Is Meningitis covered in Health Insurance?

What is Meningitis?

Meninges  consists of three membranes that protect the brain and spinal cord in the human body. Contract of any infections to Meninges result in Meningitis.

It is a severe illness that, in certain instances, poses a threat to life. Anyone can get it, but population with weakened immune systems, children and older persons are especially susceptible.

This fatal condition needs to be treated quickly and effectively. However, there are occasions when it becomes challenging for the populace to secure funding for prompt treatment of bacterial meningitis.

With the aid of health insurance policy, such a financial disaster can be averted.

Types of Meningitis diseases

Meningitis comes in a variety of forms, however, the following are the most typical forms of meningitis:

Viral Meningitis- It is the most common type of meningitis, and most people get infected during the summer season. Sometimes goes away even without treatment.

Bacterial Meningitis- It is contagious and caused by infection from certain bacteria. It can harm the respiratory tract, sinuses, and skin. Earlier the treatment, significantly reduces the fatality.

Fungal Meningitis- It is a rare form of meningitis caused due to fungus that infects the body and then spreads from your bloodstream to your brain or spinal cord.

Meningitis Symptoms

Since Meningitis is a contagious disease, the Infectious pathogens can transmit from one person to another through sneezing or coughing.  Read its common symptoms below:

• Nausea
• Vomiting
• Headache
• Stomach upset
• Muscle pain and stiffness
• Fever
• Photophobia
• Rash
• Seizures

Health insurance coverage for Meningitis

Nowadays, it has become hard to pay medical bills due to rising medical inflation and the expense of treatment of  such diseases and it’s vaccines. Most health insurance companies provide coverage for Meningitis by labelling it as one of the critical illnesses.

Benefits of insurance for Meningitis

• Coverage for pre- and post-hospitalization costs, room rent, physician fees, prescription drugs, ambulance costs, etc.
• Cashless facility available at network hospitals.
• Special benefits include annual health checks, lifelong renewability and cumulative bonus.
• Advanced medical facility among a network of hospitals in the area.
• Benefits from taxes under Section 80D.

Summing up

Although life is unpredictable, you should always be prepared to meet challenges. Health insurance significantly increases financial security, enabling you to manage medical crises like meningitis successfully.

Star health insurance provides coverage for Meningitis in almost across all the policies at an affordable-low-cost premium. The policyholders can avail the benefits of the policy after the specified Waiting Period, subject to specific terms and conditions of the policy.

Positively, Teenagers and others who is are at a higher risk of contracting this ailment can get immunizations, primarily for bacterial meningitis.

For more information, visit Star Health website for more details.