Health Insurance Plans in Tezpur

What is Health Insurance in Tezpur?

Tezpur, also known as the cultural capital of Assam, is known for its scenic tourist attractions. The healthcare needs of the people in Tezpur have escalated rapidly along with industrialisation. Such conditions emphasise the necessity of medical insurance in Tezpur, enabling you to access quality treatment during an emergency without depleting your savings.

Continue reading to know why selecting the best health insurance in Tezpur is vital for your health and financial viability.

The Necessity of Health Insurance in Tezpur

Tezpur has faced severe health challenges in recent years. It has reported high numbers of maternal deaths. A retrospective study disclosed that 28.85% maternal deaths were due to anaemia, 25% due to haemorrhage, and 19.23% due to Toxaemia.  

These instances highlight the importance of investing in comprehensive health insurance plans in Tezpur, which will enable the residents to access quality treatment during a medical emergency. Investing in the best health insurance in Tezpur will save you from financial setbacks and provide peace of mind during challenging times.

Key Benefits of Health Insurance in Tezpur

The key benefits of investing in health insurance plans in Tezpur include:

1. Comprehensive Coverage

Leading insurers provide comprehensive coverage for medical claims, including hospitalisation, diagnostic tests, maternity and newborn care, as well as alternative medicines and AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, and Homoeopathy). Some policies cover the donor's expenses if an organ transplant is required.

2. Customisable Plans

Some of the best insurers offer plans tailored to the age range of people as well as their health requirements. You can choose from individual, family floater, and senior citizen plans. You can even tailor your policy through coverage choices or riders. If you only want coverage for critical illnesses, such as cancer, you can also opt for disease-specific plans.

3. Pre- and Post-Hospitalisation Cover

Most health insurance plans in Tezpur cover medical expenses related to pre- and post-hospitalisation, including consultations, diagnostic tests and medications.

4. Cashless Claims

Leading health insurance providers provide cashless hospitalisation services through a network of hospitals across India.

5. Preventative Health Checks

Top health insurance providers offer annual preventive health check-ups, which help detect potential illnesses and reduce long-term medical recovery costs. These check-ups can include tests for diabetes, liver and kidney function, and cholesterol levels.

6. Easy Digital Access

Digital platforms have made managing medical insurance in Tezpur more convenient. Insurance companies provide seamless online services for buying and renewing policies, downloading health cards, and filing claims. This digital convenience helps save a significant amount of time and ensures faster claim processing.

7. Tax Benefits

Premiums paid for health insurance are eligible for tax deductions under section 80D of the Income Tax Act. Individuals and families can claim up to ₹25,000 per year in tax savings, while senior citizens can save up to ₹50,000 annually. Therefore, health insurance is not just a way to protect your health but also a smart financial investment.

With the rise in population and industrial developments, it is wise to invest in a comprehensive health insurance policy in Tezpur. It can provide financial support in times of illness and offer preventive care, wellness benefits, and peace of mind.