Saral Suraksha Bima, Star Health And Allied Insurance Co Ltd
UIN: SHAPAIP22039V022122
HIGHLIGHTS
Plan Essentials
Entry Age
Any person aged between 18 and 70 years can avail this policy. Dependent children are covered from 3 months to 25 years.
Sum Insured
The minimum Sum Insured of this policy is Rs. 2.5 Lakhs and the maximum is Rs. 1 Crore (in multiples of Rs. 50,000/-).
Instalment Options
The policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annually.
Cumulative Bonus
A cumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured.
DETAILED LIST
Understand what’s included
BASE COVER
Policy TermThe policy is available for a term of 1 year. |
Policy TypeThis policy provides benefits on Individual basis. |
Accidental DeathThis policy provides 100% of the Sum Insured in the event of accidental death of the insured person that occurs within 12 months from the date of the accident. |
Permanent Total DisablementThis policy provides 100% of the Sum Insured in the event of permanent total disablement of the insured person that occurs within 12 months from the date of the accident. |
Permanent Partial DisablementThis policy provides a specific percentage of the Sum Insured as mentioned in the policy clause in the event of permanent partial disablement following accidental injuries that occurs within 12 months from the date of the accident. |
OPTIONAL COVERS
Temporary Total DisablementThis policy provides benefits as specified in this policy in the event of grievous injury of the insured person solely due to accidents and leads to temporary total disablement. |
Hospitalisation Expenses due to AccidentsThe medical expenses incurred towards hospitalisation due to accident are covered up to 10% of the total Sum Insured. |
Educational GrantIn the event of accidental death or permanent total disablement of the insured person, a one-time educational grant of 10% of the Sum Insured for the dependent children of the insured person is provided. |
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
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