Transient Ischaemic Attack Coverage Importance

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Transient Ischemic Attack Coverage: Why It Matters

 

A stroke can happen when a part of your brain suddenly stops functioning or does not receive sufficient blood flow. A transient ischaemic attack, or TIA, is often associated with symptoms like weakness on a particular side of the body, drooping face, difficulty while speaking, etc. In standard terms, TIA is also referred to as ‘ministroke’.

 

Reason Why You Should Opt for Health Insurance After TIA

 

Health insurance can be a lifesaver for stroke victims, as it provides a cushion against the recurring expenses of medical treatment and check-ups. However, only a handful of health insurers offer coverage for a transient ischaemic attack, and not all policies do.

 

You have to take care of the following conditions while choosing stroke health insurance:

 

  • The health insurance company offering you a plan for TIA will expect an accurate report of your health status. Therefore, you need to wait for at least 6-12 months after suffering a stroke before you can apply for an insurance policy.
  • You must provide details about the stroke, its treatment, and follow-up care.
  • All insurance companies have their exclusive set of guidelines, and you should compare properly before finalising an insurer.
  • While comparing, prioritise plans that offer comprehensive coverage for stroke-related treatment costs.
  • Ultimately, compare the prices to ensure you get a true value-for-money deal.
     

Consider talking with an independent health insurance agent who can help you pick the best available policy if needed.

 

What Should You Do When Noticing the Signs of a TIA?

 

The common symptoms of a TIA can be one or more of the following:

 

  • Numbness on one side of the body
  • Drooping on one side of the face
  • Weakness of an arm or a leg
  • Slurring words or trouble speaking
  • Mental confusion
  • Dizziness or vertigo, etc.
     

These common symptoms of a ministroke can last from a few minutes to less than 24 hours. Most of the time the symptoms disappear by the time you visit a doctor. Nonetheless, it is still crucial to seek medical attention. Your stroke symptoms may not be visible while the medical experts examine you, but you should describe the whole scenario to them in detail.

 

It is never a good idea to wait away your TIA symptoms on your own, as that can increase the chance of experiencing a major stroke. Therefore, you should consider purchasing appropriate health insurance so that you do not have to worry about the associated medical bills.

Disclaimer:
Health Insurance Coverage for pre-existing medical conditions is subject to underwriting review and may involve additional requirements, loadings, or exclusions. Please disclose your medical history in the proposal form for a personalised assessment. 
This FAQ page contains information for general purpose only and has no medical or legal advice. For any personalized advice, do refer company's policy documents or consult a licensed health insurance agent. T & C apply. For further detailed information or inquiries, feel free to reach out via email at marketing.d2c@starhealth.in