Reach Us

The Manager - Customer Care,
Star Health & Allied Insurance Co. Ltd,
No.1, New Tank Street, Valluvarkottam High Road,
Chennai - 600 034
Email :

Contact Us

Toll Free
1800-425-2255 / 1800-102-4477
For Other Users
(044)- 2831 9100 / 2853 2060 / 2853 2030

Family Health Optima Insurance Plan

Most popular insurance policy with your growing family, on floater basis.

Please visit the nearest Star Health Insurance branch for premium details


Affordable Premium

Family floater policy at an affordable premium

Get Extra Sum Insured

Get extra sum insured (auto recharge) at no extra cost

Health Checkup

Health Checkup benefit for every claim free year

Automatic Restoration

3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion

Assisted Reproductive Treatment

Cover for Assisted Reproductive Treatment

New-born Baby

New-born baby cover from 16th day

Donor expenses cover

Donor expenses for organ transplantation

Day-care procedures

All day care procedures are covered

Grace Period

A grace period of 120 days from the date of expiry of the policy is available for renewal

Family Health Optima (Floater) Health Insurance Plan

Taking care of family needs can be economically challenging. Hence, a super saver policy keeping the expenses to a minimum yet covering the whole family can be your option.TheFHO (Floater) Health Insurance Plan is appropriately priced so that you can cope with the most challenging health issues of every family member, even the youngest ones. Protect your newborn from the very start of the 16th day of birth from any medical complications with in-hospitalisation charges covered.
This plan comes with an array of USPslike Automatic Restoration at 300% of sum insured, repatriation of mortal remains, compassionate travel, emergency domestic medical evacuation, organ donor expenses, recharge benefit, sum insured for road traffic accidents, assisted reproduction treatment and more.

Our Clients Love Us

Check what other persons are saying about our product. They are very happy with their purchase

Thanks for your extraordinary support and we love the way you expressed with the customer.

K.Senthil Kumar

Thank u so much. Have renewed my policy successfully with your kind support and guidelines.

S. Kanagaraj

I want to congratulate the entire Star Health Support Team, for having such a good support.

Joy Mazumdar

Welcome to Star Health