What is the 5 Lakh Scheme in Telangana?

Rajiv Yuva Vikasam Scheme: Eligibility, Benefits & Registration Guide

The 5 Lakh Scheme in Telangana refers to the Rajiv Yuva Vikasam scheme. The government of Telangana has introduced this scheme to support about 5 lakh youth of the state financially. Approximately Rs.6250 crore has been allocated under this scheme to create self-employment opportunities for young people.

It is a people-centric initiative with a primary objective of economic development and youth empowerment. Read on to learn in detail about the eligibility, conditions, and other essential details of the scheme!

What are the Eligibility Criteria for the Rajiv Yuva Vikasam Scheme?

The eligibility criteria of the Rajiv Yuva Vikasam Scheme include:

• People belonging to ST, SC, and BC communities
• Youth from marginalized communities(unemployed & minorities communities)
• People aged between 21 and 55 years for non-agricultural schemes
• People aged between 21 and 60 years in the allied and agricultural sectors
• One should not earn more than Rs. 1.5 lakh if residing in a rural region
• If one resides in an urban area, their annual income must not exceed Rs. 2 Lakh.
• Special preference: Preference is given to first - time beneficiaries, women(at least 25% of the target, especially single and widowed women), persons with disabilities (minimum 5%), family members of Telangana agitation martyrs, and candidates with existing self-employment skills

If you fulfil these eligibility criteria, you can proceed with the application. However, before that, make sure to keep the essential documents ready.

What are the Conditions of the Rajiv Yuva Vikasam Scheme?

Some of the crucial conditions associated with the Rajiv Yuva Vikasam Scheme are as follows:

• One household is eligible for only one self-employment scheme for the 5-year frame
• People who have proven skills in self-employment will be given preference
• Women candidates and first-time applicants will get priority under the scheme
• Applicants with minimum 5% disability will also be given preference
• Candidates with SC sub-classification agitation will get priority
• Preference will also be given to the Kin of martyrs of the Telangana agitation
• Applicants have the flexibility to do any suitable activity that is financially viable

There are several categories present under the Rajiv Yuva Scheme, based on which the authorities will choose the appropriate beneficiaries for the scheme.

What are the Categories under the Rajiv Yuva Vikasam Scheme?

The government has established a tiered structure for this scheme, allowing businesses to benefit according to their specific venture needs. The three categories present under the Rajiv Yuva Scheme are as follows:

1. Category 1:Here, one can get loans of up to ₹1 lakh at a subsidy of 80%. However, they must arrange for bank linkages or contribute the remaining 20%.
2. Category 2: For this category, one can obtain loans between ₹1 lakh and ₹2 lakh with a 70% subsidy.
3. Category 3:Under this category, the beneficiaries are eligible to get a loan of up to ₹3 lakh at a subsidy of 60%.

What are the Documents Required for the Rajiv Yuva Vikasam Scheme Application?

Listed below are some of the essential documents that you will need to upload when applying for the Rajiv Yuva Vikasam scheme:

• Aadhaar card for identity proof
• Income certificate for income proof
• A government-issued ration card
• A caste certificate that was issued after the formation of Telangana
• Pattadar passbook if applying under the agricultural schemes
• Permanent driving license if applying under the transport sector schemes
• SADAREM certificate if applying under PwDs
• Vulnerable group certification issued by the Mandal Level Committee
• Passport-Sized Photograph

Once you have arranged the necessary documents, you can start with your registration process for the scheme.

What is the Registration Process for the Rajiv Yuva Vikasam Scheme?

You have the option to complete the registration process both online and offline at your convenience, which is discussed in detail in the following:

1.  Offline Process

Mentioned below are the steps that you will need to follow to register under the Rajiv Yuva Vikasam Scheme offline:

• Step 1:Visit the scheme's official website.
• Step 2:Enter your credentials to log in to the portal
• Step 3:Go to the application page and download the form.
• Step 4:Complete the form and attach the required documents.
• Step 5:Submit the documents at the Mandal Praja Palana Seva Kendralu (MPDP), Zonal Commissioner's Office (Urban Areas), or Municipal Commissioner’s office.

2.  Online Process

The steps to register online for the Rajiv Yuva Vikasam scheme are as follows:

• Step 1:Navigate to the official website.  (tgobmmsnew.cgg.gov.in).
• Step 2:Log in to the portal using your ID and password.
• Step 3:Proceed to the application form and complete it.
• Step 4: Upload all the essential documents.
• Step 5:Review all the details and submit your completed application form.
• The registration period was from mid-March to mid-April 2025, with sanction letters distributed starting June 2, 2025, coinciding with Telangana's formation day

If your application to the scheme for the loan is approved, you will receive all the related documents on June 2, 2025. Please note that applying the scheme does not guarantee your selection. To be eligible for the scheme, certain conditions must be met.

The Rajiv Yuva Vikasam scheme has been carefully designed to provide financial support to young people who wish to start their ventures. If you find yourself eligible for this scheme, make sure to apply before the deadline and reap the benefits associated.