Star Health Gain Insurance Policy

Star Health Gain Insurance Policy (UIN: SHAHLIP21262V032021)

Star Health Insurance offers the Star Health Gain Insurance Policy with a reasonable approach to your important healthcare expenses. This plan provides not just extensive and flexible coverage but also affordable premiums for the customers to stay protected against unforeseen hospitalizations. 

Any person aged between 18 years and 65 years can take this insurance for his/her family consisting of Self, spouse, and dependent children. Dependent child can be covered from 91 days to 25 years. 

With Sum Insured options from Rs. 1 Lakh to Rs. 5 Lakhs, this plan comes with 2 sections - In patient hospitalization expenses and Out patient expenses. The customers can choose the Premium and Sum Insured that they want and get the flexibility to select the limit for out-patient expenses cover.

Section I:

• Room, boarding and nursing expenses are covered up to 1% of the basic Sum Insured per day
• Emergency Ambulance charges can be covered up to Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period
• All day care procedures are covered
• Cataract and modern treatments covered up to the limits specified in the schedule
• Coverage for Pre & post hospitalization (30 days and 60 days) expenses.

Section II:

Outpatient Benefit covers cost of treatment incurred as an outpatient at any Networked Facility in India where the unutilized amount under this benefit can be carried forward only once to the next policy year on renewal.

With complete flexibility in choosing Sum Insured the customer needs, premium he/she wishes to pay and family size they would like to opt for, Star Health Gain Insurance Policy is ideal for the health care needs covering both inpatient & outpatient treatments of a customer and becomes the perfect Tax Saver Policy.