Do you know that over 30% of the population in India is devoid of health insurance? Considering the largest population we have, over 40 crore people are uninsured as confirmed by the recent study published in Forbes. Like other cities, Kochi also has many uninsured individuals.
Health insurance in Kochi is an important aspect to talk about as this city is also experiencing steady growth in population and increasing medical costs. Now, you may be wondering which health insurance plan would be the most suitable for you and your family members.
No worries! We are going to cover here what needs to be checked in the best health insurance in Kochi.
When assessing the top health insurance in Kochi, check the following factors to ensure that you have chosen the right plan for you :
1. Coverage benefits: Check those comprehensive offers that comprise hospitalisation, outpatient services, critical illnesses, maternity benefits, and preventive care.
2. Network hospitals: While buying health insurance, check the list of network hospitals. Make sure that the most reputed hospitals are on the list.
3. Premiums: Choose the right premium as per your budget.
4. Waiting period: This is the most important feature if you have any pre-existing illness. Star Health ensures that the waiting period is cut down from three years to one year for the specified Pre-existing condition, as long as it is approved by the Underwriter.
5. Exclusions: Read the exclusions carefully so that they do not become hazardous during the claim settlement process.
6. Renewability options: This option is especially for the elder people especially because after a certain age policy cannot be renewed.
Also Read:- Best Health Insurance in Malappuram
By checking the above-mentioned factors, you will surely land on the top health insurance in Kochi that will meet your healthcare needs. Furthermore, by using Kochi health insurance online platforms, you can make an informed decision right after comparing the different plans and their premiums.
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