Health Insurance Plans in Bihar

Top-Rated Health Insurance Policies in Bihar – Compare and Buy Now

Bihar is a place with rich history, culture and heritage. However, the area is also prone to vector-borne illnesses, among others. For instance, Bihar reported 20,224 active cases of dengue in 2024. This makes it important for locals living there to get the best health insurance in Bihar. It can serve as an effective financial backup against any potential medical emergencies.

Why Do You Need Medical Insurance in Bihar?

Getting the best health insurance in Bihar is necessary to combat:

1. Medical Inflation : It is very challenging to afford good-quality healthcare due to medical inflation. For instance, getting admitted to a private hospital incurs lakhs of rupees.
2. Hike in Vector-Borne Diseases : Vector-borne diseases are prevalent in the region of Bihar. In 2024, Uttar Pradesh registered 74 deaths related to vector-borne diseases. Hence, this highlights the importance of receiving quality medical treatment for it.

How to Apply for Star Health Insurance Online in Bihar?

Here are a few easy steps to purchase the best health insurance in Bihar online:

1. Select the "Buy Now" button situated in the top right corner of the page.
2. Choose a plan that best suits your needs after comparing all features, premiums, and coverage of the health insurance policies.
3. Enter your basic details like age, name, existing health conditions, etc.
4. You will get the option to customise your health insurance coverage further by getting suitable add-ons or riders.
5. Finally, make the online payment to secure your purchase.

What are the Documents Needed for Health Insurance Plans in Bihar?

There are certain necessary documents required to successfully claim medical insurance in Bihar:

1. Proof of address (voter ID, Aadhaar)
2. Proof of identity (Aadhaar, passport, PAN card)
3. Medical reports (relevant medical history records)
4. Proof of age (school leaving certificate, birth certificate)
5. KYC documents applicable under IRDAI guidelines
6. Filled out and signed the proposal form
7. Recent passport-size photographs

Factors to Consider Before Getting the Best Health Insurance in Bihar

When choosing from a vast range of offered Health insurance policies, make sure to consider the following:

1. Coverage Amount : It is beneficial to select a sum insurance coverage based on lifestyle, age, family history, medical history and other suitable needs.
2. Type of Plan : Make sure to thoroughly consider the type of health insurance plan you are going for. For instance, family insurance is more ideal if you want coverage for your whole family.
3. Daycare Procedures : There are treatments which require 24-hour hospitalisation. If applicable, you will need daycare procedures (cataract surgery or tonsillitis) coverage in your health insurance plan.