What is the Cataract Surgery Cost in Mumbai?

Cataract Surgery Cost in Mumbai – Price, Lens & Procedure Guide

Cataract surgery is one of the most common and safest eye surgeries today, particularly for individuals over 60. In a city like Mumbai, where eye care is highly advanced, many still hesitate because they are unaware of the associated costs.

The surgery itself is quick – 15 to 30 minutes – but the cost varies based on the procedure (phacoemulsification or femtosecond laser-assisted), the lens you choose, and the hospital you visit. Knowing the cataract surgery cost in Mumbai will help you plan better and make informed decisions about your eye health.

So, how much should you really pay for cataract surgery in Mumbai?

Read on to find out!

What is the Cost of Cataract Surgery in Mumbai?

Cataract surgery cost in Mumbai varies from ₹20,000 to ₹40,000, depending on the procedure and the surgeon. Prices may be higher for advanced techniques or if you choose a super-speciality hospital:

Note: Prices mentioned in the table may vary.

When choosing a surgeon, experience and reputation should be your top priority. A super specialist may charge more but ensures better results. Additionally, verify if the surgery is covered under your health insurance and enquire about any available discounts upfront.

What are the Factors that Affect the Cataract Surgery Cost in Mumbai?

The cost of cataract surgery in Mumbai varies from one case to another and is not fixed. Knowing these components will help you prepare more effectively, both financially and medically:

1. Type of Facility : The hospital or eye care centre you choose plays a big role in pricing. Facility charges—operating room, equipment and support staff—can range from ₹15,000 to ₹20,000 per eye in Mumbai.
2. Surgeon’s Experience and Technique : More experienced surgeons charge more, usually between ₹10,000 and ₹20,000 per eye. While the cost may be slightly higher, surgeons with more experience and a proven track record have a lower risk of complications and better outcomes.
3. Choice of Intraocular Lens (IOL) : The type of IOL implanted during surgery affects the total cost. Monofocal lenses are generally less expensive; meanwhile, multifocal or premium lenses are more expensive. The cost of IOL in Mumbai ranges from ₹5,000 to ₹15,000 per eye.
4. Insurance Coverage : If you have health insurance, check your policy details. Some insurers cover the procedure partially or fully, but you may still have to pay for the surgeon’s fee, lens upgrades or facility charges. Every patient is different, and so is the bill. Knowing these factors will help you make informed decisions without any surprises later on.

What are the Benefits of Cataract Surgery?

Cataract surgery is more than just better eyesight—it’s better living. Here’s how:

1. Better Vision : One of the most apparent benefits is clearer vision. The cloudy lens is replaced with a clear artificial lens, allowing you to see more clearly and with greater contrast, especially in low-light conditions.
2. Better Quality of Life : With restored vision, reading, driving and recognising faces become easier. This means more independence and confidence in daily activities.
3. Minimally Invasive : Modern cataract surgery utilises phacoemulsification technology, resulting in a quick, stitch-free procedure. It’s done under local anaesthesia and takes about 15-30 minutes.
4. Fast Recovery : Most people return to normal within a few days. With proper care, healing is smooth and painless.
5. Correction of Refractive Errors : Cataract surgery also gives you the opportunity to correct refractive errors like myopia or hyperopia. The dependence on glasses or contacts fully depends on the lens chosen.

Cataract surgery is a safe and proven way to restore vision and prevent permanent vision loss. In Mumbai, the cost is between ₹20,000 and ₹40,000 inclusive of the surgeon’s fee, facility charges and other expenses. Though the cost may vary, knowing what’s included helps in planning. If you have health insurance, you may incur lower out-of-pocket fees. Thus, check the policy documents and coverage limits with your insurer beforehand.

Investing in a health insurance policy early in life is a good decision. Policies that cover cataract surgery can save you money when the need arises. Star Health Insurance offers such coverage under select plans, featuring benefits like cashless treatment across 14,000+ network hospitals, telemedicine services, and quick approvals – often in just a few hours.