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Star Micro Rural and Farmers Care

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IRDAI UIN: SHAHMIP22038V032122

HIGHLIGHTS

Plan Essentials

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Rural Policy

Specially designed policy for farmers and rural people to meet their hospitalisation expenses due to accident or illness.
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Sum Insured

People from rural areas can select Sum Insured options of Rs. 1,00,000/- for Individual and Rs. 2,00,000/- for Floater plan.
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Flexible Policy

This policy is available on either Individual or Floater basis for people aged between 18 and 65 years. A Floater plan comprises self, spouse and up to two dependent children (12 months to 25 years).
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Day Care Procedures

Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
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PED Cover

Pre-Existing and Specific Diseases are covered after the waiting period of six months.
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Medical Examination

Pre-insurance medical screening and examinations are not required for this policy.
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Instalment Options

Policyholders can pay their premiums either on a quarterly or half-yearly basis.
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Policy Type

This policy can be availed either on an Individual or Floater basis.
DETAILED LIST

Understand what’s included

IMPORTANT HIGHLIGHTS

Policy Term

This policy can be availed for a term of one year.

Entry Age

Any person aged between 18 and 65 years can avail this policy. Under the Floater basis, up to 2 dependent children aged between 12 months and 25 years are covered.

In-patient Hospitalisation

Hospitalisation expenses incurred for a period of more than 24 hours on account of  illness, injury or accidents are covered.

Room Rent

Room, boarding and nursing expenses are covered up to 1% of the Sum Insured per day.

ICU Charges

ICU charges at actuals are covered under this policy.

Day Care Procedures

Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.

Modern Treatment

Modern treatment expenses are payable up to the limits mentioned in the policy clause.

Co-payment

This policy is subjected to a Co-payment of 20% of each and every admissible claim amount, for fresh as well as for the policies subsequently renewed for insured persons whose age at the time of entry into this policy is 61 years and above.

Cataract treatment

Cataract treatments are covered up to Rs. 10,000/- per eye and up to Rs. 15,000/- per policy period.

Instalment Options

Policyholders can pay their premiums either on a quarterly or half-yearly basis. It can also be paid annually.

Lifelong Renewal

This policy offers a lifelong renewal option.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
STAR HEALTH

Why Choose Star Health Insurance?

As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.

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