Value Plus

Value Plus

Secure your family's future with Value Plus, a versatile health insurance coverage option offered by Star Health Insurance. Designed to support evolving lifestyles, this policy provides extensive medical security tailored for individuals, couples, and growing families.

Key Features & Unique Benefits

• Freeze Your Age: Lock in your premium based on your entry age. Your premium remains unchanged at renewal until your first In-Patient, Day Care, or AYUSH claim is paid, or you turn 55.
• Premium Return: Stay healthy and get rewarded. If you remain claim-free for 5 consecutive policy years, your entire first-year base premium will be refunded.
• Sum Insured Multiplier: Maximize long-term policies by combining your annual Sum Insured across the policy tenure to cover a single massive claim.
• Health Booster: Enjoy an additional 100% of your base policy Sum Insured for every block of 7 claim-free years.
• Value Network: Gain access to thousands of leading network hospitals. Choosing a listed hospital eliminates the 15% co-payment required at outside facilities.

Robust Base Covers

Value Plus ensures complete peace of mind with robust base features up to your chosen Sum Insured. Enjoy up to ₹5,000 per day for room rent, complete coverage for all Day Care treatments, and advanced Modern Treatments. The policy also handles 30 days of pre-hospitalisation and 60 days of post-hospitalisation medical expenses. For emergency scenarios, it includes Road Ambulance and Air Ambulance services up to ₹5 Lakhs per year.

Choose flexible sum insured options ranging from ₹7.5 Lakhs to ₹25 Lakhs with policy terms up to 3 years. Protect your loved ones today with Value Plus.