Star Cancer Care Platinum Insurance Policy
IRDAI UIN: SHAHLIP22031V022122
Lump Sum Cover
Understand what’s included
This policy can be availed for a term of one year.
Any person aged between 5 months and 65 years can avail this policy.
The Sum Insured options under this policy are Rs. 5,00,000/-, Rs. 7,50,000/- and Rs. 10,00,000/-.
Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
In addition to in-patient hospitalisation, the medical expenses incurred up to 30 days before the date of admission to the hospital are also covered.
Post-hospitalisation medical expenses up to 60 days from the date of discharge from the hospital are covered up to 2% of the basic Sum Insured per hospitalisation.
Ambulance charges incurred for transporting the insured person to the hospital are covered by private ambulance services are covered.
Room (Single Standard A/C Room), boarding and nursing expenses incurred during in-patient hospitalisation are covered.
ICU charges at actuals are covered under this policy.
Expenses incurred for Cataract treatment are covered up to the limits mentioned in the policy clause.
Modern treatment expenses are covered up to the limits mentioned in the policy clause.
Day Care Procedures
Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
Rehabilitation & Pain Management
Expenses incurred for Rehabilitation and Pain Management are covered up to the specified sub-limit or the maximum up to 10% of the basic Sum Insured, whichever is less, per policy period.
For cancer patients with advanced life-limiting cancer, 20% of the Sum Insured is payable for compassionate care at Network Hospitals after the completion of 12 month waiting period.
If the insured person purchases or renews the policy at 61 years of age or above, then he/she is subjected to the co-payment of 10% for each and every claim amount.
Cumulative bonus is provided at 5% of the Sum Insured for each claim-free year subject to a maximum of 50% of the Sum Insured.
Second Medical Opinion
The Insured person can avail a Second Medical Opinion from a Doctor in the Company's network of Medical Practitioners.
Expenses incurred for health check-up are covered up to Rs. 2500/- for every claim-free year.
This program intends to promote, incentivize and to reward the Insured Persons' healthy life style through various wellness activities.
This policy premium can be paid on a quarterly or half-yearly basis.
Lump Sum Cover for Cancer - Optional Cover
A Lump sum amount is provided for the recurrence of cancer, metastasis, and/or a second malignancy unrelated to the first cancer. This benefit is provided in addition to the Sum Insured of Indemnity cover under Section I. The Sum Insured under this Section is 50% of the Section I Sum Insured.
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
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‘Happily Insured!’ with Star Health
We are committed to saving you time, saving you money, and getting rid of the hassles that make health insurance so hard to navigate.
Tiji K Oommen
Tiji K Oommen
My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
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