Complete healthcare protection for your entire family on individual and floater basis.
Yes. Certainly. Star Comprehensive Health Insurance Plan covers expenses incurred during normal delivery or delivery by caesarean section, where both husband and wife are covered, and if the delivery is after the waiting period mentioned in the policy. A vital benefit of the comprehensive policy is the coverage of pre-and post-natal expenses like ultrasounds, tests, doctor check-ups, follow-ups as per the Terms and conditions of the policy.
Yes. You can get a reduction in the waiting period for pre-existing diseases. This can be done with the “Buyback PED” optional cover, which reduces your waiting period from 36 months to 12 months by paying a one-time additional premium.
Yes. This health plan provides a maximum bonus equal to 100% of the basic sum insured for a claim-free year.
Yes, it is covered. You can avail of an annual health check-up for every claim-free year, subject to the continuous renewal of the policy.
There is no limit on the number of claims that can be made during a policy year. You can apply for claims until the sum insured is exhausted because the maximum limit for claim amounts is your sum insured under the policy. Even if the claims go beyond the sum insured, you can make claims up to the limits of the auto-restoration amount, as per the Terms and conditions of the policy
Yes, cancellation can be done during the Freelook Period, i.e., within 15 days from the receipt of the policy document
According to IRDAI guidelines, the insured individual would have the opportunity to port the policy to other health insurance products/plans offered by the company by applying for migration within 45 days before the renewal of the policy.
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