How to Apply for a Yeshasvini Card?

Complete Guide to Getting a Yeshasvini Card
 

Getting good healthcare can be hard for people living in rural areas or with low incomes. To help with this, the Karnataka government initiated the Yeshasvini Health Insurance Scheme. It provides affordable healthcare coverage for members of cooperative societies and covers the costs of surgeries and treatment that the member may otherwise be unable to pay for.

However, it is crucial to learn about the eligibility criteria before applying. Read ahead to learn about the eligibility criteria, the procedure for applying for a Yeshasvini card, and other essential details.

What are the Eligibility Criteria to Apply for a Yeshasvini Card?

To join the Yeshasvini Health Insurance Scheme, you need to meet the following conditions:

● Age Limit: Anyone under the age of 75 can sign up for the scheme.

● Membership Requirement: You must be a member of a cooperative society in Karnataka for at least 90 days before enrolling. Even if your family members are not part of the cooperative, they can still be covered under your plan.

● Certain Family Members: The scheme includes the main applicant, their spouse, dependent children, and parents.

● Scheme Period: The plan is valid for one year, starting from August 1st and ending on July 31st of the next year.

What is the Procedure to Apply for a Yeshasvini Card?

Applying for a Yeshasvini card is a simple and direct process that grants access to the benefits of the Yeshasvini Health Insurance Scheme. This card will allow the eligible member to access quality, low-cost health care at any of the partner hospitals in Karnataka. Here is how to apply:

1. Confirm Your Membership

First, ensure you are a member of a recognized cooperative society governed by the Karnataka Cooperative Societies Act, the Souhardha Sahakari Act, or the Multi-State Cooperative Societies Act. Your membership must have been active for at least three months before you apply for the card.

2. Enrol Through Your Cooperative Society

Go to the cooperative society or self-help group (SHG) branch where you are a member. Request for Unique Health Identification (UHID) enrollment form, containing forms for yourself and your household members.

3. Gather and Submit the Required Documents

Prepare the necessary documents before submitting your application, including:

● Proof of Membership:  A certificate or document showing you are an active member of the cooperative.

● Aadhaar Card: It is used to identify and provide proof of address for each family member.

● Ration Card: To confirm family details.

● Photographs: Passport-sized photos of each family member you wish to enrol.

● Caste Certificate: If applicable, this is for those eligible people under special categories.

4. Pay the Premium

Submit the applicable annual premium with your documents as per the following:

● Rural Members: ₹500 for a family of four or less and ₹100 for every other member.

● Urban Members: ₹1,000 for a family of four or less and ₹200 for every other member.

5. Get Your Card

After your documents are authenticated and the payment is made, the cooperative society will issue your Yeshasvini Health Card. The card will show your UHID, name, and details about your enrolled family member.

6. Renew Annually

To maintain your coverage, renew your card annually by remitting the annual premium again through your cooperative society.

What are the Benefits of the Yeshasvini Card?

The Yeshasvini card gives members access to affordable, quality healthcare through the Yeshasvini Health Insurance Scheme. Here are the key benefits:

● Coverage Up to ₹5 Lakh

Members are insured for up to ₹5 lakh each year. This amount can be used for treatments at any of the scheme’s network hospitals.

● Treatment for Over 1,600 Conditions

The card covers a wide range of medical procedures, which is about 1,650 in total, available at partnered hospitals under the scheme.

● Discounts on Diagnostic Tests

While most health plans do not include diagnostic tests, this scheme offers these services at discounted rates for members.

● Cashless Treatment Facility

With your Yeshasvini card, you do not need to pay upfront at network hospitals. The scheme handles the treatment costs.

● Lower Medical Treatment Costs

Under this scheme, many surgeries and treatments have fixed, reduced prices. These rates are much lower than what you would usually pay at private hospitals.

By applying for a Yeshasvini card, you can take an important step toward securing affordable and quality healthcare for yourself and your family. This simple process helps you access a wide range of medical services at reduced costs, with the added benefit of cashless treatment at network hospitals.

At Star Health, we also offer complete health coverage under our Star Micro Rural and Farmers Care Policy, which is specially designed for the needs of the rural population. We provide hassle-free claim settlements with affordable premiums tailored for the farmer community.