Steps to Join Chief Minister Health Insurance Scheme

Steps to Join Chief Minister Health Insurance Scheme

Health insurance is an absolute protection for people and families by providing them with monetary help when they face any health emergencies.

It was launched in 2009 to provide people with health coverage at little cost. If you are also interested in enrolling for this scheme, read this further to understand each step of the process in detail.

Know About Chief Minister Health Insurance Card

The Chief Minister Health Insurance Card falls under a government scheme, Chief Minister Health Insurance Schemes (CMHIS), that seeks to ensure full medical coverage for the citizens, especially those of lower-income groups.

CM Health Insurance offers numerous benefits, it covers broad medical treatment, including major surgeries and hospitalisation.

Eligibility Criteria

The first thing to check before applying for this card is whether you are eligible to apply for the Chief Minister Health Insurance Card. This scheme is meant for low-income families.

In other states and regions, the eligibility criteria vary, but some general features are as follows:

• Income: Provide proof that your income may fall within the limit defined.
• Residency: Residency proof in the state where the scheme is implemented.
• BPL Cardholders: Most of the time, priority is given to the BPL cardholders.

Documents Required

You can apply for the Chief Minister Health Insurance Scheme, after which you will be required to amass different documents. These are normally comprised of:

• Income certificate: You can acquire these from the Village Administrative Officer or local revenue authorities while demonstrating your income.
• Ration Card: The original or photocopy of the ration card is used as a reference for family identity and size.
• Aadhaar Card: All members of the family must present their Aadhaar cards for proof of identity.
• Residency Proof: Proof of residency, like voter ID, utility bills, or a domicile certificate.

Enrolment Process

Enrolling in the Chief Minister's Health Insurance Card is a hassle-free process if you consider the following:

Step 1: Visit the Enrolment Centre

Proceed to the assigned enrollment centre in your area. Most of these centres are established in government hospitals or community centres.

Step 2: Document Verification

Submit all your documents to the kiosk operator at the enrolment centre. They will verify your document's authenticity and completeness.

Step 3: Biometric Capture

Capture your biometric information, such as fingerprints, a photograph, and an iris scan. This is essential to ensure proper identification and prevent duplication.

Step 4: Get Enrolled

After all your documents have been verified, your biometric data will be captured, and you will receive confirmation of enrolment. Then you get to take an acknowledgement slip or a temporary card, and later, it will be replaced with the Chief Minister's Health Insurance Card.

The Chief Minister's Health Insurance Card ensures that everyone can receive crucial medical services without any financial burden. By following the above steps, and after ensuring that all documentation is prepared. You can become part of this scheme and cover both yourself and your family to ensure that there is no further stress.

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