Any person aged between 18 and 70 years can avail this policy. Dependent children are covered from 3 months to 25 years.
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Sum Insured

The minimum Sum Insured of this policy is Rs. 2.5 Lakhs and the maximum is Rs. 1 Crore (in multiples of Rs. 50,000/-).
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Instalment Options

The policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annually.
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Cumulative Bonus

A cumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured.
DETAILED LIST

Understand what’s included

BASE COVER

Policy Term

The policy is available for a term of 1 year.

Policy Type

This policy provides benefits on Individual basis.

Accidental Death

This policy provides 100% of the Sum Insured in the event of accidental death of the insured person that occurs within 12 months from the date of the accident.

Permanent Total Disablement

This policy provides 100% of the Sum Insured in the event of permanent total disablement of the insured person that occurs within 12 months from the date of the accident.

Permanent Partial Disablement

This policy provides a specific percentage of the Sum Insured as mentioned in the policy clause in the event of permanent partial disablement following accidental injuries that occurs within 12 months from the date of the accident.

OPTIONAL COVERS

Temporary Total Disablement

This policy provides benefits as specified in this policy in the event of grievous injury of the insured person solely due to accidents and leads to temporary total disablement.

Hospitalisation Expenses due to Accidents

The medical expenses incurred towards hospitalisation due to accident are covered up to 10% of the total Sum Insured.

Educational Grant

In the event of accidental death or permanent total disablement of the insured person, a one-time educational grant of 10% of the Sum Insured for the dependent children of the insured person is provided.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
STAR HEALTH

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

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Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
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Talk to Star
Dial 7676 905 905 to avail free consultations with our expert doctors via phone, chat or video call.
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COVID-19 Helpline
Get free COVID-19 consultation with our health experts between 8 AM and 10 PM. Give a call to 7676 905 905.
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Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
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E-Pharmacy
Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.

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