Health Check up at Home
We are glad to inform you that we have created “Home Collection Facility” to avail health check-up benefit for the Insured, who can avail health check-up packages to the extent of their eligible amount available under their health policies. There are 15 packages available under this facility. Each package covers different groups of tests. The pathological test packages (consisting of 12 Nos) can be availed at Insured’s door step and the rest of the packages can be availed at the tied up Diagnostic centres. The Home Collection service will be rendered by our vendors, whose contact details are available in our website.
What is Preventive health check-up?
Preventive health check-up is a medical examination to monitor your overall health and detect potential health issues before they become serious. But what is preventive health check-up exactly? Preventive health check-up is vital for early detection and diagnosis of chronic illness. Preventive health check-up include regular tests and screenings conducted to evaluate your overall health status. It is particularly beneficial for individuals who have a family history of illness.
A well-planned preventive health check-up protects you and your family's overall health. Additionally, it also offers financial benefits under the Income Tax Act. Preventive health check-up means regular medical examination to ensure early diagnosis, timely treatment, and reduced medical costs in the long run.
Best Preventive Health Checkup Packages
There are 15 preventive health checkup packages currently available. Out of these, 12 pathological test packages can be availed from the comfort of your home, while the remaining are accessible at our tied-up diagnostic centers. Each package includes a curated preventive health checkup list of tests tailored to different needs—covering essentials like:
- Blood sugar
- Liver and kidney function
- Lipid profile
- CBC (Complete Blood Count)
- Thyroid tests
- Vitamin levels
- Diabetes profile
How it Works (Process flow):
Step 1: Insured calls to our Toll Free number: 1800 102 4477 to know his/her eligibility and to book the health check-up package.
Step 2: Upon validation and completion of booking process, the vendor would call the insured to fix an appointment.
Step 3: Vendor will collect the samples at the Insured’s doorstep.
Step 4: Reports will be sent to the insured by e-mail.
To enhance convenience, insured individuals can also access their health check-up history through the insurer’s online portal or through mobile app. This feature allows insured individuals to track their test results over time, which helps them in monitoring health trends and share records easily with healthcare providers. It helps on better management of chronic conditions and encourages regular preventive health check-up routines.
Benefits of Preventive Health Check-up
Preventive health checkups offer a multitude of benefits. Let's discuss the benefits of preventive health checkup.
Here are the benefits of preventive health checkups:
- Health Assessment: Regular preventive health check-up allow individuals to assess their overall health and know the probability of getting sick.
- Timely Precautions: Preventive health checkup permits individuals to take timely precautions to prevent the development of any disease.
- Tax Benefits: It allows you to enjoy financial relief through preventive health checkup deduction under Section 80D of the Income Tax Act.
- Peace of Mind:Preventive health check-up also offers you peace of mind. It ensures that your health is being regularly monitored and any health issues are treated properly.
Preventive Health Check Up Deduction
Under Section 80D of the Income Tax Act, individuals can claim up to rupees 5,000 as preventive health checkup deduction. This amount is part of the overall health insurance deduction limit and applies to expenses made for self, spouse, children, or parents.
Individuals who have undergone a screening, they need to recollect the bill, as they need it for claiming the preventive health check-up tax exemption. This benefit is valid even if you haven’t purchased a health insurance policy but have incurred preventive health check-up income tax expenses.
Key Points:
- Claim up to ₹5,000 as preventive health check-up tax deduction
- Applies to self and family under the preventive health check-up exemption
- Keep receipts/bills as proof for preventive health check-up in income tax
Why Preventive Health Check Ups Matter
Regular preventive health check-up assists individuals to detect potential health problems before they become serious. Early diagnosis can lead to timely treatment and better health outcomes.
According to the World Health Organization, preventive screenings can also reduce the risk of major illnesses such as diabetes, hypertension, and cardiovascular diseases. By offering home collection services, insurers are promoting a culture of proactive health management, mainly for elderly or mobility-challenged individuals who may find it difficult to visit diagnostic centers.
In addition to health benefits, purchasing the best preventive health checkup packages can also benefit individuals financially. Under Section 80D of the Income Tax Act, individuals can easily claim deductions for expenses incurred on preventive health checkup income tax, up to the preventive health checkup limit of rupees 5,000 within the overall health insurance deduction. This makes it easier for families to invest in preventive health checkup packages without any financial burden.
Individuals who want to claim this benefit, they need to keep their preventive health checkup bill as proof of expenditure. Choosing the best preventive health checkup packages provides you with comprehensive screening. Additionally, it also supports in long-term wellness planning. These packages are mainly beneficial for people managing chronic conditions or those with a family history of lifestyle diseases. By combining health awareness with tax savings, preventive care becomes a smart and sustainable choice for all.
Summing Up
Preventive care is nowadays more than just a health necessity. It is also a smart financial decision. Make preventive check-ups a regular habit and take a proactive step towards a healthier future.
DISCLAIMER :
Health Insurance Coverage for pre-existing medical conditions is subject to underwriting review and may involve additional requirements, loadings, or exclusions. Please disclose your medical history in the proposal form for a personalised assessment.
This content is provided solely for the convenience of insured individuals under their respective health policies. The availability of health check-up packages, services, and eligibility is subject to the terms and conditions of individual insurance policies. For further detailed information or inquiries, feel free to reach out via email at marketing.d2c@starhealth.in
