Super Star Essential Pack

IRDAI UIN: SHAHLIA26040V012526

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Plan Essentials Understand what’s included Why Choose Star Health Insurance?Looking for something else?Be Assured of the Best

HIGHLIGHTS

Plan Essentials

Limitless Loyalty Bonus

Get 100% additional Sum Insured every time you renew your policy—no matter how many claims you make. Your coverage keeps growing with your loyalty, offering greater protection year after year.

Single Private AC Room

Enjoy the comfort and privacy of a dedicated air-conditioned room during hospitalization. Recover in peace without sharing your space, ensuring a stress-free healing environment.

Premium Return

If you make no claims for 5 consecutive years, your first-year premium will be refunded. It’s a reward for staying healthy and claim-free.

Sum Insured Multiplier

Combine the Sum Insured from multiple policy years to cover one large medical expense. This feature ensures you have a bigger financial cushion when you need it the most.

Detailed List

Understand what’s included

ELIGIBILITY


Entry Age For Individual SI: 18 years to any age; For Floater SI: Adults: 18 years to any age; Dependent Children: 91 days to 25 years; Family Size Under Floater: 2 Adults + 4 Children (Self, Spouse & Dependent Children)
Sum Insured (SI) Options (₹. in Lakhs) 5/7.5/10
Policy Term 1/2/3 years

WAITING PERIODS


Initial Waiting Period 30 days
Specified Diseases Waiting Period 24 months
PED Waiting Period 36 months

POLICY BENEFITS


Room Rent Single Private AC Room
Professional Fees, Tests, Medicines, ICU Covered up to the Sum Insured
Freeze Your Age Insured will pay premium as per the entry age till they make the first claim (hospitalisation/day care claim). This will be available up to 50 years only.
Automatic Restoration of Sum Insured Up to 100% Sum Insured, unlimited times in a policy year for related and unrelated illness for subsequent hospitalisation and triggers on partial/full utilisation of SI
Cumulative Bonus 50% after each renewal (if claim-free); maximum up to 100% of SI
Organ Donor Expenses Coverage for organ transplantation up to the SI, including the donor’s post-donation complications
Dental Check-up & Cleaning Consultation, IOPA (X-Ray) and Scaling, available for one person under each policy in the 2nd and 3rd policy years. Available on cashless basis only.
Unlimited Tele-consultation Available on STAR Health App (along with AI-driven Face Scan)
Home Care Treatment Covered up to the SI
Domiciliary Hospitalisation Covered up to the SI
Pre and Post Hospitalisation 30 days & 60 days respectively, covered up to the SI
Day Care Treatment All Day Care Treatments covered up to the SI
Modern Treatments Covered up to the SI
AYUSH Treatment Covered up to the SI
Road Ambulance Covered up to the SI
Air Ambulance Covered up to ₹5L in a policy year
Premium Waiver One year premium is waived if the proposer, who is also insured, is diagnosed with a listed critical illness or dies due to an accident
STAR Wellness Program The STAR Wellness Program—accessible through the STAR Health App, allows you to earn over 1,000 points each year through various wellness activities. These points can be redeemed for up to a 20% discount on renewal premiums
Value Added Services Available (discounts on Pharmacy/Diagnostics/Consultations)
E-Domestic Second Medical Opinion Access to a second medical opinion from a network doctor based on submitted medical records

ADDITIONAL COVERS


Limitless Loyalty Bonus 100% Additional SI for each renewal (irrespective of claim) without any upper limit. Available from 7.5L SI
Sum Insured Multiplier Insured can combine & utilise the annual SI of base policy across the policy term. Available from 7.5L SI. Applicable only for long term policies
Premium Return If no in-patient claim for 5 years, 1st year premium of base policy will be refunded
Health Booster 100% of base SI is additionally provided, for every for every 7 consecutive claim-free years.
Durable Medical Equipment Cover Covered up to ₹1L in a policy year for rental/purchase of necessary medical equipment (e.g., oxygen concentrators, wheelchairs, etc.)
Nursing at Home ₹1,000/day, maximum up to 10 days in a policy year post hospitalisation, for the medical services of a qualified nurse at insured person’s residence
E-Connect (i) Access to virtual fitness sessions, nutritionist (ii) Insured can obtain E-International second medical opinion twice per policy in a policy year
Grace Period Cover Coverage available during the grace period for policies due for renewal
*Above 60 years of age: Premium Return, Limitless Loyalty Bonus & Sum Insured Multiplier will not be available

OPTIONAL COVERS


Preventive Health Check-Up Each insured aged 18 years and above can avail preventive health check-up as per the applicable package, available once in each policy year
StayFit Insured can avail visits to the ‘fitness centers’ (gyms and fitness studios) up to 7 sessions/week; Entry age: 18 years to 60 years
Mamta (Women Wellness Care) Insured women can avail the listed comprehensive online services through the Company’s Network/Digital Platforms, as per the opted plan and policy schedule. Entry age: 12+ years
Param Seva (Senior Citizen Wellness Care) Insured can avail the comprehensive online services on Company’s Network/Digital Platforms as per the plan opted and specified in the policy schedule. Entry age: 56+ years
In-clinic Consultation Insured can avail in-person consultation with general physicians & specialists up to 4 consultations in case of Individual Policy & 8 consultations in case of Floater Policy. Available only upto 60 years of entry age
Consumables Cover 68 non-payable items will be covered. For more details, please visit our website: www.starhealth.in
Voluntary Deductible Options: ₹25k/ ₹50k/ ₹1L (aggregate deductible for each policy year)
Long Term Deductible Options: ₹25k/ ₹50k/₹75k/ ₹1L (aggregate deductible for each policy term)
Voluntary Co-pay Options: n10%/20% (applicable on each and every admissible claim amount arising due to hospitalisation expenses)
Quick Shield "Claims related to the following pre-existing diseases will be covered starting from the 31st day after the first purchase of the base policy: a) Type 2 Diabetes (b) Hypertension (c) Hyperlipidemia (d) Asthma (e) Coronary Artery Disease with PTCA done more than 1 year prior "
Future Shield Provides continuity benefit for all waiting periods served by the insured member to the spouse added
Maternity Expenses Up to ₹50k/1L as opted (24-month waiting period)

Please refer to the Policy Documents to know the policy details and Terms & Conditions.

Brochure

Policy Clause

Prospectus

Star Wellness Program

This program intends to promote, incentivize and to reward the Insured Persons' healthy life style through various wellness activities. The wellness activities as mentioned below are designed to help the Insured person to earn wellness reward points which will be tracked and monitored by the Company. The wellness points earned by the Insured Person(s) under the wellness program, can be utilized to get discount in premium during the renewal.

This Wellness Program is enabled and administered online through Star Health Mobile Applications.

Note: The Wellness Activities mentioned in the table below (from Serial Number 1 to 6) are applicable for the Insured person(s) aged 18 years and above only. The following table shows the discount on premium available under the Wellness Program;

Wellness Points Earned	Discount in Premium
200 to 350	4%
351 to 600	10%
601 to 750	14%
751 and above	20%

*In case of floater policy the weightage is given as per the following table;

Family Size	Weightage
Self, Spouse**	1:1
Self, Spouse** and Dependent Children (up to 18 years)	1:1:0:0:0
Self, Spouse** and Dependent Children (aged above 18 years)	2:2:1:1:1
**Spouse / Live-in Partner

Note: In case of two year, three year, four year and five year policies, total number of wellness points earned in the two year, three year, four year and five year period will be divided by two, three, four and five respectively.

Please refer the Illustrations to understand the calculation of discount in premium, weightage and the calculation.

The wellness services and activities are categorized as below:

Sr. No.	Activity	Maximum number of Wellness Points that can be earned under each activity in a policy year
1.	Sign up points for Enrolling to Wellness Program	100
2.	Manage and Track Health
	Online Health Risk Assessment (HRA)	150
	Preventive Risk Assessment	200
3.	Affinity to Wellness
	a)Participating in Walkathon, Marathon, Cyclothon and similar activities	200
	b)Membership in a health club	200
4.	Stay Active – If the Insured member achieves the step count target on mobile app	250
5.	Sharing ‘Active Life Success Story’ through adoption of Star Wellness Program	50
6.	Condition Management Program (CMP): Weight Management, Diabetes Management, Hypertension, De-Stress & Mind Body Healing Program.	150
7.	For Submission of Vaccination Certificate Eg: Vaccine for Covid, HPV, Pneumoccocnal, Swine Flu (H1N1), Hepatitis etc..	20
8.	For Submission of Preventive Eye Check-up report	20
9.	For Submission of Preventive Dental Check-up report	20
10.	For Submission of Mammography & PAP Test (for Women) report	20
11.	For Submission of Prostate specific antigen (PSA) test report (for Male persons aged > 50 yrs)	20
12.	Glaucoma Screening (for persons aged > 50 yrs)	20

1. Sign up points for Enrolling to Wellness Program: Insured person(s) can earn 100 reward points for enrolling in Star Wellness Program through Star Health Mobile application.

2. Manage and Track Health

a) Completion of Health Risk Assessment (HRA): The Health Risk Assessment (HRA) questionnaire is an online tool for evaluation of health and quality of life of the Insured. It helps the Insured to introspect his/ her personal lifestyle. The Insured can log into his/her account on the website www.starhealth.in and complete the HRA questionnaire. The Insured can undertake this once per policy year.

On Completion of online HRA questionnaire, the Insured earns 150 wellness points.

Note: To get the wellness points mentioned under HRA, the Insured has to complete the entire HRA within one month from the time he/she started HRA Activity.

b) Preventive Risk Assessment: The Insured can also earn wellness points by undergoing diagnostic / preventive tests during the policy year. These tests should include the four mandatory tests mentioned below. Insured can take these tests at any diagnostic centre at Insured’s own expenses.

On submission of the test reports, Insured earns 200 reward points.

Note: These tests reports should be submitted together and within 30 days from the date of undergoing such Health Check-Up.

List of mandatory tests under Preventive Risk Assessment
1. Complete Haemogram Test
2. Blood Sugar (Fasting Blood Sugar (FBS) + Postprandial (PP) [or] HbA1c)
3. Lipid profile (Total cholesterol, HDL, LDL, Triglycerides, Total Cholesterol / HDL Cholesterol Ratio)
4. Serum Creatinine

3. Affinity towards wellness:

Insured earns wellness points for undertaking any of the fitness and health related activities as given below. List of Fitness Initiatives and Wellness points:

	Initiative	Wellness Points
a.	Participating in Walkathon, Marathon, Cyclothon and similar activities	200
a.	- On submission of BIB Number along with the details of the entry ticket taken to 100 participate in the event.	200
b.	Membership in a health club (for 1 year or more) - In a Gym / Yoga Centre / Zumba Classes / Aerobic Exercise/ Sports Club/ Pilates Classes/ Swimming / Tai Chi/ Martial Arts / Gymnastics/ Dance Classes	200
Note: In case if Insured is not a member of any health club, he/she should join into club within 3 months from the date of the policy risk commencement date. Insured person should submit the health club membership.

4.Stay Active: Insured earns wellness reward points on achieving the step count target on ‘Star Health Mobile application as mentioned below:

Criteria to get reward points

If the number of steps per day are minimum 8,000 or above for 16 days in a month, it will be considered as one active month and insured will get 20 reward points.

Note:

Incase if Insured achieves 10 active months in a policy year, he/ she will get 50 additional points as bonus.
First month and last month in each policy year will not be taken into consideration for calculation of average number of steps per day under Stay Active.
The mobile app must be downloaded within 30 days of the policy risk start date to avail this benefit.
The average step count completed by an Insured member would be tracked on ‘Star Mobile Application’.

5.Condition Management Program

i) Weight Management Program:

a) This Program will help the Insured persons with Over Weight and Obesity to manage their Body Mass Index (BMI) through the empanelled wellness experts who will guide the Insured in losing excess weight and maintain their BMI.

On acceptance of the Weight Management Program, Insured earns 50 wellness points.
An additional 50 wellness points will be awarded in case if the results are achieved and maintained as mentioned below.

Sr. No.	Name of the Ailment	Values to submitted	Criteria to get the Wellness points
1.	Obesity (If BMI is above 29)	Height & Weight (to calculate BMI)	Achieving and maintaining the BMI between 18 and 29
2.	Overweight (If BMI is between 25 and 29)	Height & Weight (to calculate BMI)	Reducing BMI by two points and maintaining the same BMI in the policy year
- Values (for BMI) shall be submitted for every 2 months (up to 5 times in each policy year)

b) Incase if the Insured is not Overweight / Obese, the Insured can submit his/her Fitness Success Story through adoption of Star Wellness Activities with us. On submission of the Fitness Success Story through adoption of Star Wellness Activities, Insured earns 50 wellness points.

ii) Chronic Condition Management Program:

a) This Program will help the Insured suffering from Diabetes, Hypertension, Cardiovascular Disease or Asthma to track their health through the empanelled wellness experts who will guide the insured in maintaining/ improving the health condition.

On acceptance of the Chronic Condition Management Program, Insured earns 100 wellness points
The Insured has to submit the test result values for every 3 months maximum up to 3 times in a policy year
If the test result values are within +/- 10% range of the values given below, for at least 2 times in a policy year, an additional 150 wellness points will be awarded.
These tests reports to be submitted within 1 month from the date of undergoing the Health Check-Up

Sr. No.	Name of the Ailment	Test to be submitted	Values Criteria to get the additional Wellness points
1.	Diabetes(Insured can submit either HbA1c test value (or) Fasting Blood Sugar (FBS) Range and Postprandial test value)	HbA1c	≤ 6.5
1.		Fasting Blood Sugar (FBS) Range and Postprandial test value	100 to 125 mg/dl below 160 mg/dl
2.	Hypertension	Measured with - BP apparatus	Systolic Range - 110 to 140 mmHg Diastolic Range - 70 to 90 mmHg
3.	Cardiovascular Disease	LDL Cholesterol and Total Cholesterol / HDL Cholesterol Ratio	100 to 159 mg/dl ≤ 4.0
4.	Asthma	PFT (Pulmonary Function Test)	FEV1 (PFC) is 75% or more FEV1/ FVC is 70% or more

b) In case if the Insured is not suffering from Chronic Condition/s (Diabetes, Hypertension, Cardiovascular Disease or Asthma) he/she can opt for “De-Stress & Mind Body Healing Program”. This program helps the Insured to reduce stress caused due to internal (self-generated) & external factors and increases the ability to handle stress.

On acceptance of De-stress & Mind Body Healing Program Insured earns 50 wellness points.
On completion of De-stress & Mind Body Healing Program Insured earns an additional 75 wellness points.

Note: This is a 10 weeks program which insured needs to complete without any break.

6)Reward points for Preventive Care: Insured can earn wellness reward points for submitting the following health check-up reports once in a policy year which he/ she had during the policy year.

a. Submission of Vaccination Certificate/s: Insured can earn 20 wellness reward points by submitting the Vaccination certificate related to vaccine that he/she have had during the policy year. Eg: Vaccine for Covid, HPV, Swine Flu (H1N1), Hepatitis etc.

b. Submission of Preventive Eye Check-up report: Insured can earn 20 wellness reward points for submitting Eye Check-up report which includes near and far vision (visual equity) and Colour vision test.

c. Submission of Preventive Dental Check-up: Insured can earn 20 wellness reward points for submitting Dental Check-up report which includes screening of oral cavity done by a qualified Dentist.

d. Submission of Mammography & PAP Test report: Insured can earn 20 wellness reward points for submitting x-ray Mammogramgraphy or coloured doppler mammogram for preventive breast screening and PAP smear (biopsy) report.

e. Prostate specific antigen (PSA) test (applicable for Males aged > 50 yrs): Insured can earn 20 wellness reward points for submitting Prostate specific antigen blood report.

f. Glaucoma Screening (for persons aged > 50 yrs): Insured can earn 20 wellness reward points by submitting reports of Glucoma screening test of both eyes including tonometery. (slit lamp test), pachymeter test, visual field test, dilated eye test and gonioscopy examination.

Terms and conditions applicable for wellness services

Any information provided by the Insured in this regard shall be kept confidential.

There will not be any cash redemption against the wellness reward points.

Insured should notify and submit relevant documents, reports, receipts etc for various wellness activities within 1 month of undertaking such activity/test.

For services that are provided through empanelled service provider, Star Health is only acting as a facilitator; hence would not be liable for any incremental costs or the services.

All medical services are being provided by empanelled health care service provider. We ensure full due diligence before empanelment. However Insured should consult his/her doctor before availing/taking the medical advices/services. The decision to utilize these advices/services is solely at Insured person’s discretion.

We reserve the right to remove the wellness reward points if found to be achieved in unfair manner.

Star Health, its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, are not responsible or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a Member claims to have suffered, sustained or incurred, by way of and / or on account of the Wellness Program.

Services offered are subject to guidelines issued by IRDAI from time to time.

A 51 year old Individual Gopal and his wife Ramya along with their two dependent children (aged below 18 yrs) buy a Super Star with Sum Insured 10 Lacs, let’s understand how they can earn Wellness Points. Gopal has declared that he is suffering from Diabetes. Ramya has declared her BMI as 27. Gopal and Ramya enrolled under the Star wellness program and completed the following wellness activities.
Sr. No.	Activity	Wellness Points Earned by Gopal	Wellness Points Earned by Ramya
1.	Sign up points for Enrolling to Wellness Program	100	100
2.	Manage and Track Health
	Online Health Risk Assessment (HRA)	150	150
	Preventive Risk Assessment	200	200
3.	Affinity to Wellness
	Participating in Walkathon, Marathon, Cyclothon and similar activities	200	0
	Membership in a health club	100	150
4.	Stay Active (Wellness points based on Step Count)	250	120
5.	For Sharing ‘Active Life Success Story’	50	0
6.	Condition Management Program (CMP)	150	150
7.	Submission of Vaccination Certificate	20	20
8.	For Submission of Preventive Eye Check-up report	20	0
9.	For Submission of Preventive Dental Check-up report	0	20
10.	For Submission of Mammography & PAP Test (for Women) report	0	20
11.	For Submission of Prostate specific antigen (PSA) test report (for Male persons aged > 50 yrs)	20	0
12.	Glaucoma Screening (for persons aged > 50 yrs)	20	0
	Total Number of Wellness Points earned	1280	930
	No of wellness points based upon weightage - 1:1:0:0	640 (1280X1/2)	465 (930X1/2)
Total Number of Wellness Points earned by Gopal and Ramya = 1105 (640+465) Based on the no of Wellness Points earned, Gopal & Ramya are eligible to get 20% discount on renewal premium

STAR HEALTH

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

Wellness Program

Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.

Diagnostic Centres

Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkups at your doorstep.

E-Pharmacy

Order medicines online at a discounted price. Home delivery and store pick-ups are available across 2780 cities.

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HELP CENTRE

Confused? We’ve got the answers

Get all your Health Insurance related doubts clarified.

Who all can be covered under one Super Star Floater plan?

Self, Spouse/ Live-in-partner and up to 4 Dependent Children can be covered under one Super Star Floater policy…

How will the Long-Term Discount be calculated if a customer chooses a 5-year Long Term Super Star plan?

If a customer chooses a 5-year Policy Term, he is eligible to get 10% + 12.5% + 14% + 16% discounts on the 2nd, 3rd, 4th and 5th year premiums respectively.

What is the maximum Sum Insured option available under Super Star policy?

Super Star policy offers Unlimited Sum Insured option.

What is the maximum Sum Insured available for a customer above 65 years under the Super Star policy?

The maximum Sum Insured available for individuals above 65 years under the Super Star policy is Rs. 50 Lakhs.

Is there any discount applicable during renewal?

A 2.5% discount will be offered if the policy is renewed 30 days before the renewal due date.

Note: This Early Renewal Discount is available only for the first 3 renewals and applies only if there is no claim under In-patient/ Day care treatment under the expiring policy.

What is the Room Rent Limit in Super Star Policy?

There is no capping on the Room Rent expenses in Super Star policy. Insured is eligible to occupy Any Room during in-patient hospitalisations.

How does Premium Waiver benefit work in Super Star policy?

If the proposer, who is also an insured member under Super Star, meets with accidental death or is diagnosed (first diagnosis) with any of the 54 listed critical illnesses, the premium (inclusive of optional covers, if opted) will be waived off for the next one policy year during renewal.

In the case of a floater/ multi-individual policy the premium waiver will be available on the floater policy/ multi-individual policy premium.

What will happen to the balance Cumulative Bonus available during renewal upon settling a claim?

Cumulative bonus will be reduced only to the extent of utilized portion and the unutilized Cumulative bonus will be carried forward to the next policy year.

Is Dental Check-up & Cleaning payable for all insured members covered under a Super Star floater policy?

Dental Check-up & Cleaning is available in the 2nd & 3rd policy years for those who purchased ‘Super Star’ policy for the first time with us. In the case of a floater policy, this benefit is payable only for one Insured Person under each policy in a policy year.

What is ‘Freeze your Age’ feature in Super Star Policy?

If the Insured is below 50 years of age at policy inception, then the ‘Freeze your Age’ feature in Super Star policy locks the premium which is applicable during the age at entry of the insured. The insured will pay the same premium during every renewal till he/ she makes the first claim or attains 56 years whichever is earlier.

Is there any additional Bonus available in Super Star policy over and above the base policy’s Cumulative Bonus?

Yes, with the ‘Super Star Bonus (Guaranteed Bonus)’ Optional Cover, the insured can accumulate a Guaranteed Bonus of 100% of the expiring sum insured for each policy year, up to an unlimited Sum Insured.

(Note: This feature is not available if Unlimited Sum Insured is opted)

How does E-International Second Medical Opinion work in Super Star?

The insured can obtain a second medical opinion from any of our assigned Panel of Internationally available Medical Practitioners by mailing their medical reports to e_medicalopinion@starhealth.in or through post/ courier.
• In the case of an individual policy, the insured can utilise this facility once in a policy year.
• In the case of floater/ multi-individual policy, each insured can utilise this facility once in a policy year.
The second opinion should be used only for medical reasons and not for medico-legal purposes.

Can we claim the renting charges of any medical equipment under ‘Durable Medical Equipment Cover’ in Super Star?

Yes. If the need for any listed medical equipment (specified in the policy clause) is prescribed by the treating medical practitioner post hospitalisation, then the renting or purchasing charges will be covered up to a limit of Rs. 5 Lakhs, payable once during the entire lifetime of the policy.

What is the limit for Annual Health Check-up in Super Star?

Annual Health Check-up is available up to 1% of Sum Insured subject to a maximum of Rs. 25,000 in a policy year and is available from Day 1 of the policy. This limit is inclusive of the cost of vaccination expenses.

What is Limitless Care Cover in Super Star?

The in-patient/ day care treatment expenses of the Insured Person for any one admissible claim during the lifetime of the policy will be covered without any limits on the Sum Insured.

(Note: This feature is not available if Unlimited Sum Insured is opted)

How many deliveries can be covered under ‘Maternity Expenses’ cover in Super Star?

A maximum of 4 deliveries can be covered under Super Star if this cover is opted.

If ‘Future Shield’ is opted, what are the waiting periods for which the continuity benefits served by the Insured will be waived off for the newly added spouse?

The following are the waiting periods for which continuity benefits served by the Insured will be waived off for the newly adde spouse:

• Initial Waiting Period
• Pre-Existing Diseases Waiting Period
• Specified Diseases Waiting Period
• Maternity Waiting Period (if maternity expenses optional cover is opted)

When will the coverage for PED start if the Insured opts for ‘Quick Shield’ cover?

Coverage for the Pre-Existing Diseases (as listed in the policy clause) will be available from the 31st day of the first purchase of this policy, under in-patient/ day care treatments, if disclosed and accepted by the underwriting team.

What is a Star Health Super Star Plan Premium Chart?

Star Health Super Star Plan premium chart is a table that shows the premium costs for the Star Health Super Star health insurance plan, enlisting various premium amounts depending on factors such as the policyholder's age, policy term, and chosen sum insured, permitting person to compare costs according to their specific requirements prior to the purchase of the plan.

You could make the star health super star plan review to understand why it is needed for you.

What is a loyalty bonus in health insurance?

A loyalty bonus in health insurance refers to an increase in your sum insured that accumulates every year you don't make a claim. It is also called a cumulative bonus or no-claim bonus (NCB).

Disclaimer:

Health Insurance Coverage for pre-existing medical conditions is subject to underwriting review and may involve additional requirements, loadings, or exclusions. Please disclose your medical history in the proposal form for a personalised assessment.
The information provided on this page is for general informational purposes only. Availability and terms of health insurance plans may vary based on geographic location and other factors. Consult a licensed insurance agent or professional for specific advice. T&C Apply. For further detailed information or inquiries, feel free to reach out via email at marketing.d2c@starhealth.in

Super Star Essential Pack

Quick Links

HIGHLIGHTS

Plan Essentials

Detailed List

Understand what’s included

ELIGIBILITY

Entry Age

Sum Insured (SI) Options (₹. in Lakhs)

Policy Term

WAITING PERIODS

Initial Waiting Period

Specified Diseases Waiting Period

PED Waiting Period

POLICY BENEFITS

Room Rent

Professional Fees, Tests, Medicines, ICU

Freeze Your Age

Automatic Restoration of Sum Insured

Cumulative Bonus

Organ Donor Expenses

Dental Check-up & Cleaning

Unlimited Tele-consultation

Home Care Treatment

Domiciliary Hospitalisation

Pre and Post Hospitalisation

Day Care Treatment

Modern Treatments

AYUSH Treatment

Road Ambulance

Air Ambulance

Premium Waiver

STAR Wellness Program

Value Added Services

E-Domestic Second Medical Opinion

ADDITIONAL COVERS

Limitless Loyalty Bonus

Sum Insured Multiplier

Premium Return

Health Booster

Durable Medical Equipment Cover

Nursing at Home

E-Connect

Grace Period Cover

OPTIONAL COVERS

Preventive Health Check-Up

StayFit

Mamta (Women Wellness Care)

Param Seva (Senior Citizen Wellness Care)

In-clinic Consultation

Consumables Cover

Voluntary Deductible

Long Term Deductible

Voluntary Co-pay

Quick Shield

Future Shield

Maternity Expenses

Star Wellness Program

Wellness Program

Diagnostic Centres

E-Pharmacy

24*7 Customer Service

In-house Claim Settlement

Claim Settlement

Hospitals

Awards

Network Hospitals

Agreed Network Hospitals

Valuable Service Providers

Non-Network Hospitals

Excluded Providers