Special insurance policy aimed for individuals undergone Cardiac Procedures with manifold benefits
|Entry Age||10 years to 65 years|
|Policy period||1 year/ 2 years / 3 years|
|Plan variants||Gold and Silver|
|Sum Insured||₹3 lakhs and ₹4 lakhs|
|Co-payment||If age of entry is 61 yrs and above 10% to all admissible claims|
|Waiting Periods for non-cardiac ailments||PED-48 months||Specific Diseases- 24 months||Initial waiting period – 30 days (except for accidents)|
|Section||Gold Plan||Silver Plan|
|1||Applicable for accident and non-cardiac ailments||Applicable for accident and non-cardiac ailments|
|2||Applicable for Cardiac Ailments and complications. Cover is available for both surgical intervention and medical management.||Applicable for Cardiac Ailments and complications. Cover available only for surgical intervention.|
|3||Outpatient expenses in networked facility||Outpatient expenses in networked facility|
|4||Personal Accident: Death only cover equal to chosen sum insured||Personal Accident: Death only cover equal to chosen sum insured|
|Waiting period applicable for cardiac treatments is 90 days only.|
Policyholders whose age at the time of entry is 61 years and above for fresh and renewal policies. Are required to provide a co-payment of 10% at the inception and on renewal as well
As per Section 80D of the Income Tax Act of 1961, less than 60 yrs of age INR 25000/- & for more than 60 yrs. 50,000/-
The sum insured amount ₹ 3, 00,000 or ₹ 4, 00,000. This policy can be purchased for individual coverage only
The policy offers a free-look period of 15 days from the date of receipt of the policy document. However, this feature is not applicable for policy renewals.
Check what other persons are saying about our product. They are very happy with their purchase
I am really very happy with your health policy, which I took a couple of months. Few days back I suffered with fever so I joined your network hospital and taken the treatment with the cashless facility. As per doctor words, with the help of your cashless option, we didn’t paid anything to doctor. We are really very happy with your service.
Thank you very much for your prompt action in sending me the cheque towards my wife's initial payment made to your Co. Thanking you once again and look forward to receive your kind cooperation at all times.