5 Lakh Health Insurance

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

Star Advantages

Wellness Program

Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.

Diagnostic Centres

Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.

E-Pharmacy

Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.

Claims

24*7 Customer Service

Call us at 1800-425-2255 for claim intimation, telehealth services and to clear your queries.

In-house Claim Settlement

We’re the first Standalone Health Insurance company to settle the claims without any TPA but with qualified in-house team.

Claim Settlement

90% of our claims are settled under cashless within 2hrs and 92% of claims are settled under reimbursement within 7days.

Hospitals

We got you covered under our valuable service providers, agreed network and network hospitals for quality treatment.

Awards

We’ve been awarded for innovative product, best claim settlement and service provider from reputed survey organisations.

Hospitals

Network Hospitals

Hospitals in agreement with Star Health provide seamless cashless facilities. Approval process is quick and comfortable.

Agreed Network Hospitals

Hospitals that have agreed with Star Health to provide cost-effective package rates for surgical and medical procedures.

Valuable Service Providers

These hospitals are identified by Star Health and have been specially recognised for their efforts, services and quality.

Non-Network Hospitals

For getting treatments in non-network hospitals(not in agreement with Star Health), you can avail reimbursement claims.

Excluded Providers

Hospitals, where claims are not admissible. But life-threatening situation/accident expenses are covered up to stabilisation.

Star Advantages

Claims

Hospitals

5 Lakh Health Insurance

Introduction

In today's uncertain times, having a robust health insurance plan is crucial to protect yourself and your loved ones from unexpected medical expenses.

Star Health Insurance understands the importance of comprehensive coverage and offers a range of health insurance plans, including the 5 Lakh Health Insurance plan.

In this blog, we will explore the features and benefits of the 5 Lakh Health Insurance plan provided by Star Health Insurance.

Star Health Insurance

Star Health Insurance is one of India's largest health insurance companies, offering a comprehensive selection of health insurance products to match its clients' diverse demands.

Their health insurance plans are intended to cover all medical expenses, including hospitalisation, surgery and catastrophic illnesses.

5 Lakh Health Insurance Plan

The 5 lakh health insurance plan offered by Star Health Insurance is an individual health insurance plan that provides coverage up to Rs. 5 lakhs. This plan is ideal for individuals who want basic coverage against medical expenses without paying a high premium.

The plan covers hospitalization expenses, including room rent, doctor's fees and medical tests.

Benefits of 5 Lakh Health Insurance Plan

Here are some of the benefits of the 5 lakh health insurance plan offered by Star Health Insurance:

Affordable Premium: The 5 lakh health insurance plan is an affordable option for individuals who want basic coverage against medical expenses without paying a high premium.
Comprehensive Coverage: The plan provides comprehensive coverage against medical expenses, including hospitalization, surgery and critical illnesses.
No Pre-Medical Checkup: The plan does not require a pre-medical checkup for individuals up to the age of 50 years.
Cashless Hospitalization: The plan offers cashless hospitalization at network hospitals, which means that you do not have to pay for medical expenses out of your pocket.
Renewal: The 5 lakh health insurance plan can be renewed annually, ensuring that you have continuous coverage against medical expenses.
Coverage for Daycare Procedures: The plan covers daycare procedures, which are medical procedures that do not require hospitalization for more than 24 hours.
Coverage for Alternative Treatments: The plan covers alternative treatments such as Ayurveda, Unani and Homeopathy, among others, up to the sum insured.
Lifetime Renewability: The plan offers lifetime renewability, which means that you can renew the policy even after the age of 60 years.
Family Floater Option: The 5 lakh health insurance plan also offers a family floater option, which covers the entire family under a single policy.

What is the average cost of a 5 lakh health insurance policy in India?

The average cost of a 5 lakh health insurance policy in India as it depends on various factors such as age, medical history and the insurance provider. However, we can gather some information about the cost of health insurance plans offered by Star Health Insurance.

Generally, the premium for the policy would depend on the sum insured, age and medical history of the individual.

Star Health Insurance also offers a range of health insurance plans with different sum insured options and premiums. For example, the Arogya Sanjeevani Policy offers coverage up to Rs. 5 lakhs and is priced at an affordable premium.

Conclusion

In conclusion, the 5 lakh health insurance plan offered by Star Health Insurance is an affordable and comprehensive option for individuals who want basic coverage against medical expenses. Get insured with Star health insurance and save your hard earned money from unwanted hefty medical expenses.

OUR CUSTOMERS

‘Happily Insured!’ with Star Health

We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.

Get Insured

My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.

Tiji K Oommen

Thiruvananthapuram

Get Insured

https://web1.starhealth.in/customerportal/instant-buy

I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.

Vanishree

Bengaluru

Get Insured

https://web1.starhealth.in/customerportal/instant-buy

My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.

Ramachandran

Chennai

Get Insured

https://web1.starhealth.in/customerportal/instant-buy

Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.

Shaila Ganachari

Mumbai

Get Insured

https://web1.starhealth.in/customerportal/instant-buy

I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.

Sudhir Bhaiji

Indore

Get Insured

https://web1.starhealth.in/customerportal/instant-buy

Looking for something else?

View all Plans

HELP CENTRE

Confused? We’ve got the answers

We’re Star Health. We offer the coverage that’s designed to help keep you healthy. It's the care that comes to you, and stays with you.

FAQ

Why I need health insurance?

Health insurance will protect you and your family against any financial risks arising due to a medical emergency. Buying a proper health plan would help you in saving your hard earned savings and other assets

What is the maximum number of claims allowed over a year?

Any number of claims is admissible to the extent of the Sum Insured and bonus (if any) under the policy.

What are the benefits of Star Health Insurance policies?

Star Health Insurance offers a range of flexible insurance policies that provide wide coverage for you and your loved ones. Some of the benefits include cashless treatment at network hospitals, coverage for outpatient expenses and special policies designed for specific age groups.

What is the coverage amount for the Star Family Health Optima Plan?

The Star Family Health Optima Plan offers coverage of up to 25 Lakhs.

GET STARTED

Be Assured of the Best

Get your future secured with us.

Get a Call

Get Insured

Want more information?

Get a Call

/

Ready to get your policy?