This policy provides coverage for a period of 365 days. It can be further extended once for another 365 days upon the insured person’s request before the expiration of the policy.

This policy covers the loss incurred due to Travel inconveniences such as Flight Delay, Trip Cancellation, Loss of Passport, Loss or Delay of Checked-in Baggage, Missed Flight/Connection and Hijack Distress.

This policy indemnifies the expenses incurred for medical emergencies during the insured person’s stay abroad.

This policy provides cover for emergency medical evacuation of the insured person on the advice of the medical practitioner. It also covers associated transportation and medical treatment expenses.

In case of the death of the insured person abroad, this policy covers the transportation of the mortal remains of the insured person or compensates the equivalent amount for a local burial or cremation in the country where the death occurred.

This policy provides cover for expenses incurred on acute anesthetic treatment to treat dental problems arising out of injury during the trip.

In case of death or disablement of the insured person due to accident, then the company will provide a lump sum to the insured person or his/her legal representatives up to the specified limits.

If the checked-in baggage (property of the insured person) gets lost by an Airline or Carrier, then the Company will indemnify the loss incurred by the insured person up to the limits mentioned in the policy schedule.

If an insured person loses his/her passport during the trip, then the company will cover the expenses incurred in obtaining a new passport or valid travel documents to return to the home country.

If the insured person is either legally liable for illness/injury (fatal or non-fatal) to any person, or damage to property during the period of insurance, then the Insurance Company will indemnify the insured person against all sums which he/she become legally liable to pay.

In case of false arrest or wrongful detention of the insured person by police or judicial authorities at a place as specified in the proposal form, then the Insurance Company will pay up to the specified Sum Insured towards the cost of the bail bond.

If the insured person gets hospitalised abroad for more than 7 consecutive days and is not in a condition to be moved back to the home country, then the company will cover the expenses incurred for a round trip by air/train of one immediate family member to assist the insured person.

If the insured person happens to discontinue his/her studies in the event of hospitalisation of the insured for more than one consecutive month due to injury, sickness or terminal sickness, then the company will compensate the tuition fee that has already been paid.

If the insured person’s study gets disrupted due to the accidental death of any immediate family member or the sponsor during the entire policy period, then the company will compensate the tuition fee that has already been paid.

In case of accidental death of the sponsor of the insured person, then upon submitting the death certificate, the company will reimburse the tuition fees incurred for the remaining period of the education of the insured up to the specified limits.