Star Health Logo

Health Insurance for Breast Cancer

*I hereby authorise Star Health Insurance to contact me. It will override my registry on the NCPR.

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
Talk to Star
Dial 7676 905 905 to avail free consultations with our expert doctors via phone, chat or video call.
COVID-19 Helpline
Get free COVID-19 consultation with our health experts between 8 AM and 10 PM. Give a call to 7676 905 905.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
Order medicines online at a discounted price. Home delivery and Store pick-ups are available across 2780 cities.

Health Insurance for Breast Cancer

Breast cancer cover  
Cancer is a condition that might unexpectedly and at any time knock on your door. Additionally, there is no known cause for a person's unexpected cancer diagnosis. Cancer can be brought on by a variety of factors, including heredity, environmental imbalances, and other unique aspects of an individual's health. Though there are steps that can be taken there are no 100% preventive actions

Additionally, the expense of the procedure is exorbitant! Physicians do mammography to look for breast cancer. Even though the causes of breast cancer are unknown, it is crucial for every woman to self-diagnose any breast pain or lump.  

Breast cancer symptoms may be challenging for an average person to recognise. However, in the event of any discomfort, reach out to your doctor immediately.  

Benefits of breast cancer cover  

Provides financial security in emergencies: A breast cancer insurance policy might be really handy when it's needed the most, as you experience a great deal of physical and mental devastation that a cancer diagnosis can bring. Through the lump-sum distribution from the entire sum assured, a breast cancer insurance policy can offer significant financial support in such a situation.  

Covers breast cancer treatment process: Our breast cancer coverage will help you in every conceivable aspect of the treatment. So, you can obtain comprehensive coverage against radiation treatments, testing, chemotherapies, etc., with just one insurance plan. Therefore, you won't have to spend your entire monthly income and savings to begin cancer therapy.  

Can replace your loss of regular income: Receiving a critical disease diagnosis can be upsetting for anybody, but if you are the only provider for your family, it may be more upsetting for you. During the subsequent treatment, the possibility of losing your ability to work and earn income might put a great deal of financial strain on your family and home. However, if you have a strong health insurance plan and breast cancer coverage, you can rest easy knowing that you'll receive a regular reimbursement to replace your lost flow of monthly income.  

Financial assistance outside of your health insurance plan: You will receive additional financial support from a breast cancer insurance policy on top of your standard health insurance policy. Additionally, it compensates for the absence of cancer coverage from typical health plans. Therefore, if you have this coverage, you will be in a better financial position if you are given a breast cancer diagnosis.  

Health insurance tax advantages: In addition to receiving sufficient coverage for breast cancer treatment, you will also be able to take advantage of a number of tax advantages for the premiums you paid for your plan. You may deduct up to Rs.25,000 from your taxable income for payments made for medical insurance premiums under Section 80D of the Income Tax Act of 1961. In the case of seniors, the deduction is Rs.50,000. 

Things to consider when opting for breast cancer cover  

Sum Insured - The expense of medical care has increased dramatically, even though the Indian medical industry has made great strides. Therefore, it is wise to pick the sum insured carefully so that you can more easily manage the illness without being financially burdened.  

Critical illness rider for regular health insurance plans - Although the majority of standard health insurance policies do not cover breast cancer, some do have a critical illness rider. Without purchasing a separate critical illness insurance policy, you can choose this rider under your current policy to receive coverage for critical sickness. Nevertheless, this rider will be offered an additional premium charge.  

Waiting period - You should be informed that you must pass the waiting period before filing a claim. Therefore, make sure the plan you choose doesn't include a lengthy waiting period.  

Renewal period - To continue renewing your policy over a longer period of time and receive a sum as compensation in case of any unexpected events, it is vital to examine the maximum age of renewal of the plan and other terms.  

Benefits - Carefully review the plan's details before purchasing a breast cancer insurance policy to ensure that it has all the features and benefits you need.  

Stages of cancer - It is best to look for stages of cancer that are covered under the health insurance plan before you purchase health insurance for breast cancer. Online comparison tools allow you to find the plan that offers the best coverage and then compare the available options.  


Today, breast cancer is the most prevalent type of cancer in women. It is advised to purchase critical illness insurance coverage due to the high expense of treating breast cancer and also discuss with your insurance provider regarding the inclusions and exclusions of the policy. Read the terms and conditions carefully. 

Additionally, Star Health Insurance provides coverage for those with cancer (at any stage) through its Star Cancer Care Platinum Insurance Policy. In accordance with the terms and conditions of the policy, it also offers indemnity coverage for medical costs incurred for ailments other than cancer after a 30-day waiting period.  

It is advised to undergo breast cancer screening after the age of 45 years to detect it in the early stages. In case of family history of breast cancer in mother or aunts kindly check with your family doctor regarding testing.


‘Happily Insured!’ with Star Health

We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.

Looking for something else?


Confused? We’ve got the answers

We’re Star Health. We offer the coverage that’s designed to help keep you healthy. It's the care that comes to you, and stays with you.

Inclusions of a cancer cover include  

  • In-patient hospitalisation expenses  
  • All Day care procedures  
  • Emergency road ambulance charges  
  • Hospice care  
  • Wellness programs  
  • Pre- and post-hospitalisation expenses  
  • Rehabilitation and pain management  
  • Cumulative Bonus  
  • Second Medical Opinion  
  • Health checkup  
  • Road Ambulance  
  • ICU charges  
  • Room rent  
Be Assured of the Best

Get your future secured with us.

Contact Us

Want more information?

Get Insured

Ready to get your policy?