Health Insurance in Panipat

Finding Quality Health Insurance in Panipat

Panipat with its historic grandeur is an industrially planned city. While the rise in population has aided Panipat's economic growth, it has also led to an increase in medical expenses. Due to pollution and the prevalence of lifestyle disorders, residents of Panipat, especially the elderly, are experiencing chronic health issues.

Consequently, medical debts are increasing, hitting common people the hardest. To relieve the financial burden, many are opting for health insurance Panipat.  Being a protective financial tool, medical insurance in Panipat shields you from the potential expenses associated with healthcare. 

With numerous insurance providers in the market, Star Health Insurance stands out by ensuring immediate medical attention without financial strain. Let’s explore some key features of the best health insurance policies available in the city.

What Are the Features of the Best Health Insurance in Panipat?  

It is always important to choose a health policy that perfectly fits your and your family’s needs. Below are some of the features that you should look at as a customer when subscribing to medical insurance in Panipat: 

1) Waiting Period for Pre-existing Illness

When you buy a health insurance plan, pre-existing illnesses are not automatically covered. You can only get coverage for these illnesses after a waiting period. The length of this waiting period can vary between different health insurance plans. It is essential to check this duration, as it can range from a few months to several years.  
Understanding the importance of covering pre-existing conditions, Star Health offers an optional buy-back Pre-existing Disease (PED) cover. It allows policyholders in Panipat to reduce the waiting period for these conditions by paying an additional premium.

2) Policy Coverage  

Getting yourself and your family secured with comprehensive health insurance in Panipat is imperative. Although, the coverage of the policy varies between insurers. Here are some of the common medical expenses that are covered by popular policy providers including Star Health: 

• Pre and post-hospitalisation expenses 
• Preventive health checkups 
• Ambulance charges 
• AYUSH benefits 
• Domiciliary treatment 
• Daycare procedures 

3) Cumulative Bonus   

A Cumulative Bonus in health insurance is a benefit for insured individuals. If you do not make any claims during a policy year, you will receive a cumulative bonus. This bonus increases the sum insured without raising the premium. This is one of the perks of staying healthy and fit throughout the year.
 

What is the Process of Getting Medical Insurance in Panipat?  

Insurers like Star Health have streamlined various virtual processes to buy affordable health insurance in Panipat. Have a look: 
1) Via WhatsApp  
Step 1: Text ‘Hi’ on the official WhatsApp number of Star Health 95976 52225.
Step 2: Select ‘Buy Policy’ from the options. 
Step 3: State whether you are an existing customer or not and then, click on ‘Insured’.
Step 4: Enter your details, like name, email address, date of birth and PIN code.
Step 5: Share if you have any existing health problems.
Step 6: Enter the sum insured amount.
Step 7: Next, verify the insured amount and proceed.
2) Via Website  
Step 1: Visit the official website. 
Step 2: Navigate to the top right corner and click on ‘Buy Now’. 
Step 3: Select the required sum amount and fill in the boxes with relevant details.
Step 4: Next, your premium will be auto-calculated. Click on ‘Buy Now’ to complete payment and purchase your new individual or family health insurance in Panipat.  
Please note: you can also reach out to your local Star Health agent to buy health insurance in no time. 

Star Health Network Hospitals in Panipat  

Here is a list of the top 5 agreed Star Health network hospitals in Panipat

Star Health Insurance Panipat offers policies that offer care beyond financial protection. Choose wisely to give yourself and your family in Panipat the optimum protection.