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Star Cancer Care Platinum Insurance Policy

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Plan Essentials


Medical Examination

Considering the requirements of people diagnosed with cancer, pre-medical test is not mandatory to avail this policy.

Unique Cover

Specially designed for individuals diagnosed with Cancer. It covers medical expenses for both cancer and non-cancer ailments.

Lump Sum Cover

A Lump sum cover is provided for recurrence of cancer, metastasis, and/or a second malignancy unrelated to first cancer.

Hospice Care

A compassionate care that focuses on the quality of life of cancer patients who are at the advanced life-limiting stages of cancer.

Understand what’s included


Policy Term

This policy can be availed for a term of one year.

Entry Age

Any person aged between 5 months and 65 years can avail this policy.

Sum Insured

The Sum Insured options under this policy are Rs. 5,00,000/-, Rs. 7,50,000/- and Rs. 10,00,000/-.

In-Patient Hospitalisation

Hospitalisation expenses incurred for a period of more than 24 hours on account of  illness, injury or accidents are covered.


In addition to in-patient hospitalisation, the medical expenses incurred up to 30 days before the date of admission to the hospital are also covered.


Post-hospitalisation medical expenses up to 60 days from the date of discharge from the hospital are covered up to 2% of the basic Sum Insured per hospitalisation.

Road Ambulance

Ambulance charges incurred for transporting the insured person to the hospital are covered by private ambulance services are covered.

Room Rent

Room (Single Standard A/C Room), boarding and nursing expenses incurred during in-patient hospitalisation are covered.

ICU Charges

ICU charges at actuals are covered under this policy.

Cataract Treatment

Expenses incurred for Cataract treatment are covered up to the limits mentioned in the policy clause.

Modern Treatment

Modern treatment expenses are covered up to the limits mentioned in the policy clause.

Day Care Procedures

Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.

Rehabilitation & Pain Management

Expenses incurred for Rehabilitation and Pain Management are covered up to the specified sub-limit or the maximum up to 10% of the basic Sum Insured, whichever is less, per policy period.

Hospice Care

For cancer patients with advanced life-limiting cancer, 20% of the Sum Insured is payable for compassionate care at Network Hospitals after the completion of 12 month waiting period.


If the insured person purchases or renews the policy at 61 years of age or above, then he/she is subjected to the co-payment of 10% for each and every claim amount.

Cumulative Bonus

Cumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured.  

Second Medical Opinion

The Insured person can avail a Second Medical Opinion from a Doctor in the Company's network of Medical Practitioners.

Health Check-Up

Expenses incurred for health check-up are covered up to Rs. 2500/- for every claim-free year.

Wellness Services

This program intends to promote, incentivize and to reward the Insured Persons' healthy life style through various wellness activities.

Instalment Options

This policy premium can be paid on a quarterly or half-yearly basis.


Lump Sum Cover for Cancer - Optional Cover

A Lump sum amount is provided for the recurrence of cancer, metastasis, and/or a second malignancy unrelated to the first cancer. This benefit is provided in addition to the Sum Insured of Indemnity cover under Section I. The Sum Insured under this Section is 50% of the Section I Sum Insured.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

Wellness Program
Take part in our wellness programs and earn rewards for staying healthy. Redeem those rewards to avail renewal discounts.
Diagnostic Centres
Get access to 1,635 diagnostic centres across India with home pickup of lab samples and health checkup at doorstep.
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