How Much Does IVF Cost?

IVF Cost in India: Breakdown of Expenses & Key Factors

IVF, or In-Vitro Fertilisation, helps couples with infertility get pregnant and start a family. However, the procedure is expensive and therefore, not a lot of people can afford it. The price can range from Rs. 90,000 to Rs. 1,50,000 per cycle in India. However, this is an average rate and can vary based on various factors.

What is the Approximate Cost of Getting IVF?

Typically, the cost of IVF depends on the prescribed medicines and the number of cycles. The total cost differs from person to person. The table below shows approximate IVF cost based on procedures:

What Factors Affect IVF Cost?

If you want to undergo IVF, it is important to know which factors contribute to its exorbitant price. The various factors affecting the cost of In-Vitro Fertilisation are:

• IVF Equipment: Equipment such as embryo glue, embryoscope and embryo grading is expensive. Since these are high-tech equipment, they increase the success rate. This spikes the prices.

• Medicine Cost: Women are prescribed various medicines to facilitate egg production. Moreover, pain relief medications are also necessary. These medicines vary in dosage, strength and frequency and add to the price.

• IVF Clinic Location: Clinics in developed places and tier 1 cities demand high infrastructure and technology. This increases the price significantly.

How do Other Factors Increase IVF Costs?

Apart from the equipment and medicines, a patient's health is also responsible for high costs.

• Age: If you are below 35 years of age, your chances of success are higher than women above this age.

• Number of Cycles: If you are above 35 years of age, the success rate drops in the first cycle. Therefore, as the number of cycles increases, the cost also goes up.

• Limited Insurance Coverage: Health insurance generally does not cover the entire IVF cost.

What Additional Procedure Affects the Price?

The base IVF fee in India starts from Rs. 90,000. However, other necessary procedures add to that cost. These procedures include:

Fertility Assessment

This includes blood tests, ultrasound and physical examination. Fertility assessment can cost up to Rs. 10,000 and is not included in the base fee.

Injectables

In a cycle, injectable medicines can cost up to Rs. 50,000. These stimulate hormonal egg production and are crucial to the IVF process.

Semen Analysis

This can cost up to Rs. 3000-Rs. 5000. Semen analysis is done to check the quality of the semen.

Anaesthesia

Although it is usually included in the base fee, anaesthesia can cost up to Rs. 50,000 or more. It is necessary during the egg retrieval process.

Embryo Creation Cost

Egg retrieval, anaesthesia, Intracytoplasmic Sperm Injection (ICSI), and fresh and mock embryo transfer costs fall under this category.

Frozen Embryo Transfer Cost

If you opt for frozen embryo transfer, your IVF cost can significantly rise. This is because it includes genetic testing (PGT), embryo storage and transfer costs.

Surrogate Costs

If you opt for surrogacy, it can add up to Rs. 1 Lakh to your overall costs.

IVF can be a costly journey, but understanding the breakdown of expenses helps in better financial planning. From medications to additional procedures like embryo freezing, every step adds up. With proper research, support, and possibly insurance aid, you can navigate these costs more effectively and take a confident step toward starting your family.

Also Read:

→ What are the Key Factors that Determine the Cost of IVF

→ Which Insurance Covers IVF in India

→ How to Prepare a Body for IVF

→ Will I Feel Pregnant After IVF