Owning a health insurance policy is considered to be an essential investment. It ensures financial security when you or your family suddenly require healthcare services or hospitalisation.
Besides purchasing a health coverage plan, maintaining its continuity is equally important to make sure that your loved ones are always protected. Additionally, you will get your no-claim bonus if you have not made any claims over the past years.
Easy Way to Renew Your Health Insurance Policy Online
To renew your existing medical insurance policy, you can follow these steps:
Step 1: Open the homepage of the Star Health website.
Step 2: Next, click on the ‘Renew’ option from the list provided.
Step 3: Enter your ‘policy number’ carefully and then mention your date of birth.
Step 4: Go through the details of the existing policy and opt for changes if needed.
Step 5: Proceed to a new page to complete the payment online.
Step 6: Receive the new policy’s soft copy in your registered email address.
Note: You must already have a health insurance plan from Star Health to execute the renewal process, as mentioned above.
Renewing a health insurance policy post-renewal date requires a few extra steps compared to the standard renewal process. Here are the steps to follow:
Step 1 : Contact your insurance company
Step 2 : Submit a request
Step 3 : Pay the renewal premium
Step 4 : Receive the renewed policy
Things to Remember While Renewing Your Health Insurance Card
Renewal of a health insurance policy is a straightforward procedure. However, you should keep some things in mind for a flawless renewal.
Review the Policy Coverage
Carefully going through the terms and conditions of a health insurance policy is essential before you renew your policy. You should have a crystal clear idea about the inclusions and exclusions of your preferred plan. This way, you will be able to figure out the necessary add-ons in the most efficient way.
Renew Your Health Insurance on Time
By renewing your existing policy before expiry, you can avoid a waiting period. Therefore, you should be well aware of the due renewal date as it will make sure you get continued protection.
Compare Multiple Policies
Despite having decent enough health coverage, you should spare time in reviewing similar medical insurance policies. It will enable you to bring changes and reduce the premium amount wherever applicable.
Clear Existing Claims
If you have an ongoing claim settlement process then you need to clear that first before applying for a renewal. Getting this part right ensures smooth renewals and ensures that your plan does not lapse under any situation.
Renewing your health insurance on time keeps you and your family protected. Thus, you should be aware of the renewal process to make sure there are no gaps in your health coverage.
Also Read:
→ Health Insurance Policy Cancellation Process
→ Health Insurance Setup for Small Businesses
→ Health Insurance Tax Exemptions Explained
→ How does Health Insurance Work in India
HELP CENTRE
<p><span style="background-color:rgb(242,244,247);color:rgb(0,0,0);">We’re Star Health. We offer the coverage that’s designed to help keep you healthy. It's the care that comes to you, and stays with you.</span></p>
What happens if I miss the renewal date for my health insurance policy?
<p>If you miss the renewal date for your health insurance policy, your policy will lapse and lose your coverage. This means that you cannot claim any benefits from the procedure. However, you can still renew your policy post-renewal date by following the steps mentioned above.</p>
Can I renew my health insurance policy online post-renewal date?
<p>Yes, you can renew your health insurance policy online post-renewal date. Most insurance companies have an online renewal facility, which makes the process convenient and hassle-free.</p>
Related Health Insurance Products
Grace Period In Health Insurance
/health-insurance/grace-period-in-health-insurance/
Health Care Cost in India
/health-insurance/health-care-cost-in-india/
Health Insurance in Another State
/health-insurance/health-insurance-another-state/
Health Insurance Benefits
/health-insurance/health-insurance-benefits/
Health Insurance Claim Settlement Ratio
/health-insurance/health-insurance-claim-settlement-ratio/
Insurance for Accident Broken Bones
/health-insurance/health-insurance-cover-accident-broken-bones/
After Retirement Health Insurance
/health-insurance/health-insurance-coverage-after-retirement/
Insurance Coverage Needs in India
/health-insurance/health-insurance-coverage-do-you-need-in-india/
Knee-replacement Surgery
/health-insurance/health-insurance-coverage-for-knee-replacement-surgery/
Inclusion and Exclusion in Insurance
/health-insurance/health-insurance-coverage-inclusions-and-exclusions/
Health Insurance for Brain Tumour
/health-insurance/health-insurance-cover-brain-tumour/
Health Insurance for Diagnostic Charges
/health-insurance/health-insurance-cover-diagnostic-charges/
Health Insurance for Hernia
/health-insurance/health-insurance-cover-for-hernia/
Health Insurance Expenses or Investments
/health-insurance/health-insurance-expense-or-an-investment/
Health Insurance for Alzheimer Patients
/health-insurance/health-insurance-for-alzheimers-patients/
Health Insurance for Autoimmune Diseases
/health-insurance/health-insurance-for-autoimmune-diseases/