List of Day Care treatment and procedures covered under Health Insurance
Day care treatment meaning points to medical procedures or surgeries that need hospitalization but can be completed within 24 hours, permitting patients to be discharged on the same day. The day care treatment examples include dialysis, chemotherapy, etc. In health insurance, day care procedures meaning points to the medical treatments or surgeries that need hospitalization but can be completed before 24 hours, permitting patients to be admitted, treated, and discharged on the same day. Day care procedures examples include cataract surgery, tonsillectomy, etc.
Both the day care procedure and day care treatment are the same. Know the day care treatments names before you buy health insurance covering day care.
Day Care treatment and procedures below Health Insurance are covered, as they allow policyholders to get treatment without extended hospitalizations. The inclusion of such day care policies and procedures in health insurance brings many advantages such as peace of mind, tax savings, cashless services, and get access to high-quality medical care. In India, most health insurance companies offer coverage for day care treatments. However, the extent of insurance coverage can vary between insurers as some may cover a broad range of day care procedures, while others might only cover specific ones.
Star Health Insurance has many health insurance policies that cover expenses for all day care treatments till the limits mentioned in the policy. Day care health policy offers coverage for the Day care procedure in insurance. Analyze the day care treatment lists to get the day care treatment coverages.
The Top Day Care Procedures Covered by Health Insurance
Day Care treatment means medical treatment and/or surgical procedure, which is:
Undertaken under general or local anaesthesia in a hospital/Day Care centre in less than 24 hours because of technological advancement, which would have otherwise required hospitalisation of more than 24 hours.
Treatment normally taken on an out-patient basis is not included in the scope of this definition.
Some Day Care treatments include Cataract surgeries, Nasal sinus aspiration, Cancer chemotherapy, Cancer radiotherapy, dialysis, tonsillectomy, etc.
What is day care treatment in health insurance?
Daycare treatment refers to medical procedures that can be finished within 24 hours and do not require an overnight hospital stay.
Coverage of Day Care procedures in the Health Insurance company
In Health Insurance, Day Care procedures are usually covered up to the total Sum Insured. Additionally, it includes all pre- and post-hospitalisation expenses for the Day Care treatment being claimed.
Benefits of Day Care procedure and treatments in Health Insurance
There were times where Cataract removal would require a patient to get admitted to the hospital for a few days. Recently, with Day Care procedures, a patient can undergo surgery within hours, get back home on the same day and can get a faster recovery.
Day Care treatments usually involve many expenses such as diagnostics, medications, hospital admission, vitals, injections, post-care essentials, etc. Therefore, altogether, the total bill for a specific treatment can be really hefty, and this is where your Health Insurance can aid you, as it financially covers your treatment expenses.
Under a Day Care procedure, the Insurance company can bear the medical expenses up to the specific limits mentioned in the policy. While buying the policy, you need to have a detailed look at the policy documents to know the list of specified Day Care procedures covered in the top plans.
List of Day Care procedures covered in Health Insurance
Here is the list of Day Care procedures commonly covered by a majority of the Health Insurance plans.
| Day Care procedures for ear ailments | Stapedectomy Stapedotomy Tympanoplasty Reconstruction of the middle ear Operations of the auditory ossicles Other operations on the inner ear Incision of the inner ear Operations on the middle ear |
| Day Care procedures for eyes | Tear duct operations Removal of foreign body Cataract operation Corneal incision Eyelid incision Corrective surgery |
| Day Care procedures for nose and sinus | Nasal sinus aspiration Foreign body removal Operation on the nasal concha Other operations on the nose |
| Day Care procedures for bones | Dislocation surgery Ligament tear and meniscus tear surgery Fractures and sutures on tendons Orthopaedics and trauma surgery Other joint and bone surgery |
| Day Care procedures for tongue | Glossectomy Reconstruction of the tongue Other operations on the tongue |
| Day Care procedures for Skin and subcutaneous tissue | Chemosurgery to skin Skin transplantation and restoration Excision of diseased skin and subcutaneous tissues Incisions to skin and subcutaneous tissue |
| Day Care procedures for face | Incisions to the mouth, jaw, and face Plastic surgery on the mouth Other operations on the mouth and face |
| Other surgical procedures/treatment | Radiotherapy for cancer Haemodialysis, Lithotripsy, Chemotherapy ,Coronary angiography |
Day care treatment disease list
Here is the list of day care treatment and procedures covered under health insurance in India.
- Cataract
- Chemotherapy
- Radiotherapy
- Angiography
- Dialysis
- Sinusitis
- Lithotripsy
- Liver aspiration
- Appendectomy
- Colonoscopy
- Corneal incision
- Corrective surgeries
- Hydrocele
- Piles / fistula
- Prostate
- Sclerotherapy
- Tear duct operation
- Eye surgery
- Foreign body removal
- Septoplasty
- Tongue
- Tonsillectomy
- Dental surgeries
- Middle ear operations
Star Health Insurance has a varied range of Health Insurance plans that covers the expenses for all the Day Care procedures up to the limits mentioned in the policy. For more details, refer to the policy clauses.
Conclusion
Day Care treatment or procedure includes all those medical treatments which earlier needed multiple days of hospitalisation. But now, because of technological advancements in healthcare, these procedures take much less time. Choose the best health insurance plan that includes maximum daycare procedures.
HELP CENTRE
Confused? We’ve got the answers
<p>We’re Star Health. We offer the coverage that’s designed to help keep you healthy. It's the care that comes to you, and stays with you.</p>
FAQ
What is the list of 140 day care procedures?
<p>A day care treatment procedure will have medical operations, treatments and surgeries that need less than 24-hour hospitalisation. There is not a list of 140 day care procedures; there may be more than 140 day care procedures. </p>
What is the IRDA day care procedures list?
<p>IRDA has given the list of day care procedures under the health insurance policies. The following are the day care procedures included in the list :</p><p> </p><ul><li>Cancer chemotherapy</li><li>Liver biopsy</li><li>Cataract surgery</li><li>Coronary angiography</li><li>Haemodialysis</li><li>Nasal sinus aspiration</li><li>Septoplasty</li><li>Tonsillectomy</li><li>Foreign body removal</li><li>Myringotomy with Grommet Insertion</li></ul>
What is the Star Health day care treatment list?
<p>There are many day care procedures covered under Star health, but some are excluded. </p>
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The information provided on this page is for general informational purposes only. Availability and terms of health insurance plans may vary based on geographic location and other factors. Consult a licensed insurance agent or professional for specific advice. T&C Apply.