Star Cancer Care Platinum Insurance Policy
IRDAI UIN: SHAHLIP22031V022122
HIGHLIGHTS
Plan Essentials
Medical Examination
Considering the requirements of people diagnosed with cancer, pre-medical test is not mandatory to avail this policy.
Unique Cover
Specially designed for individuals diagnosed with Cancer. It covers medical expenses for both cancer and non-cancer ailments.
Lump Sum Cover
A Lump sum cover is provided for recurrence of cancer, metastasis, and/or a second malignancy unrelated to first cancer.
Hospice Care
A compassionate care that focuses on the quality of life of cancer patients who are at the advanced life-limiting stages of cancer.
DETAILED LIST
Understand what’s included
SECTION I
Policy TermThis policy can be availed for a term of one year. |
Entry AgeAny person aged between 5 months and 65 years can avail this policy. |
Sum InsuredThe Sum Insured options under this policy are Rs. 5,00,000/-, Rs. 7,50,000/- and Rs. 10,00,000/-. |
In-Patient HospitalisationHospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered. |
Pre-HospitalisationIn addition to in-patient hospitalisation, the medical expenses incurred up to 30 days before the date of admission to the hospital are also covered. |
Post-HospitalisationPost-hospitalisation medical expenses up to 60 days from the date of discharge from the hospital are covered up to 2% of the basic Sum Insured per hospitalisation. |
Road AmbulanceAmbulance charges incurred for transporting the insured person to the hospital are covered by private ambulance services are covered. |
Room RentRoom (Single Standard A/C Room), boarding and nursing expenses incurred during in-patient hospitalisation are covered. |
ICU ChargesICU charges at actuals are covered under this policy. |
Cataract TreatmentExpenses incurred for Cataract treatment are covered up to the limits mentioned in the policy clause. |
Modern TreatmentModern treatment expenses are covered up to the limits mentioned in the policy clause. |
Day Care ProceduresMedical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered. |
Rehabilitation & Pain ManagementExpenses incurred for Rehabilitation and Pain Management are covered up to the specified sub-limit or the maximum up to 10% of the basic Sum Insured, whichever is less, per policy period. |
Hospice CareFor cancer patients with advanced life-limiting cancer, 20% of the Sum Insured is payable for compassionate care at Network Hospitals after the completion of 12 month waiting period. |
Co-paymentIf the insured person purchases or renews the policy at 61 years of age or above, then he/she is subjected to the co-payment of 10% for each and every claim amount. |
Cumulative BonusCumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured. |
Second Medical OpinionThe Insured person can avail a Second Medical Opinion from a Doctor in the Company's network of Medical Practitioners. |
Health Check-UpExpenses incurred for health check-up are covered up to Rs. 2500/- for every claim-free year. |
Wellness ServicesThis program intends to promote, incentivize and to reward the Insured Persons' healthy life style through various wellness activities. |
Instalment OptionsThis policy premium can be paid on a quarterly or half-yearly basis. |
SECTION II
Lump Sum Cover for Cancer - Optional CoverA Lump sum amount is provided for the recurrence of cancer, metastasis, and/or a second malignancy unrelated to the first cancer. This benefit is provided in addition to the Sum Insured of Indemnity cover under Section I. The Sum Insured under this Section is 50% of the Section I Sum Insured. |
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
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I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
Sudhir Bhaiji
Indore
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My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
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Thiruvananthapuram
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I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
Vanishree
Bengaluru
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My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Ramachandran
Chennai
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Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
Shaila Ganachari
Mumbai
Get InsuredI have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
Sudhir Bhaiji
Indore
Get InsuredMy friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
Tiji K Oommen
Thiruvananthapuram
Get Insured
Tiji K Oommen
Thiruvananthapuram
My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
Vanishree
Bengaluru
I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
Ramachandran
Chennai
My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Shaila Ganachari
Mumbai
Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
Sudhir Bhaiji
Indore
I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
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