Star Extra Protect - Add on Cover
IRDAI UIN: SHAHLIA23061V012223
HIGHLIGHTS
Plan Essentials
Add on Cover
Eligibility
Policy Term
Age & Family Size
DETAILED LIST
Understand what’s included
SECTION I
Enhanced Room RentThis cover enhances the room, boarding and nursing expenses as per the limits mentioned in the policy clause. |
Claim Guard (Coverage for Non-medical Items)If there is an admissible claim under the base policy, then the expenses for non-medical items specified in this Add on Cover will become payable.
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Enhanced Limit for Modern TreatmentsIf the modern treatments that are listed in the policy clause are covered in the base policy, then such treatments are covered up to the Sum Insured of the basic policy. |
Enhanced Limit for AYUSH TreatmentThe in-patient hospitalisation expenses incurred for the treatment under Ayurveda, Unani, Siddha and Homeopathy systems of medicines in AYUSH hospitals are covered up to the Sum Insured of the base policy. |
Home Care TreatmentExpenses incurred on home care treatment for the specified conditions as mentioned in the policy clause are covered up to 10% of the Sum Insured of the base policy subject to the maximum of Rs. 5,00,000/- in a policy year. |
Bonus Guard1) The Cumulative Bonus granted under the base policy will not be reduced at the time of renewal unless the bonus is utilised.
2) On full utilisation of the Sum Insured and nil utilisation of the Cumulative bonus, the Cumulative Bonus granted under the base policy at the time of renewal will not be reduced.
3) On full utilisation of the Sum Insured and partial utilisation of the Cumulative Bonus, the Cumulative Bonus granted under the base policy at the time of renewal will be the balance Cumulative Bonus available.
4) On full utilisation of the Sum Insured and Cumulative Bonus, the Cumulative Bonus granted under the base policy on renewal will be nil. |
SECTION II
Option to Choose Aggregate DeductibleDiscount on premium is available if the insured person chooses any of the deductible listed in the policy clause. |
Why Choose Star Health Insurance?
As a Health Insurance specialist, we extend our services from offering tailor-made products to fast in-house claim settlements. With our growing network of hospitals, we ensure easy access to fulfill your medical needs.
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