If you are considering open-heart surgery for yourself or your loved ones, we are here to navigate you through the financial aspects of the surgery with care and clarity. Among the latest treatments, open-heart surgery in India offers multiple advantages over conventional bypass surgery.
However, most basic health insurance does not cover the surgical expenses. Read ahead to understand the cost of open heart surgery and how to select the best policy tailored to your specific needs.
The following table summarises the expenditure of some of the basic surgical procedures.
| Surgical Procedure | Average Cost |
| Basic Heart Surgery | ₹1.5 to ₹5 Lakhs |
| Coronary Artery Bypass Graft | ₹3 to 5 Lakhs |
| Device Implantation | ₹3 Lakhs |
As the surgical procedure becomes more complicated, the expenses also increase. Moreover, basic health policies usually tend to exclude these expenses. People need a specialized policy that would cover these hefty expenses as well.
The modern lifestyle has increased the incidence of heart ailments. Surgeons perform around 60,000+ open-heart surgeries annually across the country. Some of the common open-heart surgeries include:
1.Coronary Artery Bypass Graft (CABG)
It is undoubtedly one of the most common types of open-heart surgery performed across the nation.
2.Heart Valve Replacement or Repair
This procedure involves replacing or repairing a heart valve with a prosthetic valve.
3.Implantation of Pacemaker or Cardioverter Defibrillator (ICD)
To correct the irregular rhythm of the heart (arrhythmia), doctors can either implant a pacemaker in the heart muscle or prescribe medications for less serious patients.
4.Heart Transplant
In cases of severe conditions, medications and devices may not be effective. In such a scenario, the doctors usually replace the damaged heart with a healthy heart from a deceased person.
5.Pericardiectomy
It is quite a complex surgery which involves the removal of the pericardium, the outer covering of the heart.
6.Total Artificial Heart or Ventricular Assist Device Implantation Surgery
This offers an alternative to a heart transplant and is a good option for those who cannot undergo a transplant.
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