Coverage for Severe Asthma Attacks

Insurance Coverage for Severe Asthma: What You Need to Know

In recent years, the number of people suffering from asthma has increased significantly. Pollution and the presence of fumes in the air often trigger this. Therefore, proper care and treatment are required for anyone suffering from it.

However, with rising hospital and medical costs, frequent clinic visits become difficult. Health insurance coverage helps you overcome these challenges and stay financially secure.

Severe Asthma Attack Coverage

A severe asthma attack is a serious condition which requires immediate hospitalisation. Having health insurance in place helps to mitigate such emergencies. Here is what a severe asthma attack insurance covers:

• Pre and Post Hospitalisation: Coverage for severe asthma attacks typically covers pre- and post-hospitalisation charges, as well as medications and treatments related to the disease.
• Frequent Hospitalisation Cost: Critical asthma treatment is costly and frequent. If you or your loved ones suffer from this disease, health insurance makes sure you will not be financially burdened with it.
• Diagnostic Tests: Asthma patients often require frequent checkups to ensure their health. Respiratory coverage takes care of this cost, helping you breathe freely.
   

Symptoms of Severe Asthma Attacks

A severe asthma attack is characterised by tightening muscles around your air track. This makes it difficult to breathe.

 If you experience any of the following symptoms, consult a doctor immediately:

• Chest tightness
• Blue nails or lips
• Unusually rapid breathing
• Retractions around neck or chest muscles
• Extreme wheezing while breathing
• Difficulty talking
• Coughing
• Sweaty and pale face
• Panic or anxiety
• Medications do not work
   

However, some people may not experience symptoms of asthma attacks for a long time. Therefore, always remember to keep an eye out for the signs.

Early Signs for Asthma Attacks

Before someone experiences severe asthma attacks, there are tell-tale signs which indicate its possibility. These are:

• Signs of cold or allergy
• Feeling grouchy, moody, tired or upset
• Frequent cough
• Shortness of breath
• Night time asthma
• Feeling weak or tired when exercising
   

If you notice these symptoms in yourself or your loved ones, getting health insurance for asthma attacks will save you from further headaches.

Preventing Severe Asthma Attacks

Patients can take preventative measures to avoid or prepare for asthma attacks:

• Avoid Smoking: Smoking tobacco or inhaling any kind of smoke can trigger an asthma attack. Therefore, seek help if you smoke and try to avoid places which permit smoke.
• Find out the Triggers: Certain triggers worsen asthma symptoms. Identify which affects your asthma and avoid them. Common triggers include cold air, fragrances, smoke, exercise, air pollution, and allergies.
• Asthma Action Plans: Take your medications on time and always carry an inhaler. A plan causes less panic and helps you get help at the right time.
   

Benefits of Getting a Health Insurance for Respiratory Diseases

Getting health insurance for severe asthma attacks can be beneficial if someone is suffering from respiratory diseases. They are:

• Coverage for Ambulance Charges: Many health insurance provide additional benefits such as ambulance and post-hospitalisation expenses.
• Cashless Hospitalisation: Health insurance covers cashless hospitalisation that ensures immediate treatment. Star Health boasts up to 14,000 hospitals in its network.
• Pre-existing Condition: Most of the time, asthma is a pre-existing condition in patients. Covering medical treatments and other expenses helps you be prepared in the face of adversity.
   

Asthma is one of the most common respiratory diseases among people. With growing medical costs and a busy lifestyle, taking care of oneself becomes tough. Health insurance coverage for severe asthma attacks helps you be financially secure and prepared in case of emergencies.