Health Insurance for Respiratory Diseases

Health Insurance Plans starting at Rs.15/day*

Health Insurance Plans starting at Rs.15/day*

You may not think about the significance of your lung health until you experience a breathing problem. Your lungs bring oxygen into your body and keep the organs functioning by letting out carbon dioxide from your body. Genetic factors, disease conditions and environmental factors can affect the health of your lungs and cause Respiratory problems.

Why is it essential to have a healthy Respiratory system?

Your lung capacity is equivalent to the total amount of air that your lungs can hold. As age advances, your lung capacity and its function typically decrease slowly. The Respiratory system includes your airways, lungs and blood vessels. 

The Respiratory system, also known as the pulmonary system, consists of several organs that function as a whole to oxygenate the body through the process of respiration or breathing. As concerns about COVID-19 persist, Respiratory health and how to protect it should be a priority.

Respiratory Diseases are those conditions that impact the functioning of the lungs and affect other parts involved in the Respiratory system, like the nose, mouth, trachea, etc. 

10 Common Respiratory Diseases

There are various lung diseases causing chronic Respiratory conditions. The most common Respiratory Diseases/Lung diseases are:

Major causes of Respiratory Diseases

Respiratory Diseases develop due to, 

  • Viral/bacterial infection
  • Smoking tobacco
  • Radon, asbestos, and other air pollutants
  • Others occur as a result of disease or getting older.

4 Common symptoms of Respiratory Diseases

 When you are affected by Respiratory Diseases, everyday activities can be challenging. Even simple life tasks can seem impossible when encountering breathing problems. You could discover that some factors, such as exposure to pollen, dust and scents, make your symptoms worse.

A wide range of symptoms are shared by Respiratory Diseases, such as,

How can you keep your Respiratory system healthy?

You can help keep your lungs working optimally for life if you can incorporate these five habits into each day:

  • Take deep breathe 
  • Stop smoking
  • Exercise regularly
  • Avoid infections, and
  • Reduce your exposure to pollutants by wearing masks.

Other remedies like lifestyle changes and frequent health check-ups ensure that you have acquired any of the Respiratory Diseases. Despite taking precautions, at times, you might get affected by Respiratory infections, which might end up in considerable treatment costs. However, a Health Insurance with Respiratory disease cover can help you stay financially prepared and secured against such critical Respiratory Diseases.

Importance of Respiratory disease cover

Respiratory Diseases are caused by environmental factors and persist lifelong. They need regular treatment and a doctor’s guidance. Most of these medications and treatment plans are expensive and lead to financial contingencies for those infected.

To be more proactive, one should have a Health Insurance plan in place. Respiratory Diseases cover an array of lung diseases, namely,

  • COPD
  • Pneumonia
  • Pulmonary embolus
  • Bronchitis
  • Pulmonary Oedema
  • Cystic fibrosis/ Bronchiectasis
  • Pleural effusion
  • Lung Cancer
  • Acute Respiratory distress syndrome
  • Interstitial lung disease

You may be prone to such disease at any part of your life, and may face heavy medical bills with ongoing treatments, which may add to your burden. It is high time to get insured with a comprehensive health plan and stay worry-free, as it covers the treatment cost and other related medical expenses for Respiratory Diseases. 

Star Health offers specially designed Health Insurance policies covering hospitalisation and other treatment-related expenses for many chronic Respiratory and lung diseases.

Star Health Assure Insurance Policy covers chronic Respiratory Diseases such as Asthma and COPD. For more details on the coverage of the policy, read the policy clauses and wordings.


The Information including but not limited to text, graphics, images and other material contained on this blog are intended for education and awareness only. No material on this blog is intended to be a substitute for professional medical help including diagnosis or treatment. It is always advisable to consult medical professional before relying on the content. Neither the Author nor Star Health and Allied Insurance Co. Ltd accepts any responsibility for any potential risk to any visitor/reader.

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