Young Star Extra Protect–Add on Cover

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IRDAI UIN : SHAHLIA23171V012223

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HIGHLIGHTS

Plan Essentials

essentials

Add-on Cover

Young Star Extra Protect–Add on Cover enhances the limit of existing cover and offers new features to the base policy.
essentials

Eligibility

The policyholders who are covered under Young Star Insurance Policy with a minimum Sum Insured of Rs. 10,00,000/- can avail this add on cover. This cover can be bought along with the base policy at inception or at the time of renewal of the base policy.
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Age & Family Size

The entry age and family size of this Add on Cover is same as the opted base policy.
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Policy Term

The policy term of this Add on Cover is same as the opted base policy.
DETAILED LIST

Understand what’s included

IMPORTANT HIGHLIGHTS

Enhanced Room Rent

This cover enhances the room, boarding and nursing expenses as per the limits mentioned in the policy clause.

Claim Guard (Coverage for Non-medical Items(Consumables))

If there is an admissible claim under the base policy, then the expenses for non-medical items specified in this Add on Cover will become payable.

Enhanced Limit for Modern Treatments

The listed modern treatments that are covered in the base policy will become payable up to the Sum Insured of the base policy.

AYUSH Treatment

Medical expenses for In-patient Hospitalization incurred on treatment under Ayurveda, Unani, Siddha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to sum insured (including Cumulative bonus if available) under the Base Policy.

Home Care Treatment

Expenses incurred on home care treatment for the specified conditions as mentioned in the policy clause are covered up to 10% of the Sum Insured of the base policy subject to the maximum of Rs. 5,00,000/- in a policy year.

Bonus Guard

I) Cumulative bonus available under Base Policy will not be reduced at the time of renewals unless the bonus is utilized. II) On full utilization of Sum Insured and nil utilization of cumulative bonus accrued, such cumulative bonus so granted under the Base Policy will not be reduced III) On full utilization of Sum Insured and partial utilization of cumulative bonus accrued, the cumulative bonus granted under the Base Policy on renewal will be the balance cumulative bonus available IV) On full utilization of Sum Insured and full utilization of cumulative bonus accrued, the cumulative bonus granted under the Base Policy on renewal will be “nil”
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
STAR HEALTH

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As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

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My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.

Tiji K Oommen

Thiruvananthapuram

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I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.

Vanishree

Bengaluru

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My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.

Ramachandran

Chennai

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Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.

Shaila Ganachari

Mumbai

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I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.

Sudhir Bhaiji

Indore

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Tiji K Oommen
Thiruvananthapuram

My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.

user
Vanishree
Bengaluru

I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.

user
Ramachandran
Chennai

My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.

user
Shaila Ganachari
Mumbai

Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.

user
Sudhir Bhaiji
Indore

I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.

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Young Star Extra Protect–Add on Cover (UIN : SHAHLIA23171V012223)

 

It is always said - ‘A little extra makes all the difference’. We do believe in the same and hence we are happy to present ‘Young Star Extra Protect-Add on Cover’ which enhances the limits of existing covers in addition to offering new features to your Base Young Star Insurance Policy.

 

You should have a sum insured of Rs. 10 lakhs and above in your Young Star Insurance Policy base to become eligible for Young Star Extra Protect - Add on Cover. The plan is offered on an individual and family floater basis based on the age/family applicability - aas per the base policy, and has many differentiating advantages:

 

Features of Young Star Extra Protect - Add on Cover 

 

  • Boarding expenses, room rent limit, and nursing costs are increased with the Young Star Extra Protect - Add on Cover that provides maximum hospitalization benefits.
  • The policy holder gets coverage for non-medical/consumable expenses if there is an admissible claim in the base policy.
  • This plan enhances the limit of modern treatment making it cover up to the Sum Insured of the base policy.
  • During an event of a claim, this cover protects the cumulative bonus from getting reduced at the time of renewals unless utilized.
  • Home care treatments can be covered up to 10% of sum insured of the Base Policy, subject to a maximum of Rs.5,00,000/- in a policy year
  • Treatment expenses under AYUSH can be covered up to the base Sum Insured (including Cumulative Bonus if available)

 

All other terms, conditions, exclusions, waiting periods and cancellation will apply as per the Base Policy. With Young Star Extra Protect - Add on cover, get added protection, loaded with assurance.

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