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Renewing Your Health Insurance: A Step-by-Step Guide
Owning a health insurance policy is considered to be an essential investment. It ensures financial security when you or your family suddenly require healthcare services or hospitalisation.
Besides purchasing a health coverage plan, maintaining its continuity is equally important to make sure that your loved ones are always protected. Additionally, you will get your no-claim bonus if you have not made any claims over the past years.
Easy Way to Renew Your Health Insurance Policy Online
To renew your existing medical insurance policy, you can follow these steps:
Step 1: Open the homepage of the Star Health website.
Step 2: Next, click on the ‘Renew’ option from the list provided.
Step 3: Enter your ‘policy number’ carefully and then mention your date of birth.
Step 4: Go through the details of the existing policy and opt for changes if needed.
Step 5: Proceed to a new page to complete the payment online.
Step 6: Receive the new policy’s soft copy in your registered email address.
Note: You must already have a health insurance plan from Star Health to execute the renewal process, as mentioned above.
Steps to renew your health insurance policy post-renewal date
Renewing a health insurance policy post-renewal date requires a few extra steps compared to the standard renewal process. Here are the steps to follow:
Step 1 : Contact your insurance company
- The first step in renewing your health insurance policy post-renewal date is to contact your insurance company. You can call the customer service number or visit the company's website. Explain your situation to the customer service representative and ask for guidance on the renewal process.
Step 2 : Submit a request
- Once you have contacted your insurance company, they will guide you on submitting a request to renew your policy. You may need to provide additional documentation to complete the renewal process.
Step 3 : Pay the renewal premium
- After your request has been processed, you need to pay the renewal premium.
Step 4 : Receive the renewed policy
- Once you have completed all the necessary steps, you will receive your renewed policy. Make sure to review the policy carefully and ensure that all the details are correct.
Things to Remember While Renewing Your Health Insurance Card
Renewal of a health insurance policy is a straightforward procedure. However, you should keep some things in mind for a flawless renewal.
Review the Policy Coverage
Carefully going through the terms and conditions of a health insurance policy is essential before you renew your policy. You should have a crystal clear idea about the inclusions and exclusions of your preferred plan. This way, you will be able to figure out the necessary add-ons in the most efficient way.
Renew Your Health Insurance on Time
By renewing your existing policy before expiry, you can avoid a waiting period. Therefore, you should be well aware of the due renewal date as it will make sure you get continued protection.
Compare Multiple Policies
Despite having decent enough health coverage, you should spare time in reviewing similar medical insurance policies. It will enable you to bring changes and reduce the premium amount wherever applicable.
Clear Existing Claims
If you have an ongoing claim settlement process then you need to clear that first before applying for a renewal. Getting this part right ensures smooth renewals and ensures that your plan does not lapse under any situation.
Renewing your health insurance on time keeps you and your family protected. Thus, you should be aware of the renewal process to make sure there are no gaps in your health coverage.
Also Read:
→ Health Insurance Policy Cancellation Process
→ Health Insurance Setup for Small Businesses
→ Health Insurance Tax Exemptions Explained
→ How does Health Insurance Work in India
→ How Can I Retire Early and Get Health Insurance
