Who is Eligible for the Chiranjeevi Yojana?

Mukhyamantri Chiranjeevi Yojana: Eligibility, Benefits & How to Apply

The Mukhyamantri Chiranjeevi Yojana, launched by the Rajasthan Government in May 2021, is a revolutionary healthcare initiative aimed at providing affordable and accessible medical insurance to economically backward sections of society. This is a cashless health insurance scheme that provides coverage of up to ₹25 lakhs a year with up to ₹10 lakhs of accidental coverage.

It focuses on families below the poverty line (BPL), small farmers, and other vulnerable sections who can access quality healthcare without financial difficulties. Knowing who can apply, the advantages of enrollment, and how to apply for the program make it much more accessible to individuals in need.

Keep reading!

What are Chiranjeevi Yojana's eligibility criteria?

To be eligible to apply under the Mukhyamantri Chiranjeevi Yojana, the applicant must meet the following criteria:

• The candidate should be a permanent resident of Rajasthan.
• The scheme is primarily applicable to families below the poverty line (BPL) and the economically weaker sections.
• Qualified beneficiaries are:
  • Jan Aadhaar cardholders
  • Holders of National Food Security Act (NFSA) cards
  • Families from the Socio-Economic and Caste Census (SECC) 2011 data
  • Small and marginal farmers
  • Samvida (contract) karmachari
  • COVID-19 ex-gratia assistance families
  • Additionally, applicants must submit needed paperwork for the Chiranjeevi Yojana, including an Aadhaar card, proof of address and income, passport-size photos, a ration card, a BPL certificate, and their mobile number.

What are the Benefits of Mukhyamantri Chiranjeevi Yojana?

The game-changing benefits of Mukhyamantri Chiranjeevi Yojana for the underprivileged population of Rajasthan include:

• Cashless Medical Treatment:Beneficiaries can avail of cashless treatment at empanelled hospitals, reducing the financial strain associated with health emergencies.
• Comprehensive Insurance:Every enrolled family has health coverage of up to ₹25 lakh per year and accidental coverage of ₹10 lakh, providing strong protection during medical emergencies.
• Total Medical Coverage:The scheme covers a range of major illnesses, from major organ transplants (kidney, liver, heart) to kidney dialysis, cancer treatment, cardiac treatment, maternity care, and COVID-19 treatments.
• Low Premiums:Eligible BPL families can avail of this scheme with a nominal annual premium of ₹850, bringing quality healthcare within their reach.
• Other Facilities: Women heads of households enrolled in the scheme are provided with smartphones and free internet connectivity for three years, giving them digital access to essential services and information.
• Coverage for pre and post-hospitalisation: This programme also pays for medical costs for pre and post-hospitalisation. The coverage extends for five days before hospitalisation and fifteen days after discharge.
• Avail treatment at any hospital : Beneficiaries can receive treatment in government and private hospitals.
• Chiranjeevi Health Insurance Scheme Rajasthan offers financial assistance to all residents of Rajasthan. They can avail the benefits of the scheme by applying for it online. Under the scheme, one can avail of coverage benefits for up to Rs. 5 Lakh, which are mentioned below:
• Covering nearly 1576 medical tests are covered under this scheme. It also offers cover for the treatment of various diseases.
• Cover for healthcare expenses, tests, and a related package of 15 days after hospitalisation is also offered under the scheme.
• The first scheme by the government of India to offer universal coverage at the network hospitals collaborated with the scheme.

How to Apply for Chiranjeevi Yojana?

Families who are eligible can sign up online or via in-person visits to government health centres or hospitals. The steps include:Register on the www.sso.rajasthan.gov.in website.

1. Documents Preparation:Collect required documents like Aadhaar cards, proof of income/residency, etc.(Address proof, Bank statement, BPL certificate, Ration card, Passport size photo, mobile number
2. Online Registration:Go to the official site to register. Accurately fill in the details and upload the required documents.
3. Verification Process:Applications are verified prior to approval. Once verified, beneficiaries are sent a confirmation link through mobile or email.

How Mukhyamantri Chiranjeevi Yojana Impacts Healthcare Accessibility?

Rajasthan has witnessed a huge transformation in accessibility to healthcare due to the Mukhyamantri Chiranjeevi Yojana:

• Financial Protection:The scheme protects families from liquidating their assets in times of distress by covering substantial medical bills.
• Better Health Outcomes:With access to quality healthcare, chronic and critical illnesses are being managed more efficiently, leading to better treatment outcomes.
• Inclusive:The scheme ensures that vulnerable sections of society, such as small farmers or contractual workers, are not alienated from acquiring healthcare services.

Which Documents are Required for Registration?

Applicants must provide the following documents during registration:

• Aadhaar card
• Proof of income (BPL certificate or similar)
• Proof of residency
• Ration card
• Passport-size photo
• Mobile number.

The Mukhyamantri Chiranjeevi Yojana is a revolutionary scheme designed to improve the health of Rajasthan's economically weaker sections. It provides extensive health insurance coverage at very low costs to ensure that financial conditions do not impede access to high-quality medical services.

So, if you or your loved ones are eligible, apply for this scheme today and access healthcare without the fear of impending costs.