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Star Student Travel Protect Insurance Policy
IRDAI UIN: IRDA/NL-HLT/SHAI/P-T/V.I/142/13-14
HIGHLIGHTS
Plan Essentials
Student Travel Policy
An exclusive policy for students who want to study abroad. It covers expenses incurred due to any medical emergencies, travel inconveniences and study interruption during the travel or stay abroad.
Sum Insured Options
This policy comes with three Sum Insured options - USD 50,000/-, USD 100,000/- and USD 250,000/-.
Entry Age
Any person aged between 15 and 40 years of age who is travelling abroad for studies can avail this policy.
Plan Options
This policy is available under three plan options namely Gold, Silver and Standard. In addition, this policy provides separate cover for travel to USA & Canada and travel worldwide other than USA & Canada.
Detailed List
Understand what’s included
IMPORTANT HIGHLIGHTS
Policy Term
This policy provides coverage for a period of 365 days. It can be further extended once for another 365 days upon the insured person’s request before the expiration of the policy.
Cover for Travel Inconveniences
This policy covers the loss incurred due to Travel inconveniences such as Flight Delay, Trip Cancellation, Loss of Passport, Loss or Delay of Checked-in Baggage, Missed Flight/Connection and Hijack Distress.
Emergency Medical Expenses Cover
This policy indemnifies the expenses incurred for medical emergencies during the insured person’s stay abroad.
Emergency Medical Evacuation
This policy provides cover for emergency medical evacuation of the insured person on the advice of the medical practitioner. It also covers associated transportation and medical treatment expenses.
Repatriation of Mortal Remains
In case of the death of the insured person abroad, this policy covers the transportation of the mortal remains of the insured person or compensates the equivalent amount for a local burial or cremation in the country where the death occurred.
Dental Emergency Cover
This policy provides cover for expenses incurred on acute anesthetic treatment to treat dental problems arising out of injury during the trip.
Personal Accident Cover
In case of death or disablement of the insured person due to accident, then the company will provide a lump sum to the insured person or his/her legal representatives up to the specified limits.
Cover for the Loss of Checked-In Baggage
If the checked-in baggage (property of the insured person) gets lost by an Airline or Carrier, then the Company will indemnify the loss incurred by the insured person up to the limits mentioned in the policy schedule.
Loss of Passport
If an insured person loses his/her passport during the trip, then the company will cover the expenses incurred in obtaining a new passport or valid travel documents to return to the home country.
Personal Liability Cover
If the insured person is either legally liable for illness/injury (fatal or non-fatal) to any person, or damage to property during the period of insurance, then the Insurance Company will indemnify the insured person against all sums which he/she become legally liable to pay.
Bail Bond
In case of false arrest or wrongful detention of the insured person by police or judicial authorities at a place as specified in the proposal form, then the Insurance Company will pay up to the specified Sum Insured towards the cost of the bail bond.
Compassionate Visit
If the insured person gets hospitalised abroad for more than 7 consecutive days and is not in a condition to be moved back to the home country, then the company will cover the expenses incurred for a round trip by air/train of one immediate family member to assist the insured person.
Study Interruption due to Health Issues
If the insured person happens to discontinue his/her studies in the event of hospitalisation of the insured for more than one consecutive month due to injury, sickness or terminal sickness, then the company will compensate the tuition fee that has already been paid.
Study Interruption due to Family Emergency
If the insured person’s study gets disrupted due to the accidental death of any immediate family member or the sponsor during the entire policy period, then the company will compensate the tuition fee that has already been paid.
Sponsor Protection
In case of accidental death of the sponsor of the insured person, then upon submitting the death certificate, the company will reimburse the tuition fees incurred for the remaining period of the education of the insured up to the specified limits.
Legal Claims:
- For bodily injury to third parties or damage to their property, if you happen to be the cause
- Cost of bail bond following false arrest or wrongful detention.
Before Claims Procedure:
Insured person can contact our claims assistance to register a claim.
Claims Procedure:
You can get in touch at the following numbers-
| Location of Centre | World Travel Assist - USA | World Travel Assist - Europe | World Travel Assist – Singapore | Heritage Health Insurance TPA Pvt.Ltd. - India |
|---|---|---|---|---|
Address | W.T.A. TRAVEL SERVICES, INC. 1571 Sawgrass Corporate Pkwy Suite 110 Sunrise, Fl, 33323-2862, U.S.A.
| W.T.A. TRAVEL SERVICES, INC. Calle Barcas 2, Planta 2, Oficina 302, Regus, 46002, Valencia. Spain
| W.T.A. TRAVEL SERVICES, INC. 75 Kim Yan Road Singapore 239372 | Heritage Health Insurance TPA Pvt.Ltd. Champion Building, Gr.Flr, 15, Parsi Panchayat Road, Andheri (E), Mumbai - 400069. India. |
Toll – Free Number for Assistance | +1 877 822 7386 | +34 900 804 116 | +65 3163 2058 +65 8001302100 | 1800 22 4004 (Toll Free within India) |
Other Telephone Numbers | +1 305 328 3897 | +34 911 881 617 | +65 315 80234 | +91-22-61273891 (24 hrs) +91-22-61273892/ 93 |
Fax Number(s) | +1 877 395 1784 | +34 915 932 577 | +91-22-6127 3890 | |
E-Mail ID | assistance@wtabyhas.com | assistance@wtabyhas.com | assistance@wtabyhas.com | heritagehealthomp@bajoria.in |
Website | www.wta-heritage.com | www.wta-heritage.com | www.wta-heritage.com | ww.wta-heritage.com |
Jurisdiction | North, Central & South America | Europe, UK & Ireland, Africa, Pakistan | Singapore | South & South East Asia, Middle East, Australia & New Zealand |
STAR HEALTH
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkups at your doorstep.
E-Pharmacy
Order medicines online at a discounted price. Home delivery and store pick-ups are available across 2780 cities.
24*7 Customer Service
Call us at 1800-425-2255 for claim intimation, telehealth services, and to clear your queries.
In-house Claim Settlement
We’re the first Standalone Health Insurance company to settle the claims without any TPA but with a qualified in-house team.
Claim Settlement
90% of our claims are settled under cashless within 2 hours and 92% of claims are settled under reimbursement within 7days.
Hospitals
We got you covered under our valuable service providers, an agreed network and network hospitals for quality treatment.
Awards
We’ve been awarded for innovative product, best claim settlement and service provider from reputed survey organisations.
Network Hospitals
Hospitals in agreement with Star Health provide seamless cashless facilities. The approval process is quick and comfortable.
Agreed Network Hospitals
Hospitals that have agreed with Star Health to provide cost-effective package rates for surgical and medical procedures.
Valuable Service Providers
These hospitals are identified by Star Health and have been specially recognised for their efforts, services and quality.
Non-Network Hospitals
For getting treatments in non-network hospitals(not in agreement with Star Health), you can avail reimbursement claims.
Excluded Providers
Hospitals, where claims are not admissible. But life-threatening situations/accidents expenses are payable up to stabilisation.
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Star Student Travel Protect Insurance Policy: Comprehensive Protection for Studying Abroad
Studying in another country can be thrilling. However, an unfortunate accident or an unforeseen medical issue can turn things upside down pretty quickly, burning a deep hole in your pocket. Thus, to ensure that you stay free from such worries when pursuing your education goals, we have introduced the Star Student Travel Insurance Policy.
Specially designed for Indian students going abroad for their studies, it ensures that you do not suffer from any unforeseen financial hardships while undertaking your education abroad. The policy is designed to address both medical and non-medical emergencies, including Expenses relating to Accident & Sickness, Interruptions in studies, Personal Liability, Loss of a passport, Loss or Delay in Baggage, etc.
So, if you or your loved one is planning to study abroad, availing a Student Travel Insurance plan is an absolute must. Insurance is mandatory for all students going abroad for studies, and this is where the student has the option of purchasing their Student Insurance in India prior to their travel.
Why do You Need International Student Travel Insurance?
International student travel insurance guarantees that you are never left helpless in times of need, whether it be a medical emergency or other travel-related exigency.
Medical expenses following an accident or sickness can go up to three or four times those incurred in India. A family member might have to rush due to an emergency or the other way around, which may cause a lot of financial stress on the family. With student international travel insurance, such unforeseen financial expenses will be covered, providing mental peace and assurance to the individual and their family.
Additionally, individuals can get a plethora of non-medical benefits:-
- Loss of checked-in Baggage in the custody of the Air Carrier
- Loss of Passport whilst abroad
- Emergency Medical Evacuation or Repatriation
- Tuition Fee Reimbursements
- Bail Bond
- Compassionate Visits for either one parent or the student
- Personal liability cover and more
We have designed our policies to provide comprehensive protection, making them the best for Indian students. So, whether you are looking for student travel insurance USA or student travel insurance Canada, or to any other country in the world, the Star Student Travel Protect Insurance plan can serve as an ideal safeguard for your foreign education goals.
Check out our policy now!
Star Student Travel Protect Insurance Policy: Key Highlights
Our student international travel insurance is tailor-made to protect students from financial risks during their education journey. It covers expenses related to medical emergencies, study interruptions, and travel inconveniences, ensuring a stress-free experience while they focus on their studies.
The following are the salient features of the Star Student Travel Protect Insurance plan:
1. Flexible Sum Insured Options
Choose from three Sum Insured options based on your needs: USD 50,000, USD 100,000, or USD 250,000. They ensure adequate financial coverage for a range of emergencies following an Accident or Sickness, while enabling you to select a payout option as per your budget.
2. Broad Eligibility
Students aged 15 to 40 years travelling abroad to any country for studies can avail of this policy. It’s designed to cover every stage of your academic journey.
3. Diverse Plan Options
Star Student Travel Protect Insurance comes in Gold, Silver, and Standard plans. We also offer exclusive coverage for travel to the USA and Canada, as well as plans for Travel Worldwide, excluding these countries.
Choose our student travel insurance today for reliable support when studying abroad!
What’s Included in Star Student Travel Protect Insurance?
Opting for an international student travel insurance plan from Star Health provides all-around protection, 24/7 assistance, and much more. Check out what’s included in the Star Student Travel Protect Insurance below:
1. Policy Term and Extensions
The policy provides coverage for 365 days and can be extended for another year upon request before expiration, offering uninterrupted protection.
2. Travel Inconvenience Cover
Stay financially secure with coverage for travel emergencies like personal liability, loss of travel documents, checked-in baggage issues, sponsor protection, study interruption and even bail bond.
3. Emergency Medical Expenses
Get coverage for medical emergencies, including hospital stays, treatments, and emergency evacuations with associated transportation costs.
4. Emergency Medical Evacuation
If the insured individual gets injured or falls sick while studying abroad, they can opt for emergency medical evacuation to a more specialised or larger medical establishment/hospital, on the recommendation of a healthcare provider. In this case, we will bear the associated treatment and transportation expenses.
5. Repatriation of Mortal Remains
In the unfortunate event of death abroad, we cover the transportation of mortal remains back to the insured’s residence in India or expenses for local burial or cremation.
6. Dental Emergency
This policy covers acute anaesthetic treatments for dental issues caused by injuries during the trip.
7. Personal Accident Coverage
In case of accidental death or disablement, we provide a lump sum to the insured or their legal heir.
8. Lost Checked-in Baggage
If your checked-in baggage is lost by an airline or carrier, we’ll compensate you for the loss within the policy limits.
9. Passport Loss Coverage
Losing a passport can be stressful, but we’ll cover the costs of obtaining a new passport.
10. Personal Liability Protection
If you’re held legally liable for causing unintentional injury or damage to a person or property abroad, we’ll indemnify you for the expenses.
11. Bail Bond Cover
Wrongful Detention or False Arrest? We provide financial support to cover bail bond costs.
12. Compassionate Visit
If you’re hospitalised abroad for more than seven consecutive days, we’ll cover the round-trip travel expenses of an immediate family member to assist you. Or alternatively, if one of your immediate family members is hospitalised in India for seven consecutive days, we’ll cover the round-trip expenses for your travel to visit them.
13. Study Interruption Coverage
Whether due to hospitalisation, family emergencies, or the sponsor’s or an immediate family member’s accidental death, we cover tuition fees to ensure you don’t lose out on your academic pursuits.
14. Sponsor Protection
In case of accidental death of the sponsor, we reimburse tuition fees for the remaining education period.
Looking for the best student travel insurance plan?
Star Student Travel Protect Insurance is all you need!
Why Choose Star Student Travel Protect Insurance Policy?
Choosing the right student international travel insurance is essential for a smooth and worry-free experience while studying abroad. At Star Health, we provide exceptional coverage designed to safeguard your health, education, and peace of mind.
Here’s what separates us from the rest:
1.24/7 Customer Service
Star Health has tied up with the leading International Assistance and Claims TPA, Falck India, whose customer service team is available round-the-clock to assist with emergency hospitalisation, claim intimations, telehealth services, and any assistance that you may have while abroad.
1. In-House Reimbursement Claim Settlement
Our experienced in-house team ensures smooth, fast, and hassle-free claim processing for all reimbursement claims for medical and non-medical expenses incurred abroad.
2. Quick and Reliable Cashless Claim Settlement
Falck India offers Cashless Claims settlement for any Inpatient treatment across almost 100,000 medical establishments across the world. Toll-free numbers are available for immediate support. Fast, efficient, and reliable – that’s our promise.
3. Award-Winning Service
Star Health has been recognised for innovation, best claim settlement practices, and superior service by reputed survey organisations, reinforcing our commitment to delivering top-notch customer care.
When you choose Star Health’s overseas student travel insurance, you are opting for comprehensive coverage, exceptional customer service, and a commitment to your well-being.
So, what are you waiting for?
Opt for Star Student Travel Protect Insurance and secure your overseas education dream from unforeseen mishaps!
