Star Health Gain Insurance Policy
IRDAI UIN: SHAHLIP21262V032021
Flexible Premium Options
Income Tax Benefit
Understand what’s included
SECTION I - In-Patient Hospitalization
Hospitalisation expenses incurred for a period of more than 24 hours on account of illness, injury or accidents are covered.
In addition to in-patient hospitalisation, the medical expenses incurred up to 30 days before the date of admission to the hospital are also covered.
Post-hospitalisation medical expenses up to 60 days from the date of discharge from the hospital are covered.
Room, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to 1% of the basic Sum Insured per day.
Ambulance charges are covered up to Rs. 750/- per hospitalisation and Rs. 1500/- per policy period for transportation of the insured person to the hospital by private ambulance service.
Day Care Procedures
Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
Expenses incurred for modern treatments such as Oral Chemotherapy, Intra Vitreal injections, Robotic Surgeries, etc. are covered up to the limits mentioned in the policy clause.
Expenses incurred for Cataract treatment are covered up to the limits mentioned in the policy clause.
This policy is subjected to a Co-payment of 20% of each and every admissible claim amount, for fresh as well as for the policies subsequently renewed for insured persons whose age at the time of entry into this policy is 61 years and above.
SECTION II - Outpatient Benefit
Necessary outpatient expenses incurred at any Networked Facility in India are covered up to the benefit limits in aggregate as stated in the policy schedule.
Carry Forward Benefits
Unutilised benefits in a policy year can be carried forward to the immediately succeeding renewal year. No further carry-over is permitted.
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
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Tiji K Oommen
Tiji K Oommen
My friend told me to buy health insurance from Star Health Insurance. That helped me during my son’s illness. Their cashless treatment facility was very helpful at the time. I truly appreciate their service and support.
I have been with Star Health Insurance for the past 8 years, and have applied for two claims in that time. Both claims got settled, and I received good support from the company during my hospitalisation.
My family has been with Star Health Insurance since 2006. Our claim, which we applied during last month, was handled without any hassle. We are happy that we are part of such service providers.
Star Health Insurance helped me a lot when I was in need. I was covered under Star’s Comprehensive policy, which provided me cashless treatment at their network hospital during my Angioplasty surgery.
I have been using Mediclaim services for the last 7-8 years. I had tried other companies. But, I satisfied with the service Star Health Insurance has provided me, they also have friendly support personnel.
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