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Star Critical Illness Multipay Insurance Policy

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Plan Essentials


Entry Age

People aged between 18 and 65 years can avail this policy.

Unique Cover

Specially designed policy for individuals to provide lump sum cover on diagnosis of 37 critical illnesses.

Installment Facility

The policy premium can be paid on a quarterly or half-yearly basis. The premium can also be paid on an annual biennial or triennial basis.

Star Wellness Program

Wellness program designed to motivate and encourage the healthy lifestyle of the insured person through various wellness activities. 

Understand what’s included


Policy Term

This policy can be availed for a term of one, two or three years.

Pre-Medical Examination

Pre-acceptance medical screening is not required to avail this policy by those who are aged below 50 years. However, those who are aged above 50 years and those who have adverse medical history need to undergo pre-medical screening.

Sum Insured

The minimum Sum Insured of this policy is Rs. 5,00,000/- and the maximum is Rs. 25,00,000/- (in the multiples of Rs. 1,00,000/-). 1) For Earning persons -12 times of yearly income for 18 – 35 yrs age and 10 times of yearly income for above 35 yrs age. The maximum Sum Insured cannot exceed Rs.25 lakhs. 2) For Non-Earning persons – Maximum up to 15 lakhs. Non-earning Sum Insured cannot be more than the Sum Insured for the primary member.

Wide Critical Illness Cover

This policy provides wide cover for major critical illnesses grouped into four categories.

Cancer Cover

This policy provides lump sum cover for Cancer related major diseases.

Heart Disease Cover

This policy provides lump sum cover for major heart related conditions.

Brain & Nervous System

This policy provides lump sum cover for critical illnesses related to brain and nervous system.

Major Organ & Other Conditions

This policy provides lump sum cover for critical illnesses related to major organs and other conditions.

Instalment Options

The policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annual, biennial (once in 2 years) and triennial (once in 3 years) basis.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.

‘Happily Insured!’ with Star Health

We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.

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