Healthcare is the biggest wealth for people in all kinds of professions. The Food and Agriculture Organisation of the United Nations stated that nearly 70% of the Indian people primarily depend on agriculture (amended from time to time). Farmers account for nearly 22% of the Indian population, and it’s important to meet the health needs of farmers as farming is the backbone of our country.

It might be difficult for some farmers to spend on their health needs while having a lower bank balance after they spend on their agricultural needs. The right way to meet the healthcare needs of farmers is to select a suitable health insurance policy.

Star Micro Rural and Farmers Care

Star Health Insurance offers Star Micro Rural and Farmers Care with the intention of covering the health needs of a farmer and their family members. This policy is applicable to adults from the age group of 18 to 65 years and dependent children from 12 months to 25 years. The farmer’s family covered in this plan includes the farmer, the farmer's spouse, and only up to two dependent children.

A farmer can avail of the appealing Star Micro Rural and farmers Care benefits, which include health coverage for all day care procedures, modern treatment, etc. The Star Micro Rural and Farmers Care offers coverage for rural households and households and is available on an individual and floater basis.

What is the Star Micro Rural and Farmers Care?

Star Micro Rural and Farmers Care is a policy particularly made for farmers and rural people to help them efficiently meet their hospitalisation expenses due to accidents or illnesses. 

Benefits of Star Micro Rural and Farmers Care

As per the micro rural and farmers care eligibility, one can avail of the Star micro rural and farmers care benefits. The benefits of the Star Micro Rural and Farmers Care are given below:

• Similar to many other Star Health Insurance policies, the Star Micro Rural and Farmers Care also includes coverage for all daycare procedures.
• The cataract charges of a maximum of Rs. 10,000 per eye and a maximum of Rs. 15,000 per policy period are covered.
• The expenses like room rent, boarding, and nursing expenses are also covered.
• The fees of surgeons, anaesthetists, medical practitioners, and consultants are also included.

Exclusions in the Star Micro Rural and Farmers Care

Though many Star micro rural and farmer care benefits are available under our policy, a few expenses are not covered by it. The expenses excluded from the Star Micro Rural and Farmers Care are given below :

• It will not cover the expenses for the treatment of congenital anomalies and defects.
• The charges related to the admission solely for evaluation and investigation purposes will not be included.
• Expenses incurred due to participation in hazardous or adventure sports will not be covered.
• Treatment of any illness arising during the initial 30-day waiting period
• The charges due to the admission due to the rest cure, respite care, and rehabilitation are excluded.
• The cost of surgical treatment for obesity will not be included.