Health Insurance Plans in Mangaldoi

Health Insurance in Mangaldoi: A Smart Financial Move

Mangaldoi, a notable city in northeastern Assam, is a major trading centre for agricultural products. With the rise in industrialisation, the healthcare demands of the residents have increased over time.

In this scenario, medical insurance in Mangaldoi becomes increasingly important as it provides quality treatment during emergencies without depleting your savings.

Read ahead to know why selecting the best health insurance in Mangaldoi is crucial for your health and financial stability.

Why Do You Need Health Insurance in Mangaldoi?

Mangaldoi has faced several healthcare challenges in recent years. The health minister of Assam has recently visited the Mangaldoi Civil Hospital and reported that there’s a lack of specialised doctors. The Assam government has made several attempts to bring specialists from outside the state, but it hasn’t been successful.

These events underscore the pressing need for health insurance plans in Mangaldoi, which will enable residents to access quality treatment with ease. Furthermore, investing in the best health insurance in Mangaldoi will save you from financial setbacks during an emergency.

Key Benefits of Health Insurance in Mangaldoi

The key benefits of investing in health insurance plans in Mangaldoi include:

1. Cashless Hospitalisation

One of the key benefits of having medical insurance in Mangaldoi is access to network hospitals for cashless treatment. This enables policyholders to gain quick access to quality treatment within their area, without having to bear the hassles of arranging funds.

2. Comprehensive Coverage

Reputable insurance providers offer comprehensive coverage for medical claims, including hospitalisation, diagnostic tests, ICU (intensive care unit) charges, medicines, and even AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, and Homoeopathy). Some plans also cover donor expenses in the event of an organ transplant.

3. Customisable Plans

Leading insurance companies offer a range of options with plans tailored to each age group and health issue. If you have any pre-existing health conditions, then you can customise your health insurance plan by adding appropriate riders.

Furthermore, if you only want coverage for critical illnesses, such as cancer, you can also opt for disease-specific plans.

4. Easy Digital Access

With the emergence of digital platforms, you can now search, identify, and compare plans seamlessly in a single interface. You can purchase policies, renew them, download e-cards, and file claims through the insurance provider's app or website. It helps you choose the best plan with minimal time and effort.

5. Pre- and Post-Hospitalisation Cover

Comprehensive health insurance plans cover end-to-end hospitalisation costs, ensuring timely treatment.

6. Tax Benefits

Premiums paid for health insurance plans are eligible for tax deduction under Section 80D of the Income Tax Act. You can avail tax savings of up to ₹25,000 per year for individual and family plans, while senior citizens can save up to ₹50,000 per financial year. Thus, health insurance is a great investment that protects both health and finances.

The lack of specialised doctors and healthcare infrastructure in Mangaldoi necessitates investment in a reliable health insurance plan. Thus, purchasing medical insurance in Mangaldoi can provide you with access to quality medical care nationwide, protecting your family from financial distress during medical emergencies.