Policy TypeThis policy provides benefits only on an Individual basis. |
Policy TermThis policy can be availed for a term of one year. |
In-Patient HospitalisationHospitalisation expenses incurred for a period of more than 24 hours are covered. |
Post-HospitalisationPost-hospitalisation medical expenses incurred up to 60 days from the date of discharge from the hospital are covered up to 7% of the hospitalisation expenses or actuals. |
Room RentRoom, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to Rs. 5,000/- per day. |
Shared AccommodationExpenses incurred on occupying a shared accommodation by the insured person are covered up to Rs.500/- per day subject to a maximum of Rs.2,000/- per hospitalisation and Rs.10,000/- per policy period. |
Emergency AmbulanceAmbulance charges for the transportation of an insured person by private ambulance are covered up to Rs. 750/- per hospitalisation and Rs. 1500/- per policy period. |
Day Care ProceduresMedical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered. |
Co-PaymentThis policy is subjected to co-payment of 20% of each and every claim amount for fresh as well as renewal policies. |
Modern TreatmentExpenses incurred for Modern treatments such as Robotic Surgeries, Oral Chemotherapy, etc., are payable to the extent of the limits mentioned in the policy clause. |
Sub-LimitsThe policy is subjected to sub-limits for certain procedures and treatments as mentioned in the policy clause. |
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