Star Critical Illness Multipay Insurance Policy
IRDAI UIN: SHAHLIP22140V012122
HIGHLIGHTS
Plan Essentials
Entry Age
People aged between 18 and 65 years can avail this policy.
Unique Cover
Specially designed policy for individuals to provide lump sum cover on diagnosis of 37 critical illnesses.
Installment Facility
The policy premium can be paid on a quarterly or half-yearly basis. The premium can also be paid on an annual biennial or triennial basis.
Star Wellness Program
Wellness program designed to motivate and encourage the healthy lifestyle of the insured person through various wellness activities.
DETAILED LIST
Understand what’s included
IMPORTANT HIGHLIGHTS
Policy TermThis policy can be availed for a term of one, two or three years. |
Pre-Medical ExaminationPre-acceptance medical screening is not required to avail this policy by those who are aged below 50 years. However, those who are aged above 50 years and those who have adverse medical history need to undergo pre-medical screening. |
Sum InsuredThe minimum Sum Insured of this policy is Rs. 5,00,000/- and the maximum is Rs. 25,00,000/- (in the multiples of Rs. 1,00,000/-).
1) For Earning persons -12 times of yearly income for 18 – 35 yrs age and 10 times of yearly income for above 35 yrs age. The maximum Sum Insured cannot exceed Rs.25 lakhs.
2) For Non-Earning persons – Maximum up to 15 lakhs. Non-earning Sum Insured cannot be more than the Sum Insured for the primary member. |
Wide Critical Illness CoverThis policy provides wide cover for major critical illnesses grouped into four categories. |
Cancer CoverThis policy provides lump sum cover for Cancer related major diseases. |
Heart Disease CoverThis policy provides lump sum cover for major heart related conditions. |
Brain & Nervous SystemThis policy provides lump sum cover for critical illnesses related to brain and nervous system. |
Major Organ & Other ConditionsThis policy provides lump sum cover for critical illnesses related to major organs and other conditions. |
Instalment OptionsThe policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annual, biennial (once in 2 years) and triennial (once in 3 years) basis. |
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
DOWNLOADS
PREMIUM CHART
WELLNESS BENEFITS
GENERAL TERMS
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
Star Advantages
Claims
Hospitals
Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
Talk to Star
Dial 7676 905 905 to avail free consultations with our expert doctors via phone, chat or video call.
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Get free COVID-19 consultation with our health experts between 8 AM and 10 PM. Give a call to 7676 905 905.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
E-Pharmacy
Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.
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