Health Insurance Plans in Kurukshetra

Protect Your Family with Health Insurance in Kurukshetra

Referred to as the land of the Mahabharata, Kurukshetra is thriving today as a centre of learning, religion, and farming. However, the city must address the lack of advanced healthcare facilities alongside this growth, particularly in semi-urban and rural areas. Due to its sudden urbanisation, the occurrence of seasonal diseases, such as dengue, typhoid, and viral fevers, has become increasingly prevalent.

This makes having medical insurance in Kurukshetra crucial, as it provides residents with peace of mind and financial security during medical emergencies. Continue reading to discover why choosing the best health insurance in Kurukshetra can help protect your health and financial stability.

The Necessity of Health Insurance in Kurukshetra

Kurukshetra experiences major health issues at the time of the season change, especially in the monsoon. Diseases such as dengue and typhoid are becoming increasingly widespread, placing a significant strain on the health infrastructure. In 2023, 263 confirmed dengue cases were reported in the district, surpassing previous records and exceeding the total of 256 cases reported in the district from 2019 to 2022.

These changes also show the unpredictable and dangerous nature of seasonal outbreaks. They cannot be treated due to the lack of proper facilities and specialists, leading residents to seek treatment in nearby cities, which can potentially deplete their savings. Under such circumstances, having a comprehensive health insurance policy can ensure quick access to quality treatment, whether for medical emergencies or planned hospitalisations.  

What are the Key Benefits of Health Insurance in Kurukshetra?

The main advantages of health insurance in Kurukshetra include:

1. Cashless Hospitalisation

Another major benefit of having health insurance in Kurukshetra is the possibility of getting cashless hospitalisation in the network hospitals. For instance, insurance companies enable you to access cashless treatment at more than 14,000 network hospitals across India, allowing policyholders to choose a healthcare institution according to their convenience.

What’s more, they do not need to bear the hassles of arranging funds before availing treatment.

2. Customisable Plans

Health insurance policies in Kurukshetra are now customisable. As an individual, a family man, or a senior citizen, you may select an insurance that may be suitable for your medical needs.

Companies let you personalise the sum insured, select additional riders for severe illnesses or maternity, and pay premiums based on your budget.

3. Comprehensive Coverage

Modern medical insurance in Kurukshetra covers a wide range of services, including hospitalisation, surgery, diagnostic tests, and outpatient care.

4. Digital Convenience

Health insurance in Kurukshetra is now available online. Policyholders can purchase and renew plans, submit claims, and download e-health cards through apps or websites, making the process convenient and hassle-free.

5. Pre- and Post-Hospitalisation Coverage

Top health insurance plans in Kurukshetra offer extensive coverage for pre- and post-hospitalisation costs that help people access quality healthcare facilities with ease.

6. Tax Benefits

Under Section 80D of the Income Tax Act, the premium you pay for health insurance in Kurukshetra is tax-deductible. This benefit applies to insurance purchased for yourself, your spouse, children, or elderly parents, allowing you to save money on taxes while ensuring you and your family are protected in the event of a medical emergency.

Health hazards are a part of daily life in Kurukshetra, whether you are a working person living in the city, a student, or a resident of surrounding areas, such as Thanesar or Shahabad.

From basic individual policies to comprehensive family plans and senior citizen coverage, you’ll find something that matches your health needs and budget.